---
title: "HUB International vs Mylo: Medical Malpractice Insurance"
description: "If you plan to stay with one carrier until retirement, HUB's free death, disability and retirement tail after two to five years is the standout. Mylo suits clinicians who want quotes from several carriers compared for their specialty, with cyber added separately."
canonical: "https://spot.insure/compare/hub-international-vs-mylo/medical-malpractice"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "hub-international-vs-mylo"
provider-a: "hub-international"
provider-b: "mylo"
coverage-line: "medical-malpractice"
---

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[Human-readable page](https://spot.insure/compare/hub-international-vs-mylo/medical-malpractice)

## Agent Guide

**What this page is:** Focused comparison of HUB International and Mylo for Medical Malpractice Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Medical Malpractice Insurance questions about HUB International versus Mylo. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- HUB International vs Mylo for Medical Malpractice Insurance: how do they differ?
- Which is better for Medical Malpractice Insurance, HUB International or Mylo?
- What does HUB International or Mylo publish about Medical Malpractice Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Medical Malpractice Insurance. Providers: HUB International and Mylo.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [HUB International vs Mylo](https://spot.insure/compare/hub-international-vs-mylo) — all coverage lines for this pair
- [Medical Malpractice Insurance guide](https://spot.insure/coverage/medical-malpractice) — how this coverage works
- [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile
- [Mylo profile](https://spot.insure/insurance-providers/mylo) — provider profile

# HUB International vs Mylo: How Do They Compare for Medical Malpractice Insurance?

Both are brokers for medical professionals: HUB International talks to you through a broker and adds free tail after two to five years, while Mylo compares carriers and offers cyber add-ons.

HUB adds free death, disability and retirement tail after two to five years with one carrier and bundles telemedicine liability; Mylo compares carriers for your specialty and sells cyber as a separate add-on.

## HUB International vs Mylo Medical Malpractice Insurance Summary

If you plan to stay with one carrier until retirement, HUB's free death, disability and retirement tail after two to five years is the standout. Mylo suits clinicians who want quotes from several carriers compared for their specialty, with cyber added separately. [1](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/ "Medical Malpractice Insurance Brokers") [2](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance")

## What Are the Key Differences Between HUB International and Mylo Medical Malpractice Insurance?

### Tail Cover When You Stop Practicing

Tail cover keeps a claims-made policy responding after it ends, and it can be expensive. HUB says its placements include complimentary tail under a death, disability and retirement benefit once you've held continuous coverage with the same carrier for two to five years. Mylo offers tail only as an optional purchase and doesn't mention a free version. HUB also arranges convertible claims-made forms alongside occurrence and claims-made; Mylo explains the latter two. Choose HUB if you expect to stay put and retire on the policy; choose Mylo if you may change carriers and want quotes side by side. [1](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/ "Medical Malpractice Insurance Brokers") [2](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance")

### Telehealth and Data Incidents

HUB includes telemedicine liability that addresses privacy breaches and technology errors. Mylo warns that malpractice alone won't cover ransomware and sells cyber liability as an add-on for network rebuilding, patient notification, credit monitoring, crisis management and regulatory fines. If you see patients remotely, HUB's wording is closer to built in; if you hold patient records, Mylo is clearer about the gap. [1](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/ "Medical Malpractice Insurance Brokers") [2](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance")

### Who Each Brokerage Names as a Fit

HUB names physicians, PAs, nurse practitioners, nurses, CRNAs, physical therapists, personal trainers, optometrists and dentists, and routes you to a broker rather than an online quote. Mylo tailors quotes to your specialty without publishing a roster. [1](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/ "Medical Malpractice Insurance Brokers") [2](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance")

## What Should You Confirm in HUB International and Mylo Medical Malpractice Insurance Quotes?

- Ask HUB which vesting period (two to five years) the proposed carrier uses for free tail. [1](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/ "Medical Malpractice Insurance Brokers")
- Ask Mylo the price of tail on each claims-made quote and whether cyber is included. [2](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance")
- Ask both for the issuing insurer and limits; neither publishes them. [1](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/ "Medical Malpractice Insurance Brokers") [2](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance")

## HUB International vs Mylo Medical Malpractice Insurance Compared

| Criteria | HUB International Medical Malpractice Insurance Brokerage | Mylo Medical Malpractice Insurance |
| --- | --- | --- |
| Who It’s For | HUB lists physicians, physician assistants, nurse practitioners, registered nurses, licensed practical nurses, nurse anesthetists (CRNAs), physical therapists, personal trainers, optometrists and dentists among the practitioners it says should consider medical malpractice coverage. [1](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/ "Medical Malpractice Insurance Brokers") (Evidence: Company-reported; scope: Medical malpractice product page practitioner list; not an underwriting appetite statement..) | Mylo customizes the policy to the buyer's medical specialty and says coverage can be compared across a range of carriers for the buyer's practice. [2](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance") (Evidence: Company-reported; scope: Medical malpractice product page..) |
| Coverage Features | HUB says it arranges occurrence, claims-made and convertible claims-made medical malpractice policy structures, and includes telemedicine liability coverage addressing privacy breaches and technology errors. [1](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/ "Medical Malpractice Insurance Brokers") (Evidence: Company-reported; scope: Medical malpractice product page policy-type and telemedicine sections; a specific client's policy form and trigger are set at binding..)<br><br>HUB says its medical malpractice offering includes complimentary tail coverage under a death, disability and retirement (DDR) benefit after two to five years of continuous coverage with the same carrier. [1](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/ "Medical Malpractice Insurance Brokers") (Evidence: Company-reported; scope: Medical malpractice product page DDR-benefit description; exact eligibility periods and terms are set by the issuing carrier's policy..) | Mylo says the policy helps defend against lawsuits over medical services, including incorrect diagnosis, failure to diagnose, prescribing the wrong drug or dosage, and treatment or surgical errors. [2](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance") (Evidence: Company-reported; scope: Medical malpractice product page; the issued policy and its exclusions control..)<br><br>Mylo offers claims-made policies (covering a claim only if the policy was active for both the treatment and the lawsuit filing) and occurrence policies (covering a claim if the policy was active when the treatment occurred, even if lapsed by the time of the lawsuit), plus optional tail coverage to extend reporting after a claims-made policy ends. [2](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance") (Evidence: Company-reported; scope: Medical malpractice product page coverage-types section..)<br><br>Mylo says medical malpractice insurance does not cover cyberattacks or ransomware on its own, and that it can add cyber liability coverage for network rebuilding, patient notification, credit monitoring, crisis management and regulatory fines. [2](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance") (Evidence: Company-reported; scope: Medical malpractice product page "What about lawsuits from data breaches?" section; a distinct add-on coverage, not part of the base malpractice policy..) |
| Role in This Line | HUB brokers medical malpractice insurance, which it describes as a form of errors and omissions coverage for healthcare practitioners, rather than underwriting the policy itself. [1](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/ "Medical Malpractice Insurance Brokers") (Evidence: Company-reported; scope: Medical malpractice product page, read 2026-09-23; the page does not name an issuing insurer..) | Mylo brokers medical malpractice insurance, describing it as professional liability insurance for medical professionals, by comparing quotes from multiple carriers rather than underwriting the policy itself. [2](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance") (Evidence: Company-reported; scope: Medical malpractice product page..) |

## About HUB International and Mylo and Medical Malpractice Insurance

- [HUB International company profile](https://spot.insure/insurance-providers/hub-international) · [HUB International customer reviews](https://spot.insure/insurance-providers/hub-international/reviews)
- [Mylo company profile](https://spot.insure/insurance-providers/mylo) · [Mylo customer reviews](https://spot.insure/insurance-providers/mylo/reviews)
- [What Is Medical Malpractice Insurance?](https://spot.insure/coverage/medical-malpractice)

## Related Pages for HUB International vs Mylo Medical Malpractice

- [HUB International vs Mylo](https://spot.insure/compare/hub-international-vs-mylo): all coverage lines, business roles, service and claims.
- [What Is Medical Malpractice Insurance?](https://spot.insure/coverage/medical-malpractice): Medical malpractice insurance can pay defense costs and covered damages from claims about patient care; match the policy to clinicians, procedures and claims-made timing.
- [HUB International Medical Malpractice Insurance](https://spot.insure/insurance-providers/hub-international/medical-malpractice)
- [Mylo Medical Malpractice Insurance](https://spot.insure/insurance-providers/mylo/medical-malpractice)

## Sources for HUB International vs Mylo Medical Malpractice Insurance

### Sources About HUB International

1. [Medical Malpractice Insurance Brokers](https://www.hubinternational.com/products/business-insurance/medical-malpractice-insurance/). HUB International; Definition as a form of errors and omissions coverage; who needs coverage list; carrier access and pricing; policy types (occurrence, claims-made, convertible claims-made); telemedicine liability; claims defense and settlement-consent provisions; death, disability and retirement tail-coverage benefit; broker-connection call to action. Accessed 2026-09-23.

### Sources About Mylo

2. [Medical Malpractice Insurance](https://choosemylo.com/medical-malpractice). Mylo; Protect your healthy reputation with medical malpractice insurance; What types of coverage are available? (claims-made, occurrence, tail coverage); What about lawsuits from data breaches?; Medical malpractice insurance FAQs. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/hub-international-vs-mylo/medical-malpractice.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)