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Berkshire Hathaway Specialty Insurance vs Coverdash

Coverdash says buyers can compare business quotes directly or through embedded payroll, banking or business software platforms, then manage policies in one account; the broker, not the host platform, arranges coverage. BHSI’s U.S. materials describe its specialty insurance portfolio, and its terms say online submissions do not bind. An e-commerce business choosing a convenient embedded purchase path should confirm who the broker and insurer are and when the policy becomes effective; a specialty risk needs a named BHSI product and authorized agent. 32,26,1,5

Introduction

Coverdash describes two ways to shop for business insurance: directly through its platform or embedded in other business tools such as payroll, banking and operating software. It acts as the broker arranging policies; a host platform is not the insurance provider. Coverdash’s terms also state that an online application is not a binder and that, in some cases, payment may be collected before binding or an insurer may reject or reprice the terms; coverage starts only when confirmation is provided. BHSI’s U.S. materials describe its specialty insurance portfolio, and its terms similarly say web submissions are nonbinding, with binding authority reserved to contracted National Indemnity group agents authorized in the state. For an online-first retailer, Coverdash’s embedded channel is a documented access option; for a specialty account, confirm the product, issuing insurer and binding agent.

Small businesses, startups and e-commerce sellers can compare quotes and buy policies online or through a partner’s embedded service; Coverdash is the broker, not the insurer. 28,32,26Company-reported. Current business model and intended customers; company-described functions, not an observed completed purchase.

Check Coverdash’s role separately from the policy issuer: its terms identify Coverdash, Inc. and Coverdash Insurance Services, LLC, with the LLC providing brokerage services and arranging, not underwriting, policies. 26Company-reported. Legal identities and stated roles in sections 1, 12 and 15. No independent multi-state license verification or insurer authority asserted.

Confirm the effective date and written bind confirmation before relying on coverage: Coverdash says payment follows binding, but its terms allow pre-bind collection and later insurer rejection or repricing. 28,26Conflicting sources. FAQ Is there any cost or obligation to get a quote? versus terms section 13. Payment and binding sequence unresolved for particular products; legal conditions are presented explicitly rather than silently choosing the marketing description.

BHSI's website terms say online application or quote submissions are informational and nonbinding; only contracted agents of the National Indemnity group may bind coverage, issue policies or certificates, or change coverage. Group companies' authority also varies by state, so the terms do not show that every application must begin through an agent. 5Company-reported. The website's own online submissions and binding authority described by BHSI's terms; not a statement about every product's intake process or a claim that purchase can be completed online.

Coverage Comparison

CoverageBerkshire Hathaway Specialty InsuranceCoverdash
Builders riskListed 22BHSI’s current U.S. Builder’s Risk page lists construction-project coverage, including hot testing/commissioning, delay and soft-cost features, and selectively considered Master Builder’s Risk programs. Project scope, eligibility, terms and issuer remain policy-specific.Listed 27Coverdash lists builders risk among its property coverage options.
Business owner’s policyNot listedListed 27Coverdash lists a business owner’s policy in its coverage hub.
Cargo and transitListed 9,10BHSI's current Marine catalog lists Ocean Cargo, Stock Throughputs, and Project Cargo. The older US-12/22-A guide lists Project Cargo as out of appetite, so confirm its current status; BHSI lists Inland Marine separately.Listed 27Coverdash lists motor truck cargo and ocean marine coverage options.
Commercial autoNot listedListed 27Coverdash lists commercial auto in its coverage catalog and invites quote requests.
Commercial propertyListed 11,12BHSI lists all-risk commercial property and selected single-peril options, including earthquake, flood, and windstorm.Listed 27Coverdash lists commercial property in its coverage catalog.
CrimeListed 14BHSI lists Commercial Crime within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, employment-practices, fiduciary and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not a crime-specific limit. Crime coverage is distinct from fidelity bonds.Listed 27Coverdash lists crime coverage in its catalog and invites quote requests.
Cyber liabilityListed 23,18BHSI markets a U.S. Network Security & Privacy product with third-party breach, response-expense and network-interruption features; its Professional First overview also describes stand-alone Cyber and blended E&O/Cyber forms. Product form, eligibility, terms and issuer depend on the risk and policy.Listed 27Coverdash lists cyber insurance in its coverage catalog.
Directors and officersListed 13,14Executive First D&O liability materials describe separate public-company and private-company products.Listed 27Coverdash lists directors and officers insurance in its coverage catalog.
Employment practices liabilityListed 14BHSI lists employment-practices liability within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, fiduciary, crime and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not an EPL-specific limit.Listed 27Coverdash lists employment practices coverage in its quote catalog.
Equipment breakdownNot listedListed 27Coverdash lists equipment breakdown in its quote catalog.
Fidelity bondsNot listedListed 45Coverdash lists fidelity bonds for client losses from employee dishonesty on its surety-bond page.
Fiduciary liabilityListed 14BHSI lists fiduciary liability within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, employment-practices, crime and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not a fiduciary-specific limit.Listed 27Coverdash lists fiduciary coverage in its coverage hub.
General liabilityListed 15,16BHSI lists primary general liability, with contractor and pollution features described in its casualty materials.Listed 27Coverdash lists general liability in its Core Business coverage catalog with a quote route.
Kidnap and ransomNot listedListed 27Coverdash lists kidnap and ransom in its Cyber & Crime coverage catalog with a quote route.
Liquor liabilityNot listedListed 27Coverdash lists liquor liability in its Excess & Specialty catalog with a quote route.
Management liabilityNot listedListed 27Coverdash arranges management liability insurance.
Media liabilityListed 18,19BHSI’s Professional First overview names Media Liability, and its architects/engineers product describes media liability only within a specialized combined design-industry form. The overview’s catalogue listing does not establish standalone terms or current account availability.Listed 27Coverdash arranges media liability insurance.
Product liabilityListed 15,16BHSI lists primary products and completed-operations liability as a casualty product.Listed 27Coverdash lists product liability in its Excess & Specialty catalog with a quote route.
Product recallNot listedListed 27Coverdash lists product recall in its Excess & Specialty catalog with a quote route.
Professional errors and omissions (E&O)Listed 17,18,19Professional First materials describe a professional-liability portfolio with several professions and service types.Listed 27Coverdash lists professional liability in its Professional & Management catalog, separately from technology errors and omissions.
Representations and warrantiesListed 20,21BHSI lists Representations & Warranties Insurance within its Transactional Liability products.Listed 44Coverdash arranges representations and warranties insurance for mergers and acquisitions.
Surety bondsListed 24BHSI’s U.S. Surety page lists performance, payment, advance-payment, maintenance, supply and warranty bonds for contractor and construction-supplier accounts. Bond obligations depend on the bond form, principal, obligee and jurisdiction; this catalogue listing does not establish bond approval or terms.Listed 27Coverdash lists surety bonds in its Excess & Specialty catalog with a quote route.
Technology errors and omissions (E&O)Listed 18,19Professional First materials identify Technology E&O as a professional-liability product.Listed 27Coverdash lists technology errors and omissions in its Professional & Management catalog, separately from professional liability.
Tools, equipment and inland marineListed 9BHSI lists inland transit, motor-truck cargo, warehouse legal liability, contractor equipment, and floaters under Inland Marine.Listed 27Coverdash arranges inland marine insurance.
TruckingNot listedListed 27Coverdash lists motor truck cargo and non-trucking liability, two trucking-related coverages, in its Auto & Transport catalog.
Umbrella and excess liabilityListed 15,16BHSI lists lead umbrella and excess casualty within its U.S. casualty products.Listed 27Coverdash lists umbrella and excess liability insurance.
Workers’ compensationNot listedListed 27Coverdash lists workers’ compensation insurance.

A listing may be arranged through an insurer or partner. “Not listed” means this catalogue has no separate offering recorded; ask the provider whether it can quote the coverage and request the policy terms.

Current Spot Scores

Each score uses the rubric for that provider’s documented role. Providers with more than one role may have a score for each.

Berkshire Hathaway Specialty Insurance

Carrier

Carrier & MGA

7.0/ 10

Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.

Provider assessment

Coverdash

Broker

Broker

5.1/ 10

Assessed provider: Coverdash. Scope: Coverdash Insurance Services, LLC as the licensed broker/agent and Coverdash, Inc. as the technology/brand entity. The cited materials do not identify Coverdash as insurer or underwriting entity; policy issuer remains product and policy specific.

Provider assessment

Review Scores

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

Berkshire Hathaway Specialty Insurance

-/ 10

Review Score

The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.[5][7]

Read Berkshire Hathaway Specialty Insurance reviews

Coverdash

7.2/ 10

Review Score

2 rated sources

Coverdash offers convenient quote comparison, but public customer feedback is sparse. A BBB unanswered-complaint record makes responsiveness worth checking before purchase.[1][4][6]

Read Coverdash reviews

Key Differences Between Coverdash and Berkshire Hathaway Specialty Insurance

Access through business software

Coverdash advertises direct shopping and embedded purchase experiences through partner platforms, with a single Coverdash account for policies, certificates and billing. That can matter to a small e-commerce operator buying insurance while setting up payroll or a business bank account, but Coverdash remains the broker and the insurer’s policy controls coverage. BHSI’s materials describe products and industry underwriting rather than a comparable embedded marketplace in the pages reviewed; that does not establish that no intermediary can connect a buyer to BHSI. Ask who is actually soliciting, arranging and issuing each policy.

Small businesses, startups and e-commerce sellers can compare quotes and buy policies online or through a partner’s embedded service; Coverdash is the broker, not the insurer. 28,32,26Company-reported. Current business model and intended customers; company-described functions, not an observed completed purchase.

You can shop for insurance inside a partner’s website or software; Coverdash says it handles solicitation and service rather than the host platform. 33,26Company-reported. Embedded distribution, not insurance underwriting by a payroll, banking or other affinity partner.

BHSI’s U.S. At A Glance section (version 2026-8-03 A) lists commercial property, casualty, healthcare professional liability, executive and professional lines, surety, travel, programs, employer stop loss, and homeowners insurance. The guide is informational, not policy coverage, and its brand-level list does not identify the insurer on a particular policy. 1,2,5Company-reported. A description of BHSI's U.S. line list in its U.S. At A Glance section (version 2026-8-03 A) only. The guide says its descriptions are informational and are not coverage; its brand-level list does not assign an issuing insurer to a particular product or policy. This is not a claim that one legal insurer issues every BHSI product.

Quote, payment and effective date

Coverdash’s terms warn that an application is not a binder and that payment can precede binding; an insurer may later reject or adjust pricing before confirmation. BHSI likewise says its web submission is nonbinding and that only its contracted group agents with state authority can bind. For either route, retain the written binder or issued declarations showing the legal insurer, named insured, limits, effective date and any outstanding conditions. A completed online form or receipt is not itself proof of insurance.

Confirm the effective date and written bind confirmation before relying on coverage: Coverdash says payment follows binding, but its terms allow pre-bind collection and later insurer rejection or repricing. 28,26Conflicting sources. FAQ Is there any cost or obligation to get a quote? versus terms section 13. Payment and binding sequence unresolved for particular products; legal conditions are presented explicitly rather than silently choosing the marketing description.

BHSI's website terms say online application or quote submissions are informational and nonbinding; only contracted agents of the National Indemnity group may bind coverage, issue policies or certificates, or change coverage. Group companies' authority also varies by state, so the terms do not show that every application must begin through an agent. 5Company-reported. The website's own online submissions and binding authority described by BHSI's terms; not a statement about every product's intake process or a claim that purchase can be completed online.

What to Confirm in Quotes

  • If Coverdash is embedded in another platform, confirm Coverdash’s broker role, the policy issuer, the forms, and the party responsible for servicing changes after purchase. 32 26
  • Do not rely on payment or an application alone: obtain Coverdash’s written bind confirmation and effective date; for BHSI, confirm the contracted agent’s authority and written binding status. 26 5
  • Ask whether the proposed coverage matches your operations, locations, customer contracts and revenue; compare policy forms rather than the convenience of the sales channel. 28 1

Compare Services

What each provider documents about the services you may need

CriteriaBerkshire Hathaway Specialty InsuranceCoverdash
Business role

BHSI’s U.S. At A Glance section (version 2026-8-03 A) lists commercial property, casualty, healthcare professional liability, executive and professional lines, surety, travel, programs, employer stop loss, and homeowners insurance. The guide is informational, not policy coverage, and its brand-level list does not identify the insurer on a particular policy. 1,2,5Company-reported. A description of BHSI's U.S. line list in its U.S. At A Glance section (version 2026-8-03 A) only. The guide says its descriptions are informational and are not coverage; its brand-level list does not assign an issuing insurer to a particular product or policy. This is not a claim that one legal insurer issues every BHSI product.

Berkshire Hathaway Specialty Insurance Company (BHSIC) identifies itself in its Singapore-branch public disclosure as a Nebraska-domiciled direct property and casualty insurer, wholly owned by National Indemnity Company, which is wholly owned by Berkshire Hathaway Incorporated. The Singapore-branch disclosure states this ownership chain. A Missouri Department of Insurance record separately lists BHSIC as active, NAIC 22276, and Property and Casualty in Missouri. Neither source identifies BHSIC as the issuer of every BHSI-branded U.S. policy. 3,4,5Company-reported. Company-reported corporate identity and ownership in BHSI's Singapore-branch public disclosure, corroborated for company identity and Missouri P&C authority by the Missouri Department of Insurance record accessed 2026-09-28. Neither source maps BHSIC as issuer for every BHSI-branded U.S. product; use policy-specific documents for that.

Check Coverdash’s role separately from the policy issuer: its terms identify Coverdash, Inc. and Coverdash Insurance Services, LLC, with the LLC providing brokerage services and arranging, not underwriting, policies. 26Company-reported. Legal identities and stated roles in sections 1, 12 and 15. No independent multi-state license verification or insurer authority asserted.

The reviewed corporate pages identify Coverdash, Inc. and Coverdash Insurance Services, LLC but do not establish their precise ownership relationship or a current controlling parent. 26,32Not found in reviewed sources. Public About page, terms and ownership-focused searches; investor logos do not establish control. Do not describe the LLC as wholly owned or the brand as an independent brokerage without evidence.

You can shop for insurance inside a partner’s website or software; Coverdash says it handles solicitation and service rather than the host platform. 33,26Company-reported. Embedded distribution, not insurance underwriting by a payroll, banking or other affinity partner.

Customer focus

BHSI's U.S. industry focus spans real estate, public entities, financial institutions, healthcare, education, manufacturing, retail, logistics, transportation, energy, and technology. The at-a-glance guide associates these industries with particular product segments; it does not say every segment serves every listed industry. 1Company-reported. Company-stated industry focus in the United States section of the At A Glance (U.S. section version 2026-8-03 A); industry lists are segment-specific, not a universal eligibility statement.

Within its U.S. executive-lines commercial and financial segment, BHSI lists publicly traded and large privately owned commercial firms; investment, money-center, national, and regional banks; asset managers; and insurance companies and brokerages. The size description applies to the commercial-firm entry, not every listed institution or all BHSI products. 1Company-reported. Only the U.S. Executive Lines, Commercial & Financial segment, At A Glance p. 50. The “publicly traded and large privately owned” qualifier attaches to the Commercial Firms bullet only.

Small businesses, startups and e-commerce sellers can compare quotes and buy policies online or through a partner’s embedded service; Coverdash is the broker, not the insurer. 28,32,26Company-reported. Current business model and intended customers; company-described functions, not an observed completed purchase.

Application process

BHSI's website terms say online application or quote submissions are informational and nonbinding; only contracted agents of the National Indemnity group may bind coverage, issue policies or certificates, or change coverage. Group companies' authority also varies by state, so the terms do not show that every application must begin through an agent. 5Company-reported. The website's own online submissions and binding authority described by BHSI's terms; not a statement about every product's intake process or a claim that purchase can be completed online.

Have your business name, address, industry, revenue and employee count ready for Coverdash’s online quote flow, which starts with email and supports comparison and purchase; same-day coverage is a company claim for most policies. 34,28Company-reported. Only initial public interface observed; no personal information, form submission, account creation or bind. Timing is company-reported and not tested.

Confirm the effective date and written bind confirmation before relying on coverage: Coverdash says payment follows binding, but its terms allow pre-bind collection and later insurer rejection or repricing. 28,26Conflicting sources. FAQ Is there any cost or obligation to get a quote? versus terms section 13. Payment and binding sequence unresolved for particular products; legal conditions are presented explicitly rather than silently choosing the marketing description.

Using Coverdash’s brokerage service may require appointing it as your broker of record and working exclusively with it for those services unless otherwise agreed. 26Company-reported. Section 2. This records the contractual wording, not a legal opinion about enforceability or a prohibition on researching other providers.

Sources

Berkshire Hathaway Specialty Insurance Official Website

  1. At A Glance. Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section. Accessed 2026-09-29.
  2. About Us. Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28.
  3. Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch. Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated. Accessed 2026-09-28.
  4. Company Details — Berkshire Hathaway Specialty Insurance Company. Missouri Department of Insurance; Company Details fields: legal name, active license status, NAIC number 22276, and Property and Casualty description; Missouri regulator record also lists 2025 property-casualty lines. Accessed 2026-09-28. Accessed 2026-09-28.
  5. Terms of Service. Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28.
  6. United States. Berkshire Hathaway Specialty Insurance; United States products directory, opened 2026-09-28. Rendered page lists U.S. category links and Casualty/Property headings (lines 6–44); this directory view is navigation, not the linked product pages or a full review of product materials. Accessed 2026-09-28.
  7. Claims — United States. Berkshire Hathaway Specialty Insurance; Claims Reporting, lines 34–91; separate product-specific directions, then “All other claims” email, 24-hour toll-free phone, postal/overnight mail. Accessed 2026-09-28.
  8. Claims Excellence — United States. Berkshire Hathaway Specialty Insurance; Claims Service Standards, version US 2024-10-07A in footer/document end; page 2 lines 30–34 describe coverage discussion and third-party settlement communications. Accessed 2026-09-28.
  9. Marine. Berkshire Hathaway Specialty Insurance; Inland and ocean marine product list, covered property classes and target businesses; lines 18-69. Accessed 2026-09-28.
  10. Ocean Marine Cargo Overview. Berkshire Hathaway Specialty Insurance; Two-page U.S. marketing PDF marked US-12/22-A; product types lines 14-20; ocean marine cargo appetite, capacity and placement lines 43-57; out-of-appetite and target risk characteristics lines 58-72; terms disclaimer lines 103-114. Accessed 2026-09-28.
  11. Property. Berkshire Hathaway Specialty Insurance; All-risk, single-peril, catastrophe, inland/ocean marine and builder's risk offerings; target account descriptions. Accessed 2026-09-28.
  12. General Property Appetite Guide. Berkshire Hathaway Specialty Insurance; Page 1: minimum premium, product/forms, territory, attachment and working capacity; page 2 footer identifies 2026-02-10 A; lines 0-9, 89-99. Accessed 2026-09-28.
  13. Executive First Directors & Officers Liability Insurance. Berkshire Hathaway Specialty Insurance; Product Highlights: government investigations, shareholder derivative actions, late-notice qualification, defense counsel selection; Top Targets: large commercial and financial firms, lines 6–19. Accessed 2026-09-28.
  14. Executive First Private Company Portfolio. Berkshire Hathaway Specialty Insurance; Product Highlights: D&O, EPL, Fiduciary, Commercial Crime and Employed Lawyers in one comprehensive form; shared or separate limits to $50m; EPL First services. Top Targets: private companies at $10m+ revenues and listed industries, lines 11–25. Portfolio limit is not a separate line limit. Accessed 2026-09-28.
  15. Casualty Appetite Guide - U.S. Berkshire Hathaway Specialty Insurance; Casualty appetite PDF page 1: $50K minimum premium, GL/products/lead umbrella/excess lines, selected $10M excess capacity, placement forms and target/avoided classes; guide dated 2026-07-15. Accessed 2026-09-28.
  16. Casualty. Berkshire Hathaway Specialty Insurance; US casualty product lines and features: Primary General Liability lines 10-34; Primary Products/Completed Operations Liability 35-44; Lead Umbrella and Excess Casualty 46-63. Accessed 2026-09-28.
  17. Professional First Professional Liability. Berkshire Hathaway Specialty Insurance; U.S. Professional Liability landing page links Professional Liability / Network Security & Privacy, stand-alone Network Security & Privacy, and Architects, Engineers and Consultants PL, lines 6–15; footer copyright © 2026. Accessed 2026-09-28.
  18. Professional First Professional Liability Overview. Berkshire Hathaway Specialty Insurance; PDF pp.1–2: claims group and reporting; primary blended E&O/Cyber and stand-alone Cyber forms; line capacity statement; named Lawyers PL, Technology E&O, Miscellaneous PL, Media Liability, Network Security & Privacy; named technology-services target types and selection categories; dated 2026-06-03-A. Group capacity not a line policy limit. Source version: 2026-06-03-A. Accessed 2026-09-28.
  19. Professional First Architects, Engineers and Consultants Professional Liability. Berkshire Hathaway Specialty Insurance; Product Highlights: professional/pollution liability; media, technology and cyber/network security/privacy liability; direct breach/extortion expenses; risk services; primary/excess and project-specific product availability; target professions, lines 6–29. Its combined-form technology feature is not itself a standalone Tech E&O statement. Accessed 2026-09-28.
  20. Transactional Liability. Berkshire Hathaway Specialty Insurance; Product Highlights list R&W, tax, contingent-liability and class-action-settlement insurance; Top Targets list manufacturing, financial institutions, technology, real estate, energy, healthcare and retail, lines 6–27. The target list is for the transactional-liability portfolio, not exclusive R&W eligibility. Accessed 2026-09-28.
  21. Transactional Liability Overview. Berkshire Hathaway Specialty Insurance; PDF pp.1–2: R&W, tax, contingent-liability, and class-action-settlement products; portfolio-wide primary/excess and up-to-$25m capacity; premiums/retentions vary by transaction/risk; portfolio appetite and in-house claims group; R&W buyer-use descriptions; dated 2025-05-16-A. Product-specific limits and final terms not stated. Source version: 2025-05-16-A. Accessed 2026-09-28.
  22. Builder’s Risk. Berkshire Hathaway Specialty Insurance; Current U.S. page: all-risk, hot testing/commissioning, delay/startup/soft costs, single-peril/DIC primary/excess; separate EAR and CAR target categories; Master Builder’s Risk selectively considered, lines 6–35. Reopened 2026-09-28. Accessed 2026-09-28.
  23. Professional First Network Security & Privacy Policy. Berkshire Hathaway Specialty Insurance; Product Highlights: third-party breach exposures, regulatory investigations/fines/penalties, direct breach/extortion expenses, electronic-content media liability, business interruption from network-security failure, eRiskHub; Top Targets: professional-services firms, lines 6–19. Accessed 2026-09-28.
  24. Surety. Berkshire Hathaway Specialty Insurance; Product Highlights name performance, payment, advance-payment, maintenance, supply and warranty bonds; Top Targets name regional/national/global contractors and construction suppliers/services; PPP/project-delivery capability; lines 6–32. Accessed 2026-09-28.

Coverdash Official Website

  1. Business Insurance Online Instantly. Coverdash; Who do we insure?; How it works; carrier-logo strip; Our product policy and certificate demonstrations. Accessed 2026-09-15.
  2. Terms And Conditions. Coverdash; Sections 1–2 (entities, broker-of-record and exclusivity), 10 (policy controls coverage), 12–13 (producer role and payment before binding), 15–17 (no underwriting; certificates; summaries), 32 (automatic payments). Accessed 2026-09-15.
  3. Coverage Hub. Coverdash; Core Business: General Liability, Business Owner’s Policy, Commercial Property, Workers’ Comp; Professional & Management: Professional Liability, Tech E&O, Lawyers Professional Liability, Directors & Officers, Employment Practices, Fiduciary, Management Liability, Media Liability; Cyber & Crime: Cyber Insurance, Crime Coverage, Kidnap & Ransom; Property & Catastrophe: Builder’s Risk, Equipment Breakdown, Inland Marine; Auto & Transport: Commercial Auto, Motor Truck Cargo, Non-Trucking Liability, Ocean Marine; Excess & Specialty: Umbrella, Excess Liability, Product Liability, Product Recall, Liquor Liability, Surety Bond; Get a quote links. Accessed 2026-09-16.
  4. Frequently Asked Questions. Coverdash; Getting a quote & buying coverage; Claims & certificates; Billing & managing your policy; About Coverdash. Accessed 2026-09-15.
  5. Compensation Disclosure. Coverdash; Commissions; Contingent Commissions; Technology Access Fee; Supplemental Commissions; Client Fees; Affinity Partner Revenue; Other Compensation. Accessed 2026-09-15.
  6. Policy Auto-Renewal Authorization. Coverdash; Automatic Renewal; Renewal Documentation; Renewal Pricing Conditions (20% threshold); Payment; Right to Opt Out or Cancel; No Guarantee of Coverage. Accessed 2026-09-15.
  7. Licenses. Coverdash; AK–WY license list, including DC and separate NY broker/agent entries. Accessed 2026-09-15.
  8. About Us. Coverdash; How Coverdash Works: direct and embedded channels; Our Investors. Accessed 2026-09-15.
  9. Partner With Coverdash. Coverdash; How It Works; What’s Included (white-labeled UI); The Product. Describes embedded quoting, binding and policy management. Accessed 2026-09-15.
  10. Get A Quote. Coverdash; Embedded quote application, first question after Get Started: email address. Accessed 2026-09-15.
  11. Customer Sign In. Coverdash; Customer Access and Customer Sign In panels. Accessed 2026-09-15.
  12. What Is A Premium Finance Agreement? Who Is Ascend? Coverdash Help Center; 17 January 2023 article: premium financing and Ascend payment collection. Accessed 2026-09-15.
  13. How Do I Get A COI? Coverdash Help Center; Article dated 18 July 2024, steps 2–8: Certificates tab, self-service versus agent request (up to two business days), marketplace template, policy selection and PDF download. Accessed 2026-09-15.
  14. How Can I File A Claim? Coverdash Help Center; 17 January 2023 article: Claims tab and New Claim instructions. Accessed 2026-09-15.
  15. Coverdash Insurance Services Agency Listing. Nationwide; Agency Website; Products; Our Insurance Products: Business Insurance. Accessed 2026-09-15.
  16. Business Owner’s Policy. Coverdash; Product introduction and coverage cards; FAQ: BOP versus general liability and Who qualifies (industry, location and premises). Accessed 2026-09-15.
  17. Tech E&O Insurance. Coverdash; FAQ Does Tech E&O include cyber coverage?; product introduction. Accessed 2026-09-15.
  18. Management Liability. Coverdash; Introduction: D&O core with optional employment, fiduciary and crime protection; Types of Coverage. Accessed 2026-09-15.
  19. Directors & Officers Side A. Coverdash; Introduction; Non-indemnifiable claims; FAQs distinguishing standalone Side A from other D&O. Accessed 2026-09-15.
  20. Transactional Risk Insurance. Coverdash; Introduction; Reps and warranties, tax liability and contingent liability offering cards; Transactional risk offering and representations and warranties quote route. Accessed 2026-09-16.
  21. Surety Bonds. Coverdash; Types of Coverage: license/permit, contract, court and fidelity bonds; FAQ on reimbursement to surety; Get a quote. Accessed 2026-09-16.
  22. Cyber Insurance. Coverdash; Product introduction, Types of Coverage and Cyber Insurance FAQs. Accessed 2026-09-15.
  23. Commercial Auto. Coverdash; Product introduction and four coverage cards; FAQ: hired and non-owned auto as optional coverage. Accessed 2026-09-15.
  24. Motor Truck Cargo. Coverdash; Product introduction; Types of Coverage describes freight in transit. Accessed 2026-09-15.
  25. Non-Trucking Liability. Coverdash; Product introduction and FAQs concerning personal use outside dispatch. Accessed 2026-09-15.
  26. Garage Keeper’s Liability. Coverdash; Product introduction; Types of Coverage: customer vehicle damage. Accessed 2026-09-15.
  27. Global Package. Coverdash; Product introduction; Types of Coverage: international liability, foreign property, business travel and local compliance. Accessed 2026-09-15.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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