Chubb Builders Risk Insurance

Chubb Builders' Risk Insurance

Chubb underwrites builders' risk insurance directly for commercial and residential contractors and for engineering construction such as bridges and tunnels. 1Company-reported. Builders' Risk Insurance product page.

Who It’s For

Chubb targets contractors, developers, owners or homebuilders with an active construction program and a strong property-preservation management approach. 1Company-reported. Target clients section.

Coverage Features

Chubb offers Individual Project Builders Risk and Master Programs, difference-in-conditions coverage for selected construction projects, both physical-damage and delay-in-opening coverage, International Builders Risk for U.S. domestic clients, a portfolio of green endorsements, and contract-penalty coverage tied to a covered physical-damage loss. 1Company-reported. Coverage list; subject to the policy as issued.

Limits and Retentions

Not found in reviewed sources. Chubb says it offers capacity in a variety of positions, including primary, full limit, quota share, buffer and excess layer, but the reviewed page does not publish specific dollar limits. 1Coverage list and Benefits section.

Risk Services

Chubb offers loss-control and risk-consulting services on both a bundled and unbundled basis, with underwriters averaging more than 20 years of builders-risk experience. 1Company-reported. Coverage list Benefits section.

How to Apply

Chubb says submissions should include a project description, statement of values, locations, limits and coverage requirements, plus a breakdown of soft costs, pro forma and period of indemnity if delay-in-opening coverage is requested. 1Company-reported. Submission requirements section.

Chubb Builders Risk Insurance Compared

Other Chubb Coverage Lines

Sources

  1. Builders' Risk Insurance. Chubb; Coverage list: Individual Project and Master Programs, DIC, physical damage and delay in opening, International Builders Risk; Target clients; Submission requirements. Accessed 2026-09-23.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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