Lockton Employment Practices Liability Insurance
Lockton Employment Practices Liability (EPL) Insurance Brokerage
Lockton designs EPL insurance programs for clients as their risk advisor and broker; it does not underwrite the coverage it places. 1Company-reported. EPL product page as read 2026-09-23.
Issuing Insurer
Not publicly disclosed. The EPL page does not name the insurance carriers Lockton places employment practices liability coverage with. 1EPL product page checked 2026-09-23.
Who It’s For
Lockton says any organization that engages people for hire, regardless of size, industry, location, union participation or use of independent contractors, faces employment-related risk and should consider EPL insurance. 1Company-reported. EPL product page as read 2026-09-23.
Coverage Features
Lockton says a typical EPL policy it places covers legal defense costs for employee claims and official employment investigations, third-party discrimination or harassment claims from non-employees, punitive damages where insurable, and immigration-related employment claims. It separately offers standalone wage-and-hour coverage for claims like misclassification and unpaid overtime, since wage-and-hour claims are typically excluded from EPL policies. 1Company-reported. EPL product page as read 2026-09-23. Describes typical policy features Lockton places, not a specimen form for any one client.
Claims Support
Lockton's Professional & Executive Risk Claims team integrates insurance and claims counsel within the broking team from the start of the engagement, which Lockton says is meant to prepare the claims strategy before an EPL claim arises. 1Company-reported. EPL product page as read 2026-09-23.
Lockton Employment Practices Liability Insurance Compared
Other Lockton Coverage Lines
Sources
- Employment practices liability (EPL) insurance. Lockton; What is EPL insurance?; Who should purchase EPL insurance?; What can I expect in a typical EPL insurance policy?; What is Wage and Hour coverage?; Claims management. Accessed 2026-09-23.
