---
title: "Insurance After Raising Venture Funding"
description: "Find insurance after raising venture funding: Spot prepares your D&O, EPLI, cyber and E&O submissions and compares broker proposals before you bind."
canonical: "https://spot.insure/find-insurance/after-fundraising"
page-type: "product"
entities: ["Spot"]
entity: "Spot"
page-role: "product"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/find-insurance/after-fundraising)

## Agent Guide

**What this page is:** Find insurance after raising venture funding: Spot prepares your D&O, EPLI, cyber and E&O submissions and compares broker proposals before you bind.

**Limits (do not over-claim):**
- Describes Spot's own service; it does not establish coverage terms or outcomes for any company.

**Related pages:**
- [Spot home](https://spot.insure/) — product overview
- [Sitemap](https://spot.insure/sitemap) — inventory of all public pages

# Put the right insurance in place after your funding round

When investors join your board, your Spot team builds the insurance program they expect and keeps it ready for diligence and enterprise customers.

- D&O, EPLI, cyber and E&O quoted together
- Proposals compared on who’s insured and what reduces the limit
- Keep your broker or switch, with no commissions on premiums

[Get Started](https://app.spot.insure/signup?intent=requirements&coverage=directors-officers&icp=startups)

## How it works

- **Tell us about the round and the board.** Share your cap table summary, who sits on the board, your headcount plan and what you sell. Your Spot team turns it into the submissions insurers ask for.
- **We take it to market with brokers.** We work with brokers to quote management liability, cyber and E&O together, so limits and retentions fit with each other.
- **Compare the terms that matter.** See whether each proposal covers the company as well as its leaders, whether defense costs reduce the limit and whether D&O and EPLI share one limit.
- **Keep proof ready for diligence.** Your policies sit in your Spot workspace, and you can generate certificates yourself for investors, landlords and customers.

Your round just closed, a new investor is joining the board, and they’ve asked whether you carry D&O.

## Documents to have ready

- **Financing documents.** The term sheet or closing summary and your cap table, so insurers can see ownership and the board’s makeup.
- **Financial statements.** Your most recent financials and the runway the round gives you.
- **Headcount and hiring plan.** Employees by state now and planned over the next year, including contractors.
- **Customer contracts.** Your main agreements and their insurance clauses, so E&O and cyber limits match what customers expect.
- **Disputes or claims.** Any demand letter, investor complaint or employee dispute, even if nothing was filed.

## Coverage

- [Directors and officers](https://spot.insure/insurance/directors-officers/quotes): Investors may challenge board decisions and disclosures, and D&O can pay covered defense costs and losses for leaders and, depending on the policy, the company.
- [Employment practices liability](https://spot.insure/insurance/employment-practices/quotes): A growing team means more applicants and employees who could allege discrimination, harassment or wrongful termination, and D&O alone shouldn’t be relied on for those claims.
- [Management liability](https://spot.insure/insurance/management-liability/quotes): A package can combine D&O and EPLI, but shared limits mean a claim in one part can reduce what’s left for another.
- [Cyber liability](https://spot.insure/insurance/cyber/quotes): More customers and data mean more exposure to breach response costs, outages and claims after an incident.
- [Technology errors and omissions (E&O)](https://spot.insure/insurance/technology-errors-omissions/quotes): If you sell software or technology services, it answers claims that your product or work caused a customer financial loss.

## Common questions

### Do investors require D&O insurance?

Investors often ask about it, and your financing documents may require it. Your Spot team reads what they say and quotes to that.

### Should D&O and EPLI be on one policy?

A management liability package can be simpler, but check whether the parts share a limit. We show you both structures so you can decide.

### Should we buy before or after the round closes?

If you can, start before closing so coverage is in place when the new board takes its seats. Tell us your closing date and we’ll work back from it.

### Can we keep the broker we already use?

Yes. Spot works alongside your broker and takes no commissions on premiums, or we can introduce you to a broker who places venture-backed companies.

## More

- [Find insurance](https://spot.insure/find-insurance)

## Agent and Developer Resources

- [Markdown page](https://spot.insure/find-insurance/after-fundraising.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)