Lockton Crime Insurance

Lockton places Crime and Fidelity insurance to protect businesses against financial losses from theft, fraud, forgery and embezzlement by employees or third parties; it describes this as a brokered program, not a policy Lockton underwrites. ¹Company-reportedCrime and Fidelity product page as read 2026-09-23.

The page does not name the insurers Lockton places crime and fidelity coverage with. ¹Not publicly disclosedCrime and Fidelity page checked 2026-09-23.

Lockton says crime coverage is relevant to nonprofit, private and public organizations of any sector, and calls out small businesses as particularly exposed because they often lack fraud-prevention and auditing resources. It also notes financial institutions are frequently required to carry a financial institution bond, distinct from general crime coverage. ¹Company-reportedCrime and Fidelity product page as read 2026-09-23.

Lockton lists the claim types a crime and fidelity program is meant to address: employee theft, forgery or alteration of negotiable instruments, theft on or off premises, computer fraud, counterfeit currency, and social engineering (impersonation) fraud involving customers, vendors or employees. ¹Company-reportedProduct page as read 2026-09-23; a capability/claim-type list, not a specimen policy.

Lockton says its Professional & Executive Risk Claims team, which integrates insurance and claims counsel within the broking team rather than treating claims advocacy as a separate profit center, handles Crime and Fidelity claims. ¹Company-reportedProduct page as read 2026-09-23. Describes Lockton's advocacy role, not an insurer's claim-paying obligation.