---
title: "HUB International vs Mylo Commercial Auto Insurance"
description: "HUB brokers fleet and haul commercial auto with analytics; Mylo shops multiple carriers and can bundle personal auto or home."
canonical: "https://spot.insure/compare/hub-international-vs-mylo/commercial-auto"
page-type: "line-comparison"
updated-at: "2026-09-23"
---

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[Human-readable page](https://spot.insure/compare/hub-international-vs-mylo/commercial-auto)

# HUB International vs Mylo Commercial Auto Insurance

HUB brokers fleet and haul commercial auto with analytics; Mylo shops multiple carriers and can bundle personal auto or home.

## Research Scope and Use

Use this comparison to evaluate HUB International and Mylo for Commercial Auto Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

HUB International places commercial auto for fleets and transportation businesses and lists long- and short-haul, hired and non-owned, towing and lease-gap covers. Mylo compares commercial auto quotes across carriers, highlights non-owned auto for personal cars used at work, and mentions bundling with personal car or home insurance. [4](https://www.hubinternational.com/products/business-insurance/commercial-auto/ "Commercial Auto Insurance Broker Policy & Coverage") [7](https://choosemylo.com/business/product-commercial-auto "Commercial Auto")

## What Is HUB International?

HUB International is a North American insurance brokerage that arranges business insurance, employee benefits and related risk services through local offices and specialist practices. Smaller commercial accounts may be sent to Insureon for an online quote; other programs are handled by HUB advisors, with policy terms set by the insurers they use. [1](https://www.hubinternational.com/about-us/ "About Us") [2](https://www.hubinternational.com/contact-us/ "Contact Us") [3](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies")

[HUB International profile](https://spot.insure/insurance-providers/hub-international)

## What Is Mylo Insurance?

Mylo is an independent insurance broker for small and growing businesses. It recommends coverage and compares available quotes from multiple carriers online or with a licensed advisor; the insurer named on the resulting policy provides the coverage. [5](https://choosemylo.com/business/business-insurance "Small Business Insurance") [6](https://choosemylo.com/our-story "About Mylo")

[Mylo profile](https://spot.insure/insurance-providers/mylo)

## What Is Commercial Auto Insurance?

Commercial auto insurance addresses liability and vehicle-damage exposures from vehicles used in business. [8](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide")

## Key Differences in Commercial Auto Insurance

### Fleet Programs Versus Quote Comparison

HUB brokers commercial auto for fleets and transportation businesses rather than underwriting. Mylo also brokers, by comparing quotes from multiple carriers. HUB’s reviewed page is a fleet-and-haul coverage list; Mylo’s is a shopping and customization story, including possible personal-lines bundling. [4](https://www.hubinternational.com/products/business-insurance/commercial-auto/ "Commercial Auto Insurance Broker Policy & Coverage") [7](https://choosemylo.com/business/product-commercial-auto "Commercial Auto")

### Haul Options Versus Non-Owned Auto Emphasis

HUB lists long- and short-haul transportation, hired and non-owned exposures, uninsured motorists, medical payments, towing and lease gap. Mylo describes mandatory liability plus optional collision, comprehensive and non-owned auto, and warns about liability on a work detour in a personal car. Both mention non-owned auto; HUB also names towing, lease gap and haul length, which Mylo’s reviewed page does not. [4](https://www.hubinternational.com/products/business-insurance/commercial-auto/ "Commercial Auto Insurance Broker Policy & Coverage") [7](https://choosemylo.com/business/product-commercial-auto "Commercial Auto")

### How Each Broker Starts the Quote

HUB directs prospects to contact a HUB broker, with no online quote or bind flow described. Mylo says it recommends coverage for the business, compares commercial auto quotes from carriers it calls top-rated, and looks for a combination of coverage and price, and it also describes bundling with personal car or home insurance. Both are broker paths; one is a named contact, the other is a comparison-and-bundle process. [4](https://www.hubinternational.com/products/business-insurance/commercial-auto/ "Commercial Auto Insurance Broker Policy & Coverage") [7](https://choosemylo.com/business/product-commercial-auto "Commercial Auto")

## What to Confirm in Commercial Auto Insurance Quotes

- Ask HUB for haul, towing and lease-gap terms and Mylo whether those items appear on any of the compared markets. [4](https://www.hubinternational.com/products/business-insurance/commercial-auto/ "Commercial Auto Insurance Broker Policy & Coverage") [7](https://choosemylo.com/business/product-commercial-auto "Commercial Auto")
- If employees use personal cars, confirm non-owned auto on both quotes. [7](https://choosemylo.com/business/product-commercial-auto "Commercial Auto") [4](https://www.hubinternational.com/products/business-insurance/commercial-auto/ "Commercial Auto Insurance Broker Policy & Coverage")
- Decide whether a Mylo personal-lines bundle is in play; HUB’s reviewed auto page does not mention personal auto or home. [7](https://choosemylo.com/business/product-commercial-auto "Commercial Auto")
- Get issuing insurers and limits from both; neither page publishes them. [4](https://www.hubinternational.com/products/business-insurance/commercial-auto/ "Commercial Auto Insurance Broker Policy & Coverage") [7](https://choosemylo.com/business/product-commercial-auto "Commercial Auto")

## Offering Details

| Criteria | HUB International Commercial Auto Insurance Brokerage | Mylo Commercial Auto Insurance |
| --- | --- | --- |
| Role in This Line | HUB brokers commercial auto insurance for fleets and transportation businesses rather than underwriting the policy itself. [4](https://www.hubinternational.com/products/business-insurance/commercial-auto/ "Commercial Auto Insurance Broker Policy & Coverage") (Evidence: Company-reported; scope: Commercial auto product page as read 2026-09-23; the page does not name an issuing insurer..) | Mylo brokers commercial auto insurance by comparing quotes from multiple carriers rather than underwriting the policy itself. [7](https://choosemylo.com/business/product-commercial-auto "Commercial Auto") (Evidence: Company-reported; scope: Commercial auto product page..) |
| Issuing Insurer | The commercial auto product page does not name an issuing insurer; HUB places commercial auto business with insurers that vary by client and placement. [4](https://www.hubinternational.com/products/business-insurance/commercial-auto/ "Commercial Auto Insurance Broker Policy & Coverage") (Evidence: Not found in reviewed sources; scope: Checked the commercial auto product page on 2026-09-23; no carrier is disclosed there..) | The commercial auto product page does not name the insurer that would issue a given business's policy. [7](https://choosemylo.com/business/product-commercial-auto "Commercial Auto") (Evidence: Not publicly disclosed; scope: Checked the commercial auto product page on 2026-09-23..) |
| Who It’s For | HUB positions this line for businesses operating commercial auto fleets and transportation-industry providers. [4](https://www.hubinternational.com/products/business-insurance/commercial-auto/ "Commercial Auto Insurance Broker Policy & Coverage") (Evidence: Company-reported; scope: Product-page description; not a published underwriting appetite by fleet size or vehicle class..) | Mylo says all states require commercial auto liability coverage for any business that owns or leases vehicles used on the job. [7](https://choosemylo.com/business/product-commercial-auto "Commercial Auto") (Evidence: Company-reported; scope: Commercial auto product page..) |
| Coverage Features | HUB lists commercial auto coverage options including long- and short-haul transportation, hired and non-owned auto exposures, uninsured/underinsured motorist protection, medical payments, towing and lease gap coverage, alongside property damage and bodily injury protection. [4](https://www.hubinternational.com/products/business-insurance/commercial-auto/ "Commercial Auto Insurance Broker Policy & Coverage") (Evidence: Company-reported; scope: Product-page coverage list; the issued policy and its exclusions control an actual claim..) | Mylo describes a commercial auto policy as potentially including mandatory bodily-injury and property-damage liability, plus optional collision, comprehensive and non-owned-auto coverage depending on the business and its vehicles. [7](https://choosemylo.com/business/product-commercial-auto "Commercial Auto") (Evidence: Company-reported; scope: Commercial auto product page coverage list; the issued policy and its exclusions control..)<br><br>Mylo recommends non-owned auto coverage for businesses whose employees drive personal vehicles for work, warning that a business can be held liable for an accident even during what a court calls a work "detour," such as a personal errand combined with a work task. [7](https://choosemylo.com/business/product-commercial-auto "Commercial Auto") (Evidence: Company-reported; scope: Commercial auto product page FAQ; a general explanation, not a specific policy's terms..) |
| Limits and Retentions | Not described in the reviewed sources. | The commercial auto product page does not publish specific liability limits, deductibles or premium ranges. [7](https://choosemylo.com/business/product-commercial-auto "Commercial Auto") (Evidence: Not publicly disclosed; scope: Checked the commercial auto product page on 2026-09-23..) |
| Risk Services | HUB says it applies complex risk and analytics tools to benchmark programs and reduce total cost of risk, and cross-promotes Fleet Risk Management and Workplace Safety Management as complementary services for commercial auto clients. [4](https://www.hubinternational.com/products/business-insurance/commercial-auto/ "Commercial Auto Insurance Broker Policy & Coverage") (Evidence: Company-reported; scope: Product-page service description; a company-reported capability, not an independently assessed outcome..) | Not described in the reviewed sources. |
| How to Apply | HUB directs prospects to contact a HUB broker to get started; no online quote or bind flow is described on the page. [4](https://www.hubinternational.com/products/business-insurance/commercial-auto/ "Commercial Auto Insurance Broker Policy & Coverage") (Evidence: Company-reported; scope: Product-page call to action as read 2026-09-23..) | Mylo says it recommends coverage customized to the business, compares quotes for commercial auto from top-rated carriers, and finds a combination of coverage and price; it also offers bundling with personal car or home insurance for additional savings. [7](https://choosemylo.com/business/product-commercial-auto "Commercial Auto") (Evidence: Company-reported; scope: Commercial auto product page "How will Mylo find me the right policy?" section..) |

## Full Comparison

- [HUB International vs Mylo](https://spot.insure/compare/hub-international-vs-mylo): all coverage lines, business roles, service and claims.
- [What Is Commercial Auto Insurance?](https://spot.insure/coverage/commercial-auto): Commercial auto insurance can cover your business's liability on the road and damage to the vehicles you insure.
- [HUB International vs Mylo Business Owner’s Policy](https://spot.insure/compare/hub-international-vs-mylo/business-owners-policy)
- [HUB International vs Mylo Cyber Insurance](https://spot.insure/compare/hub-international-vs-mylo/cyber)
- [HUB International vs Mylo Employee Health Benefits](https://spot.insure/compare/hub-international-vs-mylo/employee-health-benefits)
- [HUB International vs Mylo General Liability Insurance](https://spot.insure/compare/hub-international-vs-mylo/general-liability)
- [HUB International vs Mylo Medical Malpractice Insurance](https://spot.insure/compare/hub-international-vs-mylo/medical-malpractice)
- [HUB International vs Mylo Professional Liability (E&O) Insurance](https://spot.insure/compare/hub-international-vs-mylo/professional-errors-omissions)
- [HUB International vs Mylo Surety Bonds](https://spot.insure/compare/hub-international-vs-mylo/surety-bonds)
- [HUB International vs Mylo Umbrella and Excess Liability Insurance](https://spot.insure/compare/hub-international-vs-mylo/umbrella-excess)
- [HUB International vs Mylo Workers’ Compensation Insurance](https://spot.insure/compare/hub-international-vs-mylo/workers-compensation)
- [Alliance Risk vs HUB International Commercial Auto Insurance](https://spot.insure/compare/alliance-risk-vs-hub-international/commercial-auto)
- [Alliance Risk vs Mylo Commercial Auto Insurance](https://spot.insure/compare/alliance-risk-vs-mylo/commercial-auto)
- [Chubb vs HUB International Commercial Auto Insurance](https://spot.insure/compare/chubb-vs-hub-international/commercial-auto)
- [Chubb vs Mylo Commercial Auto Insurance](https://spot.insure/compare/chubb-vs-mylo/commercial-auto)
- [Corgi vs HUB International Commercial Auto Insurance](https://spot.insure/compare/corgi-vs-hub-international/commercial-auto)
- [Corgi vs Mylo Commercial Auto Insurance](https://spot.insure/compare/corgi-vs-mylo/commercial-auto)

## Sources

### HUB International

1. [About Us](https://www.hubinternational.com/about-us/). HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
2. [Contact Us](https://www.hubinternational.com/contact-us/). HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
3. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16.
4. [Commercial Auto Insurance Broker Policy & Coverage](https://www.hubinternational.com/products/business-insurance/commercial-auto/). HUB International; Coverage list: long- and short-haul transportation, hired and non-owned exposures, uninsured/underinsured motorists, medical payments, towing, lease gap; property damage and bodily injury; fleet-risk and complex risk analytics services; Contact a HUB broker. Accessed 2026-09-23.

### Mylo

5. [Small Business Insurance](https://choosemylo.com/business/business-insurance). Mylo; Hero; What Insurance Does A Small Business Need (Business Owners Policy listing); Get My Quote; Business Insurance FAQs; commercial-product navigation; footer legal disclosure. Accessed 2026-09-16.
6. [About Mylo](https://choosemylo.com/our-story). Mylo; Your Digital One-Stop Shop; The Broker Advantage; Proven Heritage, Powerful Future; About Mylo FAQs. Accessed 2026-09-15.
7. [Commercial Auto](https://choosemylo.com/business/product-commercial-auto). Mylo; Commercial auto savings for a business on the move; What commercial auto insurance do I need?; Commercial auto insurance FAQs (non-owned auto, liability vs. collision vs. comprehensive); How will Mylo find me the right policy?. Accessed 2026-09-23.

### Commercial Auto Insurance Guide

8. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Commercial Automobile: Coverage, Classification and Limits. Accessed 2026-09-16.

Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/hub-international-vs-mylo/commercial-auto.md)
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- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)