Include incident response steps, outage history if relevant to the application, vendor contracts, data retention, and the service commitments made to players or publishers. FTC child-privacy guidance is a design and audience source, not proof of cyber coverage.[1]
Ask which events trigger response services, restoration, liability, and interruption protection, and how dependent vendor outages are treated in the actual forms.[3]
Read the Gaming Insurance Buying Guide
Sources and Further Reading
- Children’s Online Privacy Protection Rule: A Six-Step Compliance Plan for Your Business — Federal Trade Commission. Step 1 and factors for determining whether a site/service is directed to children, lines 50 onward
FTC guidance on factors used to assess whether an online service is directed to children.
- DMCA Designated Agent Directory — U.S. Copyright Office. Overview, lines 30–35
DMCA Designated Agent Directory; use for the scoped operational question described in the cited guidance.
- Commercial Insurance Guide — California Department of Insurance. Commercial Insurance Guide, revised June 14, 2024: purchasing coverage, commercial property, inland marine, boiler and machinery, commercial general liability, and workers compensation.
- Employer information — California Department of Industrial Relations, Division of Workers’ Compensation. Opening section, employer obligation and out-of-state employer paragraph
Spot, a product of Tools for Enlightenment, publishes this guide and works in the commercial insurance market. This is general buyer education; policy terms and state-specific obligations determine coverage and requirements.
Updated 2026-09-28. Editorial Policy
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