What Does Umbrella and Excess Liability Insurance from Berkshire Hathaway Specialty Insurance Cover?
Berkshire Hathaway Specialty Insurance offers lead umbrella and excess casualty insurance to manufacturers, distributors, real estate, construction, energy and trucking accounts.
Lead umbrella and excess casualty · Updated
Who Is Berkshire Hathaway Specialty Insurance Umbrella and Excess Liability For?
BHSI lists manufacturers/distributors, real estate, grocery, financial institutions, construction, energy and trucking as umbrella/excess targets. 2
Company-reportedBHSI US lead umbrella/excess casualty targets. Material limitation: Targets remain subject to restrictions and underwriting appetite.
Berkshire Hathaway Specialty Insurance Umbrella and Excess Liability Coverage Features
BHSI markets lead umbrella and excess casualty as an explicit product line and lists pollution/contractor-form features. 2
Company-reportedUS commercial casualty placements. Material limitation: Marketing overview; the manuscript and broker-specific forms require underwriting.
Berkshire Hathaway Specialty Insurance Umbrella and Excess Liability Limits and Retentions
The appetite guide lists lead umbrella, follow-form excess and retained-limit forms, with $10 million excess capacity and more for selected risks. 1
Company-reportedSelect risks in the guide’s US casualty appetite. Material limitation: Capacity is not a quote or universally available layer; “more” is risk-selective.
Berkshire Hathaway Specialty Insurance Umbrella and Excess Liability Compared
Other Coverage Lines Documented for Berkshire Hathaway Specialty Insurance
Sources for Berkshire Hathaway Specialty Insurance Umbrella and Excess Liability
- Casualty Appetite Guide - U.S. Berkshire Hathaway Specialty Insurance; Casualty appetite PDF page 1: $50K minimum premium, GL/products/lead umbrella/excess lines, selected $10M excess capacity, placement forms and target/avoided classes; guide dated 2026-07-15. Accessed 2026-09-28.
- Casualty. Berkshire Hathaway Specialty Insurance; US casualty product lines and features: Primary General Liability lines 10-34; Primary Products/Completed Operations Liability 35-44; Lead Umbrella and Excess Casualty 46-63. Accessed 2026-09-28.
