What Is Berkshire Hathaway Specialty Insurance?
BHSI provides commercial and specialty insurance in the U.S., with product-specific industry lists that include healthcare, energy and technology. Online quote and application submissions are nonbinding. 1,2,3,4
Read the Berkshire Hathaway Specialty Insurance profile
Read the Berkshire Hathaway Specialty Insurance Cyber Insurance page
What Is Coverdash Insurance?
Coverdash suits small businesses that want online shopping or an embedded partner purchase with one account for policies and billing; firms needing specialized complex-risk advice should compare broker-led programs. 7,8,9
What Is Cyber Insurance?
Cyber insurance can help pay covered response costs and claims against your business after a cyber incident. If your business relies on data, software or outside providers, compare response limits, vendor outages and approval rules. 12,13
Key Differences in Cyber Insurance
Product Structure and Incident Costs
Berkshire Hathaway Specialty Insurance offers a standalone Network Security & Privacy policy or blended E&O/Cyber forms. Coverdash describes breach notification, credit monitoring, forensics, ransomware negotiation and system restoration, interruption income, and liability defense and settlements. Coverdash’s online quote-to-purchase route may simplify intake, while the BHSI form selection makes the relationship between cyber and professional liability a key comparison. 5 10
Eligibility, Services, and Buying Process
Coverdash targets businesses collecting data, accepting online payments, or relying on software, and acts as a broker placing coverage with a carrier. BHSI names professional-services firms and selected technology, telecom, and financial sectors. Ask both sides how the quote handles the specific breach costs and which insurer issues it; Coverdash’s wide audience description is not an eligibility commitment. 5 10
What to Confirm in Cyber Insurance Quotes
- Ask Coverdash which insurer underwrites the digital quote and what limits apply separately to forensics, ransomware, interruption, and liability.
- Ask Berkshire Hathaway Specialty Insurance whether standalone or blended coverage is proposed and how E&O and cyber limits coordinate.
Review Scores
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
Berkshire Hathaway Specialty Insurance
Review Score
No reviews found
The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.[5][7]
Read Berkshire Hathaway Specialty Insurance reviewsCoverdash
Review Score
2 rated sources
Coverdash offers convenient quote comparison, but public customer feedback is sparse. A BBB unanswered-complaint record makes responsiveness worth checking before purchase.[1][4][6]
Read Coverdash reviewsOffering Details
Berkshire Hathaway Specialty Insurance vs Coverdash: Cyber Insurance: documented features by provider
| Criteria | Professional First Network Security & Privacy | Coverdash Cyber Insurance |
|---|---|---|
| Role in This Line | BHSI describes both a stand-alone Network Security & Privacy policy and blended E&O/Cyber forms in Professional First. 5,6Company-reported. Form selection depends on the risk and proposal; the overview does not establish issuance for an individual applicant. | Coverdash arranges cyber coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. 9,10Company-reported. General brokerage terms applied to the cyber page; not specific to any one carrier or state. |
| Issuing Insurer | Confirm in your quote. | The cyber page does not name the insurer that issues the policy. 10Not publicly disclosed. Reviewed cyber page as of 2026-09-23; the page describes coverage without naming a specific carrier. |
| Who It’s For | The Network Security & Privacy page names professional-services firms among its targets; the overview separately lists technology, telecom and financial-sector customers in targeted or selective categories. 5,6Company-reported. The overview’s class lists have different appetite labels; neither is a blanket eligibility rule. | Coverdash markets cyber coverage to any business that collects data, takes payments online, or relies on software, regardless of industry. 10Company-reported. Product-page eligibility description; actual acceptance depends on underwriting. |
| Coverage Features | BHSI markets third-party breach exposures, direct breach-response and extortion expenses, and business interruption from a network-security failure. 5Company-reported. The product page is a coverage summary; conditions, sublimits and exclusions require the policy and endorsements. | Coverdash describes cyber coverage as including data-breach response (notification, credit monitoring and forensics), ransomware (negotiation and restoring systems), business-interruption income loss during an attack-driven outage, and legal defense and settlements for lawsuits after a data exposure. 10Company-reported. Product-page coverage cards; the issued policy and declarations control actual wording, limits and exclusions. |
| Limits and Retentions | Confirm in your quote. | The cyber page does not publish specific limit, retention or deductible amounts, or a separate sub-limit for ransomware versus breach-response costs. 10Not publicly disclosed. Reviewed cyber page as of 2026-09-23; figures are quote-specific and not shown on the public product page. |
| Risk Services | BHSI lists eRiskHub as a resource with its Network Security & Privacy product. 5Company-reported. The product-page listing does not define the resource’s service scope or confirm availability on an individual policy. | The reviewed cyber page does not describe security-monitoring or other risk-management services made available to policyholders; it describes only post-incident response coverage. 10Not found in reviewed sources. Cyber product page as read on 2026-09-23. |
| How to Apply | Confirm in your quote. | Coverdash describes a fully digital quote-to-purchase process for cyber coverage, with the option to add other coverages alongside it. 10Company-reported. Product-page company information and cross-sell section. |
Full Comparison
More Berkshire Hathaway Specialty Insurance vs Coverdash Comparisons
Other Cyber Insurance Comparisons
Sources
Berkshire Hathaway Specialty Insurance
- At A Glance. Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section. Accessed 2026-09-29.
- About Us. Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28.
- Terms of Service. Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28.
- Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch. Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated. Accessed 2026-09-28.
- Professional First Network Security & Privacy Policy. Berkshire Hathaway Specialty Insurance; Product Highlights, lines 6–19: third-party breach exposures, regulatory investigations, direct response/extortion expense, electronic-content media liability and network-security business interruption; target professional services. Retained canonical source record accessed 2026-09-28; direct re-open failed in this session. Accessed 2026-09-28.
- Professional First Professional Liability Overview. Berkshire Hathaway Specialty Insurance; PDF pp. 1–2: separately named Professional First Media Liability and Network Security & Privacy; targeted customer categories; in-house claims handling; product portfolio descriptions. Version 2026-06-03-A; re-opened 2026-09-30. Accessed 2026-09-30.
Coverdash
- Frequently Asked Questions. Coverdash; Getting a quote & buying coverage; Claims & certificates; Billing & managing your policy; About Coverdash. Accessed 2026-09-15.
- About Us. Coverdash; How Coverdash Works: direct and embedded channels; Our Investors. Accessed 2026-09-15.
- Terms And Conditions. Coverdash; "Coverdash does not provide any underwriting services"; broker/agent of record designation. Accessed 2026-09-23.
- Cyber Insurance. Coverdash; Product introduction; Types of Coverage cards for Data breaches, Ransomware, System downtime, Lawsuits and liability; Who It's For. Accessed 2026-09-23.
- Coverage Hub. Coverdash; Cyber & Crime category listing Cyber Insurance, Crime Coverage and Kidnap & Ransom. Accessed 2026-09-23.
Cyber Insurance Guide
- Cyber Insurance. Federal Trade Commission; Opening; First-Party and Third-Party Coverage; First-Party Coverage; Third-Party Coverage; What Should Your Cyber Insurance Policy Cover. Accessed 2026-09-16.
- CyberEdge specimen policy. AIG; General Terms §§4–6, PDF pp.3–6; Security and Privacy §1 p.11, §2(l)/(p) p.14, §3 pp.15–18, exclusions p.18; Event Management §1 and §2(h), PDF pp.19–20. Accessed 2026-09-16.
