Switch from CNA

Switching from CNA? Compare your options with Spot

Spot reads your CNA policies part by part and asks brokers to quote the same pieces, with your agent included for as long as you like.

  • Package parts listed and compared one for one
  • Your agent can stay on the thread
  • Your CNA policy runs until the new one binds
A business owner and adviser move a cream policy folder beside a navy binder while checking a laptop at a compact desk.

How it works

Send the CNA policies and your agent’s name

Hand over each policy and declarations page, along with the name of the agent who placed them. Your Spot team records the CNA company that issued each, since availability and issuer can vary by state.

Maple Street Co.Organized by Spot

We split any package into parts

A CNA program may combine property, general liability, media or professional cover. Your Spot team lists each part with its limit and deductible, so nothing is lost in translation.

General liability insurance

Maple Street Co. · Policy review

Policy wording
Coverage limits
Compare with
Contract requirements

Confirm with your broker

Limits, exclusions, and endorsements

Brokers quote the same parts

Spot works with brokers to approach insurers that write your lines. Questions come back to you in your Slack channel, and your agent can be copied if you want.

# spot-support

AlexMaple Street Co.

Can we explore other brokers for our general liability insurance?

RileySpot

Let’s review the information and discuss the next steps with your broker.

Decide and bind

Proposals sit side by side on limits and exclusions. Your Spot team helps you bind, and your next renewal is brought forward once the new policy is in place.

Insurance documents

Broker review

General liability insurance

Coverage limits · Policy terms

Maple Street Co.

Moving from CNA

CNA lists small-business and commercial insurance products and directs small-business buyers to agents. Policy issuer and state availability vary. Its catalogue spans business owner’s, workers’ compensation, professional liability, management liability and specialty lines such as surety and inland marine.

Why businesses consider switching

  • 01

    A package stopped fitting

    New services, vehicles or staff can leave gaps in a bundle built for a smaller business.

  • 02

    Your renewal looked different

    Changed pricing or terms are a normal prompt to compare.

  • 03

    A specialty line needs a specialist

    Surety, inland marine or management liability sometimes call for another insurer.

  • 04

    You want more than a policy service desk

    Tracking contract requirements and certificates is work a team can do alongside your agent.

How to switch without a gap

  • 01

    Ask your agent about timing

    CNA points small-business buyers to agents, so yours knows the policy period and the notice terms.

  • 02

    Request quotes for each component

    A package label can hide a missing coverage, so ask brokers to price each piece.

  • 03

    Hold the new policy in writing before you move

    Its effective date should be confirmed in a document. CNA coverage continues until then.

  • 04

    Ask your agent to cancel

    Request it in writing, then keep the confirmation and any refund statement.

Coverage to consider

  • General liability

    Buy general liability with Spot: we prepare your submission, compare broker proposals on limits and terms, and get certificates and endorsements ready.

    Get quotes
  • Business owner’s policy

    Buy a business owner’s policy with Spot: a prepared submission, packages compared on property, liability and income terms, and certificates ready when asked.

    Get quotes
  • Workers’ compensation

    Workers’ compensation with Spot: state requirements checked, payroll and job classifications described correctly, and broker proposals compared before you bind.

    Get quotes
  • Commercial auto

    Commercial auto with Spot: one submission for your vehicles and drivers, and proposals compared on liability, vehicle damage, deductibles and who’s covered.

    Get quotes
  • Cyber liability

    Buy cyber insurance with Spot: we describe your systems and controls for insurers, compare response and liability limits, and check customer cyber clauses.

    Get quotes
  • Professional errors and omissions (E&O)

    Buy professional liability (E&O) with Spot: a prepared submission, proposals compared on scheduled services, claims-made terms and defense, and certificates handled.

    Get quotes
  • Directors and officers

    Buy D&O insurance with Spot: a prepared submission, broker proposals compared on insureds, defense costs and exclusions, and your policy kept on file.

    Get quotes
  • Umbrella and excess liability

    Umbrella and excess liability with Spot: contract limits checked, the underlying schedule confirmed and attachment terms compared before you bind.

    Get quotes

Common questions

Do I have to go through my agent to shop?

You don’t have to, though your agent is the person to ask about renewal terms and cancellation. Spot works alongside agents and brokers, so you can include yours or compare on your own first.

Can Spot compare a package that includes media and professional liability?

Yes. If your CNA program combines professional, media or management liability, your Spot team asks for proposals on the same components so you can compare them one for one.

Is CNA connected to Spot?

There is no connection. Spot isn’t affiliated with CNA, and its name here only helps you find your own situation.

How do timing and cancellation work?

Your policy’s terms decide. Moving at renewal is simplest, and in any case the new policy should bind before the CNA one is cancelled.

Will Spot take a commission from my premium?

Premiums carry no Spot commission, and brokers work with us rather than against us.

Get insurance off your to-do list.

Spot reads your CNA policies part by part and asks brokers to quote the same pieces, with your agent included for as long as you like.

Get Started