What Telehealth Insurance Requirements Apply in Georgia?

Georgia’s physician board requires a Georgia-licensed practitioner, a patient history, an examination basis that meets the in-person standard, and emergency follow-up instructions for care delivered electronically. Licensed counselors, social workers, and marriage and family therapists have a separate rule requiring verbal and written client consent before telemental-health services. Neither rule sets a professional-liability limit, so confirm the policy’s insured clinicians, entity, services, and locations directly with the broker.

What Is Telehealth Insurance?

Telehealth liability can cover claims arising from remote health care, such as a video visit or remote monitoring. If you provide care online, match the quote to your clinicians, services and patient locations; cyber and in-person risks need separate review. Read the national Virtual care and telehealth guide.

What Should You Watch for With Telehealth Insurance in Georgia?

Physician Electronic-Care Conditions
Rule 360-3-.07 covers physicians and provides routes involving a prior examination, a referral, or technology that permits an examination equal or superior to in-person care. It also requires diligent efforts for an in-person examination at least annually. Ask your broker to review the covered clinician and telehealth services against the actual route your practice uses. ¹
Emergency Contact And Follow-Up
A patient treated electronically must receive the treating Georgia clinician’s name, credentials, emergency contact information, and clear instructions for emergent follow-up. Keep these steps in your service workflow and ask whether the policy covers the clinicians and entity responsible for the telehealth encounter. ¹
Counselor Vendor Consent
Georgia-licensed counselors, social workers, and marriage and family therapists must obtain and document verbal and written consent for telemental health, including disclosure of third-party vendors such as recordkeeping or billing services. Ask whether your entity’s policy lists the clinicians and contracted service model you actually use. ²

Which Telehealth Insurance Providers Have Georgia License Records?

No provider in our research has both a state license record and a listing for this coverage line. This does not establish that providers are unlicensed. Check the regulator’s license lookup and confirm availability with a provider when requesting a quote.

Who Regulates Insurance in Georgia?

Georgia Office of Commissioner of Insurance and Safety Fire

Georgia’s elected Insurance and Safety Fire Commissioner licenses and regulates insurance companies and insurance professionals, investigates insurance fraud, and oversees consumer complaint services. The Office’s state license lookup covers agents, agencies, and companies. ^3,^4,⁵

Website: Regulator website
License lookup: Search licensed producers
Complaints: File a complaint
Phone: (800) 656-2298

Surplus-Lines Tax and Stamping Office in Georgia

Reported tax rate. 4% of total premium when Georgia is the home state ⁶

Georgia charges 4% on the total premium written and received by a surplus-lines broker when Georgia is the insured’s home state. Current fee treatment is not described here because the Department’s latest fee bulletin could not be retrieved as readable text; ask your broker for the policy-declaration and tax breakdown. This record does not state a Georgia-specific guaranty-fund conclusion.

What Should You Ask Before Buying Telehealth Insurance in Georgia?

Does our policy name the professional entity and each physician, PA, and APRN who provides or supervises Georgia telehealth?
Does the policy schedule cover the actual video, store-and-forward, and telemental-health services we offer?
How should we document emergency-contact and vendor responsibilities for Georgia patients?

Telehealth Insurance in Georgia: Frequently Asked Questions

Do telehealth clinicians treating patients in Georgia need Georgia authorization?

Yes. Georgia’s physician board rule requires Georgia-licensed practitioners for the covered electronic treatment and consultation, subject to its stated exceptions and routes; the separate counseling rule applies to counselors, social workers, and marriage and family therapists licensed in Georgia. ^1,²

What consent does Georgia require for telemental-health services?

Verbal and written consent. The distant-site counselor, social worker, or marriage and family therapist must inform the client that technology-assisted services will be used, document both consents, and disclose third-party vendors. ²

Sources for Telehealth Insurance in Georgia

1
Georgia Composite Medical Board Rule 360-3-.07, Practice Through Electronic or Other Such Means. Georgia Secretary of State, Georgia Rules and Regulations; Rule 360-3-.07(a)(1)–(8), (b), (f); current 2026 compilation. Accessed 2026-09-28.
2
Georgia Rule 135-11, Telemental Health. Georgia Secretary of State, Georgia Rules and Regulations; Rule 135-11(3)–(4): client consent, third-party vendor disclosures, suitability assessment. Accessed 2026-09-28.
3
Office of Commissioner of Insurance and Safety Fire. Georgia Office of Commissioner of Insurance and Safety Fire; Official homepage; regulator role, elected commissioner, complaint and license lookup links. Accessed 2026-09-28.
4
Agents, Agencies and Licensing. Georgia Office of Commissioner of Insurance and Safety Fire; Official state license lookup for agents, agencies, and companies. Accessed 2026-09-28.
5
Report Complaints & Fraud. Georgia Office of Commissioner of Insurance and Safety Fire; Consumer Services complaint instructions and official complaint portal. Accessed 2026-09-28.
6
Non-Admitted Insurance: Premium Tax FAQs. Georgia Office of Commissioner of Insurance and Safety Fire; 4% applies to total broker-written and received premium when GA is home state. Accessed 2026-09-28.
7
Licenses. At-Bay; Current producer introduction and state table; At-Bay Insurance Services LLC; P&C and surplus-lines identifiers. Accessed 2026-09-21.
8
Licenses and Carriers. Coalition; Licenses and Carriers, re-read 22 September 2026: Insurance Licenses table for Coalition Insurance Solutions, Inc., national producer number 18419475, with producer and surplus-lines numbers for all 50 states and DC including California 0L76155, Georgia 196479, Texas 2199630 and 2205589, Pennsylvania 815731 and 817452, Colorado 539028 and Wisconsin 3000108852. Insurance Carriers table naming, with NAIC numbers, Allianz Underwriters Insurance Company 36420, Arch Specialty Insurance Company 21199, Ascot Specialty Insurance Company 45055, Ascot Insurance Company 23752, Aspen Specialty Insurance Company 10717, Chaucer Insurance Company DAC, Coalition Insurance Company 29530, Fireman's Fund Indemnity Corporation 11380, Fortegra Specialty Insurance Company 16823, Lloyd's of London, MSIG Specialty Insurance USA Inc. 34886, MS Transverse Specialty Insurance Company 41807, Steadfast Insurance Company 26387, Vantage Risk Specialty Insurance Company 16275 and Zurich American Insurance Company 16535. Accessed 2026-09-22.
9
Insurance Producer Licenses. Corgi Insurance; Current complete Insurance Producer Licenses table for Corgi Insurance Services, Inc.; 50 rows covering 49 states and DC (DC 3003091619); no New Mexico row; no NPN or as-of date shown. Accessed 2026-09-28.
10
About Hiscox US Insurance. Hiscox; Hiscox Insurance Company Inc. NAIC 10200 as Chicago, IL domiciled insurer admitted or licensed in all 50 states and D.C.; Hiscox Inc. as general agent and Lloyd’s coverholder for Syndicates 33 and 3624; surplus-lines placements through licensed surplus-lines brokers; A.M. Best rating statement. Accessed 2026-09-16.
11
Licenses. ERGO NEXT Insurance; Current entity-by-state license table reopened 28 September 2026: 50 rows under Next First Insurance Agency, Inc., including Washington, DC; New York rows instead list Next Insurance Services PC-1423070 and AP Intego BR-1198885. Accessed 2026-09-28.
12
Insurance Licenses by State. TechInsurance; Current state table; identifies TechInsurance as a division of Specialty Program Group LLC d/b/a SPG Insurance Solutions; lists DC 3000041536 and labels Rhode Island “Individual licenses,” without an agency license number. Accessed 2026-09-28.
13
Licenses. Vouch; Effective 16 January 2025: Vouch Specialty Insurance Services, LLC, NPN 19926463; P&C table (50 states and DC); surplus-lines table includes Idaho 870820; footnote says Georgia and Idaho do not issue agency-level surplus-lines licenses; Idaho retained as producer-only due to conflict. Accessed 2026-09-15.

What Telehealth Insurance Requirements Apply in Georgia?

What Is Telehealth Insurance?

What Should You Watch for With Telehealth Insurance in Georgia?

Physician Electronic-Care Conditions

Emergency Contact And Follow-Up

Counselor Vendor Consent