Tell us about the round and the board
Share your cap table summary, who sits on the board, your headcount plan and what you sell. Your Spot team turns it into the submissions insurers ask for.
Orbit SoftwareOrganized by Spot
Insurance After Raising Venture Funding
Put the right insurance in place after your funding round
When investors join your board, your Spot team builds the insurance program they expect and keeps it ready for diligence and enterprise customers.
- D&O, EPLI, cyber and E&O quoted together
- Proposals compared on who’s insured and what reduces the limit
- Keep your broker or switch, with no commissions on premiums
How it works
We take it to market with brokers
We work with brokers to quote management liability, cyber and E&O together, so limits and retentions fit with each other.
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TaylorOrbit Software
Can we check this contract against our directors and officers insurance?
RileySpot
Let’s review the information and discuss the next steps with your broker.
Compare the terms that matter
See whether each proposal covers the company as well as its leaders, whether defense costs reduce the limit and whether D&O and EPLI share one limit.
Insurance documents
Requirements reviewDirectors and officers insurance
Coverage limits · Policy terms
Orbit Software
Keep proof ready for diligence
Your policies sit in your Spot workspace, and you can generate certificates yourself for investors, landlords and customers.
TaylorOrbit Software
Can we check this contract against our directors and officers insurance?
Let’s review the information and discuss the next steps with your broker.
Directors and officers insurance policy
Coverage terms · Limits
When you need insurance
Your round just closed, a new investor is joining the board, and they’ve asked whether you carry D&O.
Coverage to consider
Directors and officers
Investors may challenge board decisions and disclosures, and D&O can pay covered defense costs and losses for leaders and, depending on the policy, the company.
Get quotesEmployment practices liability
A growing team means more applicants and employees who could allege discrimination, harassment or wrongful termination, and D&O alone shouldn’t be relied on for those claims.
Get quotesManagement liability
A package can combine D&O and EPLI, but shared limits mean a claim in one part can reduce what’s left for another.
Get quotesCyber liability
More customers and data mean more exposure to breach response costs, outages and claims after an incident.
Get quotesTechnology errors and omissions (E&O)
If you sell software or technology services, it answers claims that your product or work caused a customer financial loss.
Get quotes
Documents to have ready
- 01
Financing documents
The term sheet or closing summary and your cap table, so insurers can see ownership and the board’s makeup.
- 02
Financial statements
Your most recent financials and the runway the round gives you.
- 03
Headcount and hiring plan
Employees by state now and planned over the next year, including contractors.
- 04
Customer contracts
Your main agreements and their insurance clauses, so E&O and cyber limits match what customers expect.
- 05
Disputes or claims
Any demand letter, investor complaint or employee dispute, even if nothing was filed.
Common questions
Do investors require D&O insurance?
Investors often ask about it, and your financing documents may require it. Your Spot team reads what they say and quotes to that.
Should D&O and EPLI be on one policy?
A management liability package can be simpler, but check whether the parts share a limit. We show you both structures so you can decide.
Should we buy before or after the round closes?
If you can, start before closing so coverage is in place when the new board takes its seats. Tell us your closing date and we’ll work back from it.
Can we keep the broker we already use?
Yes. Spot works alongside your broker and takes no commissions on premiums, or we can introduce you to a broker who places venture-backed companies.
Related
Get insurance off your to-do list.
When investors join your board, your Spot team builds the insurance program they expect and keeps it ready for diligence and enterprise customers.
Get StartedLearn more before you find insurance
Read these before you choose a policy or an insurer.
