Berkshire Hathaway Specialty Insurance Builders Risk Insurance
Builder’s Risk
BHSI describes primary and excess options for its Builder’s Risk products, along with single-peril and difference-in-conditions choices. 1Company-reported. These are marketed placement options, not a commitment to provide any layer or a statement about how a specific project is insured.
Who It’s For
BHSI separates its EAR and CAR target categories; it says Master Builder’s Risk is considered selectively. 1Company-reported. The published target categories guide submission discussions; they do not guarantee eligibility or acceptance.
Coverage Features
BHSI describes Builder’s Risk as project property coverage and lists hot testing/commissioning, delay and soft-cost features. 1Company-reported. U.S. product-page marketing summary; does not establish that each extension is included in every project policy.
The page describes primary and excess placements and single-peril or difference-in-conditions options alongside its all-risk product description. 1Company-reported. These are marketed options, not a statement that a particular quote includes them.
BHSI lists its Builder’s Risk Form, follow-form quota-share or excess forms, and broker manuscript forms as options. 2Company-reported. A form being listed does not establish that it will be used for a project or what its final terms contain.
How to Apply
BHSI says underwriting may request coverage specifications, a project description, contractor loss experience and a construction schedule, among other project details. 2Company-reported. The guide gives examples rather than a universal or complete checklist; requirements depend on the submission.
Other Berkshire Hathaway Specialty Insurance Coverage Lines
Sources
- Builder’s Risk. Berkshire Hathaway Specialty Insurance; Retained canonical source record locator: current U.S. product page, lines 6–35: all-risk project coverage, hot testing/commissioning, delay/startup/soft costs, single-peril/DIC primary/excess, EAR/CAR target categories and selectively considered Master Builder’s Risk. Prior actual access 2026-09-28; direct re-open failed in this session. Accessed 2026-09-28.
- Builder’s Risk Appetite Guide. Berkshire Hathaway Specialty Insurance; U.S. guide pp. 1–2: marketed coverage/participation and targeted classes, lines 0–35; listed BHSI, follow-form and broker-manuscript policy forms, plus example submission information, lines 39–53; dated 2026-01-30 A; all coverage remains subject to the actual policy, lines 63–65. Accessed 2026-09-30.
