Lockton Representations and Warranties Insurance
Lockton Representations & Warranties Insurance (RWI)
Lockton's RWI Practice is staffed with former M&A lawyers and transaction advisors who Lockton says use a Partner/Associate model on every deal to provide 24/7 coverage; Lockton places RWI policies rather than underwriting them. 1Company-reported. RWI product page as read 2026-09-23.
Issuing Insurer
Not publicly disclosed. The RWI page does not name the insurers underwriting the representations and warranties policies Lockton places. 1RWI page checked 2026-09-23.
Who It’s For
Lockton frames RWI benefits separately for sellers (faster access to sale proceeds, reduced post-closing exposure, avoiding a guarantee) and buyers (broader protection, faster negotiation, avoiding conflicts in deals with meaningful seller participation), meaning both sides of an M&A transaction are the intended buyers of the product. 1Company-reported. RWI product page as read 2026-09-23.
Coverage Features
Lockton describes RWI as a policy used to replace or bolster a seller indemnity or escrow in an M&A transaction, under which an insurer indemnifies the buyer for losses from an unknown breach of a representation or warranty in the deal agreement. 1Company-reported. RWI product page as read 2026-09-23. General description of how the product functions, not a specimen policy.
Claims Support
Lockton says it provides dedicated transaction liability claims experts after a policy is bound, and cites having helped clients settle hundreds of millions of dollars of RWI claims to date. 1Company-reported. RWI product page as read 2026-09-23. Aggregate claims-settlement figure is company-reported and not independently verified.
Lockton Representations and Warranties Insurance Compared
Other Lockton Coverage Lines
Sources
- Representations & Warranties Insurance | Lockton USA. Lockton; The Certain Solution for Transactional Risk; Why clients consider RWI versus traditional indemnity; Seller/Buyer benefits; Claims. Accessed 2026-09-23.
