Lockton Crime Insurance

Lockton Crime and Fidelity Insurance Brokerage

Lockton places Crime and Fidelity insurance to protect businesses against financial losses from theft, fraud, forgery and embezzlement by employees or third parties; it describes this as a brokered program, not a policy Lockton underwrites. 1Company-reported. Crime and Fidelity product page as read 2026-09-23.

Issuing Insurer

Not publicly disclosed. The page does not name the insurers Lockton places crime and fidelity coverage with. 1Crime and Fidelity page checked 2026-09-23.

Who It’s For

Lockton says crime coverage is relevant to nonprofit, private and public organizations of any sector, and calls out small businesses as particularly exposed because they often lack fraud-prevention and auditing resources. It also notes financial institutions are frequently required to carry a financial institution bond, distinct from general crime coverage. 1Company-reported. Crime and Fidelity product page as read 2026-09-23.

Coverage Features

Lockton lists the claim types a crime and fidelity program is meant to address: employee theft, forgery or alteration of negotiable instruments, theft on or off premises, computer fraud, counterfeit currency, and social engineering (impersonation) fraud involving customers, vendors or employees. 1Company-reported. Product page as read 2026-09-23; a capability/claim-type list, not a specimen policy.

Claims Support

Lockton says its Professional & Executive Risk Claims team, which integrates insurance and claims counsel within the broking team rather than treating claims advocacy as a separate profit center, handles Crime and Fidelity claims. 1Company-reported. Product page as read 2026-09-23. Describes Lockton's advocacy role, not an insurer's claim-paying obligation.

Lockton Crime Insurance Compared

Other Lockton Coverage Lines

Sources

  1. Crime and Fidelity Insurance. Lockton; What is Crime and Fidelity Insurance?; Who needs to purchase Crime and Fidelity Insurance?; Types of Crime and Fidelity claims; Claims management. Accessed 2026-09-23.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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