HUB International vs 
Mylo Commercial Auto Insurance
HUB brokers fleet and haul commercial auto with analytics; Mylo shops multiple carriers and can bundle personal auto or home.
What Is HUB International?
HUB International is a North American insurance brokerage that arranges business insurance, employee benefits and related risk services through local offices and specialist practices. Smaller commercial accounts may be sent to Insureon for an online quote; other programs are handled by HUB advisors, with policy terms set by the insurers they use. 1,2,3
What Is Mylo Insurance?
Mylo is an independent insurance broker for small and growing businesses. It recommends coverage and compares available quotes from multiple carriers online or with a licensed advisor; the insurer named on the resulting policy provides the coverage. 5,6
What Is Commercial Auto Insurance?
Commercial auto insurance addresses liability and vehicle-damage exposures from vehicles used in business. 8
Key Differences in Commercial Auto Insurance
Fleet Programs Versus Quote Comparison
HUB brokers commercial auto for fleets and transportation businesses rather than underwriting. Mylo also brokers, by comparing quotes from multiple carriers. HUB’s reviewed page is a fleet-and-haul coverage list; Mylo’s is a shopping and customization story, including possible personal-lines bundling. 4 7
Haul Options Versus Non-Owned Auto Emphasis
HUB lists long- and short-haul transportation, hired and non-owned exposures, uninsured motorists, medical payments, towing and lease gap. Mylo describes mandatory liability plus optional collision, comprehensive and non-owned auto, and warns about liability on a work detour in a personal car. Both mention non-owned auto; HUB also names towing, lease gap and haul length, which Mylo’s reviewed page does not. 4 7
How Each Broker Starts the Quote
HUB directs prospects to contact a HUB broker, with no online quote or bind flow described. Mylo says it recommends coverage for the business, compares commercial auto quotes from carriers it calls top-rated, and looks for a combination of coverage and price, and it also describes bundling with personal car or home insurance. Both are broker paths; one is a named contact, the other is a comparison-and-bundle process. 4 7
What to Confirm in Commercial Auto Insurance Quotes
- Ask HUB for haul, towing and lease-gap terms and Mylo whether those items appear on any of the compared markets. 4 7
- If employees use personal cars, confirm non-owned auto on both quotes. 7 4
- Decide whether a Mylo personal-lines bundle is in play; HUB’s reviewed auto page does not mention personal auto or home. 7
- Get issuing insurers and limits from both; neither page publishes them. 4 7
Offering Details
HUB International vs Mylo Commercial Auto Insurance: documented features by provider
| Criteria | HUB International Commercial Auto Insurance Brokerage | Mylo Commercial Auto Insurance |
|---|---|---|
| Role in This Line | HUB brokers commercial auto insurance for fleets and transportation businesses rather than underwriting the policy itself. 4Company-reported. Commercial auto product page as read 2026-09-23; the page does not name an issuing insurer. | Mylo brokers commercial auto insurance by comparing quotes from multiple carriers rather than underwriting the policy itself. 7Company-reported. Commercial auto product page. |
| Issuing Insurer | The commercial auto product page does not name an issuing insurer; HUB places commercial auto business with insurers that vary by client and placement. 4Not found in reviewed sources. Checked the commercial auto product page on 2026-09-23; no carrier is disclosed there. | The commercial auto product page does not name the insurer that would issue a given business's policy. 7Not publicly disclosed. Checked the commercial auto product page on 2026-09-23. |
| Who It’s For | HUB positions this line for businesses operating commercial auto fleets and transportation-industry providers. 4Company-reported. Product-page description; not a published underwriting appetite by fleet size or vehicle class. | Mylo says all states require commercial auto liability coverage for any business that owns or leases vehicles used on the job. 7Company-reported. Commercial auto product page. |
| Coverage Features | HUB lists commercial auto coverage options including long- and short-haul transportation, hired and non-owned auto exposures, uninsured/underinsured motorist protection, medical payments, towing and lease gap coverage, alongside property damage and bodily injury protection. 4Company-reported. Product-page coverage list; the issued policy and its exclusions control an actual claim. | Mylo describes a commercial auto policy as potentially including mandatory bodily-injury and property-damage liability, plus optional collision, comprehensive and non-owned-auto coverage depending on the business and its vehicles. 7Company-reported. Commercial auto product page coverage list; the issued policy and its exclusions control. Mylo recommends non-owned auto coverage for businesses whose employees drive personal vehicles for work, warning that a business can be held liable for an accident even during what a court calls a work "detour," such as a personal errand combined with a work task. 7Company-reported. Commercial auto product page FAQ; a general explanation, not a specific policy's terms. |
| Limits and Retentions | Not described in the reviewed sources. | The commercial auto product page does not publish specific liability limits, deductibles or premium ranges. 7Not publicly disclosed. Checked the commercial auto product page on 2026-09-23. |
| Risk Services | HUB says it applies complex risk and analytics tools to benchmark programs and reduce total cost of risk, and cross-promotes Fleet Risk Management and Workplace Safety Management as complementary services for commercial auto clients. 4Company-reported. Product-page service description; a company-reported capability, not an independently assessed outcome. | Not described in the reviewed sources. |
| How to Apply | HUB directs prospects to contact a HUB broker to get started; no online quote or bind flow is described on the page. 4Company-reported. Product-page call to action as read 2026-09-23. | Mylo says it recommends coverage customized to the business, compares quotes for commercial auto from top-rated carriers, and finds a combination of coverage and price; it also offers bundling with personal car or home insurance for additional savings. 7Company-reported. Commercial auto product page "How will Mylo find me the right policy?" section. |
Full Comparison
More HUB International vs Mylo Comparisons
Other Commercial Auto Insurance Comparisons
Sources
HUB International
- About Us. HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
- Contact Us. HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
- Insurance for Technology Companies. HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16.
- Commercial Auto Insurance Broker Policy & Coverage. HUB International; Coverage list: long- and short-haul transportation, hired and non-owned exposures, uninsured/underinsured motorists, medical payments, towing, lease gap; property damage and bodily injury; fleet-risk and complex risk analytics services; Contact a HUB broker. Accessed 2026-09-23.
Mylo
- Small Business Insurance. Mylo; Hero; What Insurance Does A Small Business Need (Business Owners Policy listing); Get My Quote; Business Insurance FAQs; commercial-product navigation; footer legal disclosure. Accessed 2026-09-16.
- About Mylo. Mylo; Your Digital One-Stop Shop; The Broker Advantage; Proven Heritage, Powerful Future; About Mylo FAQs. Accessed 2026-09-15.
- Commercial Auto. Mylo; Commercial auto savings for a business on the move; What commercial auto insurance do I need?; Commercial auto insurance FAQs (non-owned auto, liability vs. collision vs. comprehensive); How will Mylo find me the right policy? Accessed 2026-09-23.
Commercial Auto Insurance Guide
- Commercial Insurance Guide. California Department of Insurance; Commercial Automobile: Coverage, Classification and Limits. Accessed 2026-09-16.
