Spot for Game Studios

Get quotes from 50+ game studio insurance providers with Spot

We get quotes that fit the studio you actually run and help you buy before a publisher deal, a launch or a live event.

  • Publisher milestones and indemnities checked against your policy
  • Cyber quoted on your player data and vendor dependencies
  • Keep your broker or switch, with no commissions on premiums
A game developer leans back at their desk holding a controller.

How Spot helps Game Studios

Tell us what your studio runs itself

Your Spot team maps which parts your studio runs, from development and hosting to moderation, payments and player support, and which depend on vendors, then turns that into the submission.

Orbit SoftwareOrganized by Spot
Travelers
The Hartford
Chubb

Check the publisher deal against your coverage

Send the publisher or platform agreement. Spot lists its milestones, service levels, indemnities and required limits, and flags where your errors and omissions or cyber terms fall short.

Professional errors and omissions (E&O) insurance

Orbit Software · Policy review

Policy wording
Coverage limits
Compare with
Contract requirements

Confirm with your broker

Limits, exclusions, and endorsements

Ask how each quote handles a bad launch

Your broker takes the submission to insurers, and Spot compares how each proposal treats a missed milestone, compromised player accounts and a hosting outage.

Chubb
The Hartford
TravelersQuote request

Professional errors and omissions (E&O) insurance

Professional services · Claims-made terms

Orbit Software

How buying insurance works for Game Studios

  1. 01

    Tell us about your business

    Share what you do, where you work, the policies you have and any contracts that ask for insurance.

  2. 02

    We write up your application

    Spot turns it into an application that describes your business the way insurers need to see it.

  3. 03

    We get quotes from insurers

    Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.

  4. 04

    Compare your quotes

    We put the quotes side by side on limits, exclusions and terms as well as price.

  5. 05

    Buy your policy and get certificates

    You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.

Game Studios we help

  • Work-for-hire and co-development studios

    You deliver builds and milestones to a publisher, and the contract spells out acceptance tests, warranties and the insurance you carry.

  • Live-service teams

    Player accounts, payments, chat and anti-cheat run through cloud vendors, and an outage or breach can become your problem.

  • Esports and event teams

    Streaming rigs and demo stations travel to venues and conventions, and organizers ask for proof of coverage.

  • Studios hiring across states

    Remote developers in several states change how workers’ compensation is set up and reported.

Insurance Game Studios usually carry

The policies companies like yours are usually asked for, and when each one comes up.

Insurers that quote Game Studios

Get quotes from 50+ game studio insurance providers with Spot.

  • AIG
  • Alliance Risk
  • Amelia Risk
  • Aon
  • At-Bay
  • Beazley
  • Berkshire Hathaway Specialty Insurance
  • And many more

When Game Studios need insurance

  • 01

    You’re signing a publisher deal

    The agreement sets milestones, acceptance terms and required insurance. Get those compared with your quote before you sign.

  • 02

    Your game is going live-service

    Accounts, payments and chat bring cyber questions a boxed release didn’t, including what happens when an anti-cheat or cloud vendor goes down.

  • 03

    Players can now upload or share content

    Document your service role and how you handle notices, then revisit the submission with the new feature described.

  • 04

    You’re taking rigs to a tournament or convention

    Schedule owned, rented and borrowed equipment and confirm which transit legs and venues the inland marine form lists.

Questions from Game Studios

Also known as game studio insurance, game developer insurance, game development insurance, video game company insurance and esports insurance.

What insurance does a game developer need for a publisher deal?

Publishers commonly ask for errors and omissions or media coverage for the game itself, and live services bring cyber for player data. Studios also insure gear with inland marine and property, and staff with workers’ compensation. Spot reads the publisher’s clause first.

What should a live-service studio send for a cyber quote?

Send a map of account and payment data, chat and user-content features, cloud hosting, anti-cheat and support vendors, and how players reach the service. Your Spot team turns that map into the cyber section of your submission.

Does general liability cover a missed milestone?

Don’t assume it does. Missed milestones and software performance are errors and omissions questions. Spot compares those proposals against your publisher contract.

Does a DMCA agent designation protect every upload?

No. It’s a process for certain online service-provider roles, it doesn’t decide whether your service qualifies, and it isn’t insurance. Spot asks brokers how each form treats user content.

Can the broker who placed our first E&O policy stay on?

Yes. Spot works alongside them on your publisher-deal and live-service questions, or helps you move to a broker who places more studio business. Spot takes no commissions on premiums.

Get insurance off your to-do list.

Get quotes from 50+ game studio insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.

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