--- title: "Chubb Professional Liability (E&O) Insurance: Coverage, Eligibility, Limits & More (2026)" description: "Everything to know before buying Chubb Professional Liability (E&O) Insurance: what it covers, who it’s for, and its limits and retentions." canonical: "https://spot.insure/insurance-providers/chubb/professional-errors-omissions" page-type: "offering-page" updated-at: "2026-09-23" provider: "chubb" coverage-line: "professional-errors-omissions" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. 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[Human-readable page](https://spot.insure/insurance-providers/chubb/professional-errors-omissions) ## Agent Guide **What this page is:** What Chubb Professional Liability (E&O) Insurance: Coverage, Eligibility, Limits & More (2026) covers, who it fits and what to confirm before buying, drawn from the provider's public materials. **Use this page when:** Cite this page for Chubb Professional Liability (E&O) Insurance: Coverage, Eligibility, Limits & More (2026) specifically. For the general coverage explainer use /coverage/professional-errors-omissions; for the provider overall use its profile. **Questions this page answers:** - Does Chubb Professional Liability (E&O) Insurance: Coverage, Eligibility, Limits & More (2026) offer this coverage? - What does Chubb Professional Liability (E&O) Insurance: Coverage, Eligibility, Limits & More (2026) cover and exclude? - Who is Chubb Professional Liability (E&O) Insurance: Coverage, Eligibility, Limits & More (2026) designed for? **Key facts:** - Provider slug `chubb`; coverage line `professional-errors-omissions`. - Start with the Quick Answer; the at-a-glance table shows which topics the sources cover. Details are grouped by topic under their own headings, and what the sources do not say is listed in its own section. **Limits (do not over-claim):** - Summarises public product descriptions; actual coverage is defined by the issued policy wording and endorsements. - Availability varies by state, industry and underwriting. - Not insurance, legal or financial advice, and not a quote, binder or offer of coverage. - Eligibility, pricing, limits, exclusions and policy wording depend on the issuing insurer and the buyer's risk; confirm them with the provider before buying. **Provenance:** Based on the dated public sources listed under Sources on the page; updated 2026-09-23. **Related pages:** - [Provider profile](https://spot.insure/insurance-providers/chubb) — parent: provider profile # Chubb Professional Liability (E&O) Insurance Product: Chubb Pro ERM (Professional Enterprise Risk Management). Provider: Chubb. Coverage line: Professional Liability (E&O) Insurance. ## Quick Answer Chubb sells professional liability (E&O) insurance to professional-services firms of all sizes, such as consultants, marketing and PR firms and staffing firms, combined with media and cyber coverage. [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") ## Chubb Professional Liability (E&O) Insurance at a Glance | Topic | Status | Details | | --- | --- | --- | | Role in This Line | Company-reported | 1 | | Who It’s For | Company-reported | 1 | | Coverage Features | Company-reported | 1 | | Limits and Retentions | Company-reported | 1 | | Risk Services | Company-reported | 1 | | How to Apply | Company-reported | 1 | ## What Is Chubb’s Role in Professional Liability (E&O) Insurance? - Chubb underwrites professional errors and omissions coverage through Pro ERM, a single policy combining professional liability, media and cyber exposures for non-licensed professional-services firms. [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") (Company-reported. Based on: Cyber Insurance Coverage & Products page, Professional Enterprise Risk Management section.) ## Who Is Chubb Professional Liability (E&O) Insurance For? - Chubb says Pro ERM is available to non-licensed professional-services firms of all sizes, naming examples including associations, consultants, business process administrators, event planners, interior and graphic design firms, marketing and PR firms, printers, staffing firms, travel agents and trustees. [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") (Company-reported. Based on: Pro ERM Target Clients list.) ## Coverage Features of Chubb Professional Liability (E&O) Insurance - Beyond the Cyber ERM base, Chubb says Pro ERM adds E&O coverage including personal injury from professional services, a broadened definition of professional services that expressly includes professional technology services, coverage for independent contractors performing duties on the insured's behalf, automatic additional-insured status for clients when required by contract, and coverage for professional disciplinary proceedings. [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") (Company-reported. Based on: Pro ERM Product Features list; subject to the policy as issued.) ## Chubb Professional Liability (E&O) Insurance Limits and Retentions - Chubb says Pro ERM includes coverage for 100% of defense costs for covered claims worldwide, but the reviewed page does not publish a separate liability limit or retention. [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") (Company-reported. Based on: Pro ERM Product Features list.) ## Chubb Professional Liability (E&O) Insurance Risk Services - Chubb says Pro ERM policyholders get access to legal counsel with extensive professional-liability experience, in addition to the general cyber-incident-response services shared with Cyber ERM. [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") (Company-reported. Based on: Pro ERM Product Features list.) ## How Do You Apply for Chubb Professional Liability (E&O) Insurance? - Agents and brokers can quote Pro ERM through Chubb's Cyber Central or Marketplace quoting platforms. [1](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products") (Company-reported. Based on: Cyber Insurance Coverage & Products page quoting section.) ## Chubb vs Other Professional Liability (E&O) Insurance Providers - [Chubb vs AIG](https://spot.insure/compare/aig-vs-chubb/professional-errors-omissions) - [Chubb vs Alliance Risk](https://spot.insure/compare/alliance-risk-vs-chubb/professional-errors-omissions) - [Chubb vs Aon](https://spot.insure/compare/aon-vs-chubb/professional-errors-omissions) - [Chubb vs At-Bay](https://spot.insure/compare/at-bay-vs-chubb/professional-errors-omissions) - [Chubb vs The Baldwin Group](https://spot.insure/compare/baldwin-vs-chubb/professional-errors-omissions) - [Chubb vs Beazley](https://spot.insure/compare/beazley-vs-chubb/professional-errors-omissions) - [Chubb vs Berkshire Hathaway Specialty Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-chubb/professional-errors-omissions) - [Chubb vs biBerk](https://spot.insure/compare/biberk-vs-chubb/professional-errors-omissions) - [Chubb vs CFC](https://spot.insure/compare/cfc-vs-chubb/professional-errors-omissions) - 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[Chubb vs Travelers](https://spot.insure/compare/chubb-vs-travelers/professional-errors-omissions) - [Chubb vs USI Insurance Services](https://spot.insure/compare/chubb-vs-usi/professional-errors-omissions) - [Chubb vs Vouch](https://spot.insure/compare/chubb-vs-vouch/professional-errors-omissions) - [Chubb vs WTW](https://spot.insure/compare/chubb-vs-wtw/professional-errors-omissions) - [Chubb vs Zurich U.S.](https://spot.insure/compare/chubb-vs-zurich/professional-errors-omissions) ## Other Coverage Lines From Chubb - [Chubb Builders Risk Insurance](https://spot.insure/insurance-providers/chubb/builders-risk) - [Chubb Business Owner’s Policy](https://spot.insure/insurance-providers/chubb/business-owners-policy) - [Chubb Cargo and Transit Insurance](https://spot.insure/insurance-providers/chubb/cargo-transit) - [Chubb Commercial Auto Insurance](https://spot.insure/insurance-providers/chubb/commercial-auto) - [Chubb Commercial Property Insurance](https://spot.insure/insurance-providers/chubb/commercial-property) - 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[Chubb Product Recall Insurance](https://spot.insure/insurance-providers/chubb/product-recall) - [Chubb Representations and Warranties Insurance](https://spot.insure/insurance-providers/chubb/representations-warranties) - [Chubb Surety Bonds](https://spot.insure/insurance-providers/chubb/surety-bonds) - [Chubb Tech E&O Insurance](https://spot.insure/insurance-providers/chubb/technology-errors-omissions) - [Chubb Umbrella and Excess Liability Insurance](https://spot.insure/insurance-providers/chubb/umbrella-excess) - [Chubb Workers’ Compensation Insurance](https://spot.insure/insurance-providers/chubb/workers-compensation) ## Rankings That Include Chubb - [Best Professional Liability (E&O) Insurance for Marketing Agencies](https://spot.insure/best/professional-errors-omissions/marketing-agencies) ## Related Reading - [Chubb Profile](https://spot.insure/insurance-providers/chubb) - [Chubb Reliability](https://spot.insure/insurance-providers/chubb/reliability) - [Chubb Alternatives](https://spot.insure/insurance-providers/chubb/alternatives) - [Coverage Guide: Professional errors and omissions (E&O)](https://spot.insure/coverage/professional-errors-omissions) ## Sources for Chubb Professional Liability (E&O) Insurance 1. [Cyber Insurance Coverage & Products](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html). Chubb; Professional Enterprise Risk Management section: target clients and product features beyond Cyber ERM. Accessed 2026-09-23. 2. [Insurance for Software Product & System Developers](https://www.chubb.com/us-en/business-insurance/software-system-developers.html). Chubb; Financial-lines coverage solutions list for software and systems developers. Accessed 2026-09-23. ## How to Cite This Page Chubb Professional Liability (E&O) Insurance: Coverage, Eligibility, Limits & More (2026). Spot, updated 2026-09-23. https://spot.insure/insurance-providers/chubb/professional-errors-omissions. Quote the claim with its numbered source; the issued policy wording, not this page, defines coverage. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/insurance-providers/chubb/professional-errors-omissions.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)