--- title: "Chubb Builders Risk Insurance" description: "What Chubb Builders Risk Insurance covers, who it’s for, and how to apply, cited to Chubb’s own published sources." canonical: "https://spot.insure/insurance-providers/chubb/builders-risk" page-type: "offering-page" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/insurance-providers/chubb/builders-risk) # Chubb Builders Risk Insurance Chubb Builders' Risk Insurance Chubb underwrites builders' risk insurance directly for commercial and residential contractors and for engineering construction such as bridges and tunnels. [1](https://www.chubb.com/us-en/business-insurance/builders-risk-insurance.html "Builders' Risk Insurance") (Evidence: Company-reported; scope: Builders' Risk Insurance product page.) ## Who It’s For - Chubb targets contractors, developers, owners or homebuilders with an active construction program and a strong property-preservation management approach. [1](https://www.chubb.com/us-en/business-insurance/builders-risk-insurance.html "Builders' Risk Insurance") (Evidence: Company-reported; scope: Target clients section.) ## Coverage Features - Chubb offers Individual Project Builders Risk and Master Programs, difference-in-conditions coverage for selected construction projects, both physical-damage and delay-in-opening coverage, International Builders Risk for U.S. domestic clients, a portfolio of green endorsements, and contract-penalty coverage tied to a covered physical-damage loss. [1](https://www.chubb.com/us-en/business-insurance/builders-risk-insurance.html "Builders' Risk Insurance") (Evidence: Company-reported; scope: Coverage list; subject to the policy as issued.) ## Limits and Retentions - **Not found in reviewed sources.** Chubb says it offers capacity in a variety of positions, including primary, full limit, quota share, buffer and excess layer, but the reviewed page does not publish specific dollar limits. [1](https://www.chubb.com/us-en/business-insurance/builders-risk-insurance.html "Builders' Risk Insurance") (Scope: Coverage list and Benefits section.) ## Risk Services - Chubb offers loss-control and risk-consulting services on both a bundled and unbundled basis, with underwriters averaging more than 20 years of builders-risk experience. [1](https://www.chubb.com/us-en/business-insurance/builders-risk-insurance.html "Builders' Risk Insurance") (Evidence: Company-reported; scope: Coverage list Benefits section.) ## How to Apply - Chubb says submissions should include a project description, statement of values, locations, limits and coverage requirements, plus a breakdown of soft costs, pro forma and period of indemnity if delay-in-opening coverage is requested. [1](https://www.chubb.com/us-en/business-insurance/builders-risk-insurance.html "Builders' Risk Insurance") (Evidence: Company-reported; scope: Submission requirements section.) ## Chubb Builders Risk Insurance Compared - [Chubb vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-chubb/builders-risk) - [Chubb vs Coverdash](https://spot.insure/compare/chubb-vs-coverdash/builders-risk) - [Chubb vs Harper](https://spot.insure/compare/chubb-vs-harper/builders-risk) - [Chubb vs Heffernan Insurance Brokers](https://spot.insure/compare/chubb-vs-heffernan/builders-risk) - [Chubb vs HUB International](https://spot.insure/compare/chubb-vs-hub-international/builders-risk) - [Chubb vs Marsh](https://spot.insure/compare/chubb-vs-marsh/builders-risk) ## Other Chubb Coverage Lines - [Chubb Business Owner’s Policy](https://spot.insure/insurance-providers/chubb/business-owners-policy) - [Chubb Cargo and Transit Insurance](https://spot.insure/insurance-providers/chubb/cargo-transit) - [Chubb Commercial Auto Insurance](https://spot.insure/insurance-providers/chubb/commercial-auto) - [Chubb Commercial Property Insurance](https://spot.insure/insurance-providers/chubb/commercial-property) - [Chubb Crime Insurance](https://spot.insure/insurance-providers/chubb/crime) - [Chubb Cyber Insurance](https://spot.insure/insurance-providers/chubb/cyber) - [Chubb D&O Insurance](https://spot.insure/insurance-providers/chubb/directors-officers) - [Chubb Employment Practices Liability Insurance](https://spot.insure/insurance-providers/chubb/employment-practices) - [Chubb Equipment Breakdown Insurance](https://spot.insure/insurance-providers/chubb/equipment-breakdown) - [Chubb Fiduciary Liability Insurance](https://spot.insure/insurance-providers/chubb/fiduciary) - [Chubb General Liability Insurance](https://spot.insure/insurance-providers/chubb/general-liability) - [Chubb Inland Marine Insurance](https://spot.insure/insurance-providers/chubb/inland-marine) - [Chubb Kidnap and Ransom Insurance](https://spot.insure/insurance-providers/chubb/kidnap-ransom) - [Chubb Management Liability Insurance](https://spot.insure/insurance-providers/chubb/management-liability) - [Chubb Product Recall Insurance](https://spot.insure/insurance-providers/chubb/product-recall) - [Chubb Professional Liability (E&O) Insurance](https://spot.insure/insurance-providers/chubb/professional-errors-omissions) - [Chubb Representations and Warranties Insurance](https://spot.insure/insurance-providers/chubb/representations-warranties) - [Chubb Surety Bonds](https://spot.insure/insurance-providers/chubb/surety-bonds) - [Chubb Tech E&O Insurance](https://spot.insure/insurance-providers/chubb/technology-errors-omissions) - [Chubb Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/chubb/umbrella-excess) - [Chubb Workers’ Compensation Insurance](https://spot.insure/insurance-providers/chubb/workers-compensation) ## Related - [Chubb Profile](https://spot.insure/insurance-providers/chubb) - [Chubb Reliability](https://spot.insure/insurance-providers/chubb/reliability) - [Chubb Alternatives](https://spot.insure/insurance-providers/chubb/alternatives) - [Coverage Guide: Builders risk](https://spot.insure/coverage/builders-risk) ## Sources 1. [Builders' Risk Insurance](https://www.chubb.com/us-en/business-insurance/builders-risk-insurance.html). Chubb; Coverage list: Individual Project and Master Programs, DIC, physical damage and delay in opening, International Builders Risk; Target clients; Submission requirements. Accessed 2026-09-23. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/chubb/builders-risk.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)