Chubb vs 
Vouch: How Do They Compare for Professional Liability (E&O) Insurance?
Chubb underwrites Pro ERM, a single policy covering professional, media and cyber exposures. Vouch is a broker, not an insurer, placing E&O for accounting, engineering, IT and marketing firms.
Chubb combines E&O, media and cyber in Pro ERM; Vouch offers professional-services E&O through its Corix program. 1,5
What Are the Key Differences Between Chubb and Vouch Professional Liability (E&O) Insurance?
Business Fit
Chubb names non-licensed consultants, event planners, design and marketing firms and travel agents. 1 Vouch serves accounting and finance, architecture and engineering, IT and management consulting, and marketing and creative agencies. 3 If you are a licensed or financial-services firm, Vouch's stated audience is more directly relevant; confirm eligibility.
Coverage Features
Chubb lists personal-injury claims from professional services, independent-contractor coverage and disciplinary-proceedings defense. 1 Corix describes coverage for negligence, mistakes or inadequate work that cause a client financial loss, including defense costs and damages. 4 Ask whether Vouch's chosen policy includes disciplinary and contractor protections.
What Should You Confirm in Chubb and Vouch Professional Liability (E&O) Insurance Quotes?
- Ask Vouch which insurer underwrites your specific policy; its named insurer options apply to Corix. 5
- Ask Chubb for Pro ERM's limit and retention. 1
- Confirm whether your company fits Chubb's non-licensed criteria or Vouch's professional-services audience. 1 3
- Request Vouch's limits and retentions; its reviewed pages do not publish figures. 3
Chubb vs Vouch Professional Liability (E&O) Insurance Compared
Chubb vs Vouch: Professional Liability (E&O) Insurance: documented features by provider
| Criteria | Chubb Pro ERM (Professional Enterprise Risk Management) | Vouch Errors & Omissions Insurance |
|---|---|---|
| Who It’s For | Chubb says Pro ERM is available to non-licensed professional-services firms of all sizes, naming examples including associations, consultants, business process administrators, event planners, interior and graphic design firms, marketing and PR firms, printers, staffing firms, travel agents and trustees. 1Company-reported. Pro ERM Target Clients list. | Vouch markets professional E&O to accounting and finance, architecture/engineering/construction, IT consulting, management consulting, and marketing and creative agency firms. 3Company-reported. Vouch's Professional Services page; not an underwriting appetite guarantee for any specific applicant. |
| How to Apply | Agents and brokers can quote Pro ERM through Chubb's Cyber Central or Marketplace quoting platforms. 1Company-reported. Cyber Insurance Coverage & Products page quoting section. | Corix's E&O product page offers a downloadable application and directs brokers to start an appointment process; Vouch's own site routes prospective buyers to its online "Get Started" application flow. 4,3Company-reported. Corix product page and Vouch site navigation. |
| Coverage Features | Beyond the Cyber ERM base, Chubb says Pro ERM adds E&O coverage including personal injury from professional services, a broadened definition of professional services that expressly includes professional technology services, coverage for independent contractors performing duties on the insured's behalf, automatic additional-insured status for clients when required by contract, and coverage for professional disciplinary proceedings. 1Company-reported. Pro ERM Product Features list; subject to the policy as issued. | Corix describes E&O as protecting a business against claims of negligence, mistakes or inadequate work that cause a client financial loss in the provision of professional services, including legal defense costs and any damages awarded, even when the claim is ultimately groundless. 4Company-reported. Corix's cyber and E&O product page; actual insuring agreements and exclusions are set by the issued policy. |
| Role in This Line | Chubb underwrites professional errors and omissions coverage through Pro ERM, a single policy combining professional liability, media and cyber exposures for non-licensed professional-services firms. 1Company-reported. Cyber Insurance Coverage & Products page, Professional Enterprise Risk Management section. | Vouch is a broker, not an insurer, for professional errors & omissions coverage. It lists Errors & Omissions among the core coverages it places for professional-services clients, and one of its named program partners, Corix, has a dedicated E&O product. 3,4Company-reported. Vouch's Professional Services page and Corix's cyber/E&O product page. |
