Chubb Workers’ Compensation Insurance

Chubb Small Business Workers' Compensation Insurance

Chubb underwrites workers' compensation insurance directly for small businesses, crafted to pair with a Chubb BOP for combined policy and claims service. 1Company-reported. Workers' Compensation for Small Business product page.

Who It’s For

Chubb says this policy covers small businesses with as little as one employee up to $30 million in revenue, across a wide range of classes including technology. 1,2Company-reported. Coverage-highlights list on the small-business workers' compensation page.

Coverage Features

Chubb lists coverage for medical expenses and lost wages, a waiver of subrogation option, various employer liability limits, and occasional international travel coverage available through a foreign package policy. 1Company-reported. Coverage-highlights list; specific options depend on the issued policy.

Limits and Retentions

Not found in reviewed sources. The reviewed page does not publish specific dollar limits for medical expense or employer liability coverage, describing employer liability limits only as "various." 1Workers' Compensation for Small Business page as read on 2026-09-23.

Risk Services

Chubb describes internal nurse case managers, a return-to-work program, pharmacy benefit management, preferred-provider network access, and a Special Investigative Unit for suspected fraud as part of its workers' compensation claims service. 1Company-reported. Exceptional Service section of the small-business workers' compensation page; company-described service program.

How to Apply

You can request a quote online, or an appointed independent agent or broker can apply for a Chubb Appointment to place the policy. 1Company-reported. Small-business workers' compensation page quote call-to-action for business owners and for agents and brokers.

Claims Support

Chubb says it commits to adjuster contact within 24 hours of receiving a lost-time claim assignment, offers simple online claims reporting, and re-prices every medical bill according to each state's fee schedule. 1Company-reported. Exceptional Service section; company-reported service commitments, not an independently verified outcome.

Chubb Workers’ Compensation Insurance Compared

Other Chubb Coverage Lines

Sources

  1. Workers' Compensation Insurance for Small Business. Chubb; Small Business Workers' Compensation Coverage Highlights; Exceptional Service; Total Account Solution. Accessed 2026-09-23.
  2. Insurance for Technology Companies. Chubb; Products and services list naming workers' compensation among Chubb's technology-industry offerings. Accessed 2026-09-23.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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