HUB International vs 
Mylo Medical Malpractice Insurance
HUB brokers occurrence, claims-made and convertible forms plus DDR tail; Mylo compares those form types across carriers and treats cyber as an add-on.
What Is HUB International?
HUB International is a North American insurance brokerage that arranges business insurance, employee benefits and related risk services through local offices and specialist practices. Smaller commercial accounts may be sent to Insureon for an online quote; other programs are handled by HUB advisors, with policy terms set by the insurers they use. 1,2,3
What Is Mylo Insurance?
Mylo is an independent insurance broker for small and growing businesses. It recommends coverage and compares available quotes from multiple carriers online or with a licensed advisor; the insurer named on the resulting policy provides the coverage. 5,6
What Is Medical Malpractice Insurance?
Medical malpractice insurance is professional liability coverage for claims arising from a health care professional’s medical services. 8,9
Key Differences in Medical Malpractice Insurance
Convertible Forms and DDR Tail
Both brokers describe claims-made and occurrence. HUB also names convertible claims-made structures and complimentary tail under a death, disability and retirement benefit after two to five years of continuous coverage with the same carrier. Mylo describes optional tail to extend reporting after a claims-made policy ends, without a DDR loyalty period on the reviewed page. 4 7
Telemedicine and Cyber Sitting Next to Malpractice
HUB says its offering includes telemedicine liability coverage addressing privacy breaches and technology errors. Mylo says medical malpractice does not cover cyberattacks or ransomware on its own and that it can add cyber liability for rebuilding, notification, credit monitoring, crisis management and regulatory fines. Privacy-related wording appears in different places: inside HUB’s telemedicine liability description, versus Mylo’s separate cyber add-on. 4 7
Practitioner List Versus Specialty Customization
HUB lists physicians, PAs, NPs, nurses, CRNAs, therapists, personal trainers, optometrists and dentists and sends buyers to a broker. Mylo customizes to the buyer’s medical specialty and compares a range of carriers; it does not publish a practitioner roster of that length. Neither page names the issuing insurer or publishes limits. 4 7
What to Confirm in Medical Malpractice Insurance Quotes
- Ask HUB whether the form is occurrence, claims-made or convertible and whether DDR tail applies. 4
- Ask Mylo for claims-made versus occurrence pricing, tail and whether the cyber add-on is included. 7
- Confirm how telemedicine and data-incident claims would be treated on each quote. 4 7
- Ask both which carrier issues the policy. 4 7
Offering Details
HUB International vs Mylo Medical Malpractice Insurance: documented features by provider
| Criteria | HUB International Medical Malpractice Insurance Brokerage | Mylo Medical Malpractice Insurance |
|---|---|---|
| Role in This Line | HUB brokers medical malpractice insurance, which it describes as a form of errors and omissions coverage for healthcare practitioners, rather than underwriting the policy itself. 4Company-reported. Medical malpractice product page, read 2026-09-23; the page does not name an issuing insurer. | Mylo brokers medical malpractice insurance, describing it as professional liability insurance for medical professionals, by comparing quotes from multiple carriers rather than underwriting the policy itself. 7Company-reported. Medical malpractice product page. |
| Issuing Insurer | HUB says it provides access to financially stable, "A"-rated insurance carriers for medical malpractice coverage, but does not name the specific insurer that would issue a given client's policy. 4Company-reported. Medical malpractice product page carrier-access statement; the page describes market access, not a named carrier. | The medical malpractice product page does not name the insurer that would issue a given practice's policy. 7Not publicly disclosed. Checked the medical malpractice product page on 2026-09-23. |
| Who It’s For | HUB lists physicians, physician assistants, nurse practitioners, registered nurses, licensed practical nurses, nurse anesthetists (CRNAs), physical therapists, personal trainers, optometrists and dentists among the practitioners it says should consider medical malpractice coverage. 4Company-reported. Medical malpractice product page practitioner list; not an underwriting appetite statement. | Mylo customizes the policy to the buyer's medical specialty and says coverage can be compared across a range of carriers for the buyer's practice. 7Company-reported. Medical malpractice product page. |
| Coverage Features | HUB says it arranges occurrence, claims-made and convertible claims-made medical malpractice policy structures, and includes telemedicine liability coverage addressing privacy breaches and technology errors. 4Company-reported. Medical malpractice product page policy-type and telemedicine sections; a specific client's policy form and trigger are set at binding. HUB says its medical malpractice offering includes complimentary tail coverage under a death, disability and retirement (DDR) benefit after two to five years of continuous coverage with the same carrier. 4Company-reported. Medical malpractice product page DDR-benefit description; exact eligibility periods and terms are set by the issuing carrier's policy. | Mylo says the policy helps defend against lawsuits over medical services, including incorrect diagnosis, failure to diagnose, prescribing the wrong drug or dosage, and treatment or surgical errors. 7Company-reported. Medical malpractice product page; the issued policy and its exclusions control. Mylo offers claims-made policies (covering a claim only if the policy was active for both the treatment and the lawsuit filing) and occurrence policies (covering a claim if the policy was active when the treatment occurred, even if lapsed by the time of the lawsuit), plus optional tail coverage to extend reporting after a claims-made policy ends. 7Company-reported. Medical malpractice product page coverage-types section. Mylo says medical malpractice insurance does not cover cyberattacks or ransomware on its own, and that it can add cyber liability coverage for network rebuilding, patient notification, credit monitoring, crisis management and regulatory fines. 7Company-reported. Medical malpractice product page "What about lawsuits from data breaches?" section; a distinct add-on coverage, not part of the base malpractice policy. |
| Limits and Retentions | Published medical malpractice policy limits, retentions or pricing were not found on the reviewed page. 4Not publicly disclosed. Checked the medical malpractice product page on 2026-09-23; limits are set on the quote and declarations. | The medical malpractice product page does not publish specific coverage limits or premium ranges. 7Not publicly disclosed. Checked the medical malpractice product page on 2026-09-23. |
| Risk Services | HUB describes claims defense with settlement-consent provisions and says its team provides experienced claims management and communication for medical malpractice clients. 4Company-reported. Medical malpractice product page claims-defense description. | Not described in the reviewed sources. |
| How to Apply | HUB directs practitioners to a broker to discuss medical malpractice coverage rather than a self-service online quote. 4Company-reported. Medical malpractice product page broker-connection call to action. | Not described in the reviewed sources. |
Full Comparison
More HUB International vs Mylo Comparisons
Other Medical Malpractice Insurance Comparisons
Sources
HUB International
- About Us. HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
- Contact Us. HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
- Insurance for Technology Companies. HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16.
- Medical Malpractice Insurance Brokers. HUB International; Definition as a form of errors and omissions coverage; who needs coverage list; carrier access and pricing; policy types (occurrence, claims-made, convertible claims-made); telemedicine liability; claims defense and settlement-consent provisions; death, disability and retirement tail-coverage benefit; broker-connection call to action. Accessed 2026-09-23.
Mylo
- Small Business Insurance. Mylo; Hero; What Insurance Does A Small Business Need (Business Owners Policy listing); Get My Quote; Business Insurance FAQs; commercial-product navigation; footer legal disclosure. Accessed 2026-09-16.
- About Mylo. Mylo; Your Digital One-Stop Shop; The Broker Advantage; Proven Heritage, Powerful Future; About Mylo FAQs. Accessed 2026-09-15.
- Medical Malpractice Insurance. Mylo; Protect your healthy reputation with medical malpractice insurance; What types of coverage are available? (claims-made, occurrence, tail coverage); What about lawsuits from data breaches?; Medical malpractice insurance FAQs. Accessed 2026-09-23.
Medical Malpractice Insurance Guide
- Medical Malpractice Insurance. National Association of Insurance Commissioners; Background: Issue; Overview; two basic types. Accessed 2026-09-16.
- Medical Liability Insurance shopping guide. Texas Department of Insurance; What is medical liability insurance?; Claims-made versus occurrence; changing carriers; renewal tips. Accessed 2026-09-16.
