HUB International vs Mylo: How Do They Compare for Medical Malpractice Insurance?

Both are brokers for medical professionals: HUB International talks to you through a broker and adds free tail after two to five years, while Mylo compares carriers and offers cyber add-ons.

If you plan to stay with one carrier until retirement, HUB's free death, disability and retirement tail after two to five years is the standout. Mylo suits clinicians who want quotes from several carriers compared for their specialty, with cyber added separately. ^1,²

What Are the Key Differences Between HUB International and Mylo Medical Malpractice Insurance?

Tail Cover When You Stop Practicing

Tail cover keeps a claims-made policy responding after it ends, and it can be expensive. HUB says its placements include complimentary tail under a death, disability and retirement benefit once you've held continuous coverage with the same carrier for two to five years. Mylo offers tail only as an optional purchase and doesn't mention a free version. HUB also arranges convertible claims-made forms alongside occurrence and claims-made; Mylo explains the latter two. Choose HUB if you expect to stay put and retire on the policy; choose Mylo if you may change carriers and want quotes side by side. ¹ ²

Telehealth and Data Incidents

HUB includes telemedicine liability that addresses privacy breaches and technology errors. Mylo warns that malpractice alone won't cover ransomware and sells cyber liability as an add-on for network rebuilding, patient notification, credit monitoring, crisis management and regulatory fines. If you see patients remotely, HUB's wording is closer to built in; if you hold patient records, Mylo is clearer about the gap. ¹ ²

Who Each Brokerage Names as a Fit

HUB names physicians, PAs, nurse practitioners, nurses, CRNAs, physical therapists, personal trainers, optometrists and dentists, and routes you to a broker rather than an online quote. Mylo tailors quotes to your specialty without publishing a roster. ¹ ²

What Should You Confirm in HUB International and Mylo Medical Malpractice Insurance Quotes?

Ask HUB which vesting period (two to five years) the proposed carrier uses for free tail. ¹
Ask Mylo the price of tail on each claims-made quote and whether cyber is included. ²
Ask both for the issuing insurer and limits; neither publishes them. ¹ ²

HUB International vs Mylo Medical Malpractice Insurance Compared

HUB International vs Mylo: Medical Malpractice Insurance: documented features by provider

Criteria	HUB International Medical Malpractice Insurance Brokerage	Mylo Medical Malpractice Insurance
Who It’s For	HUB lists physicians, physician assistants, nurse practitioners, registered nurses, licensed practical nurses, nurse anesthetists (CRNAs), physical therapists, personal trainers, optometrists and dentists among the practitioners it says should consider medical malpractice coverage. ¹Company-reported. Medical malpractice product page practitioner list; not an underwriting appetite statement.	Mylo customizes the policy to the buyer's medical specialty and says coverage can be compared across a range of carriers for the buyer's practice. ²Company-reported. Medical malpractice product page.
Coverage Features	HUB says it arranges occurrence, claims-made and convertible claims-made medical malpractice policy structures, and includes telemedicine liability coverage addressing privacy breaches and technology errors. ¹Company-reported. Medical malpractice product page policy-type and telemedicine sections; a specific client's policy form and trigger are set at binding. HUB says its medical malpractice offering includes complimentary tail coverage under a death, disability and retirement (DDR) benefit after two to five years of continuous coverage with the same carrier. ¹Company-reported. Medical malpractice product page DDR-benefit description; exact eligibility periods and terms are set by the issuing carrier's policy.	Mylo says the policy helps defend against lawsuits over medical services, including incorrect diagnosis, failure to diagnose, prescribing the wrong drug or dosage, and treatment or surgical errors. ²Company-reported. Medical malpractice product page; the issued policy and its exclusions control. Mylo offers claims-made policies (covering a claim only if the policy was active for both the treatment and the lawsuit filing) and occurrence policies (covering a claim if the policy was active when the treatment occurred, even if lapsed by the time of the lawsuit), plus optional tail coverage to extend reporting after a claims-made policy ends. ²Company-reported. Medical malpractice product page coverage-types section. Mylo says medical malpractice insurance does not cover cyberattacks or ransomware on its own, and that it can add cyber liability coverage for network rebuilding, patient notification, credit monitoring, crisis management and regulatory fines. ²Company-reported. Medical malpractice product page "What about lawsuits from data breaches?" section; a distinct add-on coverage, not part of the base malpractice policy.
Role in This Line	HUB brokers medical malpractice insurance, which it describes as a form of errors and omissions coverage for healthcare practitioners, rather than underwriting the policy itself. ¹Company-reported. Medical malpractice product page, read 2026-09-23; the page does not name an issuing insurer.	Mylo brokers medical malpractice insurance, describing it as professional liability insurance for medical professionals, by comparing quotes from multiple carriers rather than underwriting the policy itself. ²Company-reported. Medical malpractice product page.

Criteria

HUB International Medical Malpractice Insurance Brokerage

Mylo Medical Malpractice Insurance

Who It’s For

HUB lists physicians, physician assistants, nurse practitioners, registered nurses, licensed practical nurses, nurse anesthetists (CRNAs), physical therapists, personal trainers, optometrists and dentists among the practitioners it says should consider medical malpractice coverage. ¹Company-reported. Medical malpractice product page practitioner list; not an underwriting appetite statement.

Mylo customizes the policy to the buyer's medical specialty and says coverage can be compared across a range of carriers for the buyer's practice. ²Company-reported. Medical malpractice product page.

Coverage Features

HUB says it arranges occurrence, claims-made and convertible claims-made medical malpractice policy structures, and includes telemedicine liability coverage addressing privacy breaches and technology errors. ¹Company-reported. Medical malpractice product page policy-type and telemedicine sections; a specific client's policy form and trigger are set at binding.

HUB says its medical malpractice offering includes complimentary tail coverage under a death, disability and retirement (DDR) benefit after two to five years of continuous coverage with the same carrier. ¹Company-reported. Medical malpractice product page DDR-benefit description; exact eligibility periods and terms are set by the issuing carrier's policy.

Mylo says the policy helps defend against lawsuits over medical services, including incorrect diagnosis, failure to diagnose, prescribing the wrong drug or dosage, and treatment or surgical errors. ²Company-reported. Medical malpractice product page; the issued policy and its exclusions control.

Mylo offers claims-made policies (covering a claim only if the policy was active for both the treatment and the lawsuit filing) and occurrence policies (covering a claim if the policy was active when the treatment occurred, even if lapsed by the time of the lawsuit), plus optional tail coverage to extend reporting after a claims-made policy ends. ²Company-reported. Medical malpractice product page coverage-types section.

Mylo says medical malpractice insurance does not cover cyberattacks or ransomware on its own, and that it can add cyber liability coverage for network rebuilding, patient notification, credit monitoring, crisis management and regulatory fines. ²Company-reported. Medical malpractice product page "What about lawsuits from data breaches?" section; a distinct add-on coverage, not part of the base malpractice policy.

Role in This Line

HUB brokers medical malpractice insurance, which it describes as a form of errors and omissions coverage for healthcare practitioners, rather than underwriting the policy itself. ¹Company-reported. Medical malpractice product page, read 2026-09-23; the page does not name an issuing insurer.

Mylo brokers medical malpractice insurance, describing it as professional liability insurance for medical professionals, by comparing quotes from multiple carriers rather than underwriting the policy itself. ²Company-reported. Medical malpractice product page.