Chubb Business Owner’s Policy
Chubb Business Owner's Policy (BOP) Insurance
Chubb underwrites its Business Owner's Policy directly, combining property and liability coverage into a single package positioned as the foundation of a small business's insurance portfolio. 1Company-reported. Chubb BOP product page; describes Chubb's own packaged small-business offering.
Who It’s For
Chubb says its BOP is available to small businesses with up to $30 million in revenue across more than 500 business classes, including technology, healthcare, retail, manufacturing and financial services. 1Company-reported. Chubb BOP eligibility list; a specific business's eligibility depends on underwriting.
Coverage Features
Chubb lists optional BOP enhancements including privacy and data breach coverage, employment practices liability, foreign liability with kidnap and ransom, equipment breakdown, water backup and sump overflow, and crime coverage such as forgery and employee dishonesty. 1Company-reported. Chubb BOP coverage-highlights list; availability of any enhancement depends on the issued policy and state.
Limits and Retentions
Not found in reviewed sources. The reviewed BOP page does not publish specific coverage limits, sublimits or deductibles for the base policy or its enhancements. 1Chubb BOP product page as read on 2026-09-23.
Risk Services
Chubb markets a 'Total Account Solution' that lets a BOP holder add umbrella, workers' compensation, commercial auto, ForeFront management liability and Cyber ERM/DigiTech ERM coverage from the same carrier. 1Company-reported. Chubb BOP product page; each added line is underwritten and priced separately.
How to Apply
You can request a Chubb BOP quote online, or an appointed independent agent or broker can apply for a Chubb Appointment to place the policy on your behalf. 1Company-reported. Chubb BOP product page call-to-action sections for business owners and for agents and brokers.
Claims Support
Chubb reports 24/7 claims reporting and a dedicated Small Commercial claims email address, and says 93% of policyholders with a paid claim from 2022-2025 were highly satisfied with their claim experience. 3,4Company-reported. Claims and report-a-claim pages describe claims handling across Chubb's commercial book generally, not exclusively for BOP; the satisfaction figure is a company-reported survey result.
Chubb Business Owner’s Policy Compared
Other Chubb Coverage Lines
Sources
- Business Owner's Policy (BOP) Insurance. Chubb; Chubb BOP Insurance Eligibility: up to $30M revenue, 500+ business classes; Chubb BOP Coverage Highlights: optional property and liability enhancements; Total Account Solution: umbrella, workers' compensation, commercial auto, ForeFront, Cyber ERM/DigiTech ERM. Accessed 2026-09-23.
- Insurance for Technology Companies. Chubb; Commercial package insurance section naming BOP, Benchmarq and Customarq as Chubb's three package policy options for small and midsize businesses. Accessed 2026-09-23.
- Report a Claim. Chubb; Email first-notice contacts, including Small Commercial claims.smallbusiness@chubb.com; phone, online and mail reporting options. Accessed 2026-09-23.
- Claims. Chubb; 24/7 claims response; 2,000+ North America Claims Professionals; 93% of clients with a paid claim highly satisfied, based on 2022-2025 survey. Accessed 2026-09-23.
