What Intellectual Property Insurance Requirements Apply in Maine?

Maine Technology Institute records are not automatically confidential: after a written application or proposal is received, a related record must fit a separate statutory category, and a proprietary-information claim requires both a confidentiality request and the Institute’s determination of competitive harm. Some records remain public, including identifying patent and copyright information unless disclosure would place an applicant or recipient at a competitive disadvantage.

What Is Intellectual Property Insurance?

Intellectual property insurance comes in two separate parts: defense, when you're accused of infringing a patent, trademark or copyright, and enforcement, when you pursue someone who copied yours. A defense-only quote doesn't pay for your own lawsuit, so ask for each part you need. Read the national Intellectual property guide.

What to Watch for With Intellectual Property in Maine

Request MTI Confidentiality With The Submission
Maine law lets the Technology Institute designate requested records confidential only after it determines that specified proprietary, trade-secret, or commercial information could competitively harm the submitter, impair future voluntary submissions, and affect Institute interests. After a written application arrives, other application records are not confidential unless another listed category applies; identify the exact IP and request treatment in the application process. ¹
Account For Public Patent And Copyright Reporting
Maine requires MTI to provide certain information on request, including patent and copyrightable-work counts and identifying information, except where disclosure would place an applicant or recipient at a competitive disadvantage. Ask what patent and product details will appear in public grant records and align the submission with your IP-protection and insurance application records. ¹
Maintain Secrecy Evidence For A Claim
Maine’s Trade Secrets Act requires economic value from secrecy and reasonable secrecy efforts; courts must preserve alleged secrets through reasonable measures such as protective orders, in-camera hearings, sealed records, and nondisclosure orders. Ask whether the policy’s defense costs for confidential discovery erode limits and how the named insured’s counsel coordinates with insurer-appointed counsel. ²

Which Intellectual Property Providers Have Maine License Records?

No provider in our research has both a state license record and a listing for this coverage line. This does not establish that providers are unlicensed. Check the regulator’s license lookup and confirm availability with a provider when requesting a quote.

Who Regulates Insurance in Maine?

Maine Bureau of Insurance

The Maine Bureau of Insurance licenses producers and companies, enforces Maine insurance laws, and investigates property and casualty complaints including commercial coverage complaints. You can use its state lookup or complaint service to check a license or raise an insurance issue. ^4,^5,⁶

Website: Regulator website
License lookup: Search licensed producers
Complaints: File a complaint
Phone: 800-300-5000

Surplus-Lines Tax and Stamping Office in Maine

Reported tax rate. 3% of gross direct premium when Maine is the insured's home state ^7,^8,⁹

Maine charges 3% of gross direct premium when it is the insured's home state; your broker handles the tax and may include it with the premium. Surplus-lines policies are outside Maine guaranty-association protection. Maine generally requires a diligent search, with an exempt-commercial-purchaser exception requiring broker disclosure and the purchaser's written request.

Questions to Ask Before You Buy Intellectual Property in Maine

Which exact technical or commercial records will we ask Maine Technology Institute to designate confidential, and what competitive harm supports the request?
Could a patent, copyrightable work, or project description appear in public MTI reporting, and which details would create a competitive disadvantage?
How does the quote treat defense costs for sealed filings, protective orders, and confidential technical discovery in a Maine trade-secret action?

Intellectual Property Insurance in Maine: Frequently Asked Questions

Are Maine Technology Institute application records confidential?

Not automatically. After a written application or proposal arrives, related records are confidential only if they fit another listed category; a proprietary-information request needs an Institute determination of specified competitive harm and other statutory interests. ¹

Can Maine Technology Institute disclose patent information about a funded company?

Yes, certain patent and copyrightable-work counts and identifying information are public on request unless disclosure would place an applicant or recipient at a competitive disadvantage. ¹

How long can a Maine trade-secret injunction last?

A court must end an injunction when the trade secret ceases to exist, but may continue it for a reasonable additional period to eliminate a commercial advantage; in exceptional circumstances it may allow future use for a reasonable royalty instead. ³

Sources for Intellectual Property Insurance in Maine

1
5 M.R.S. §15302-A, Confidentiality; Freedom of Access. Maine Legislature, Office of the Revisor of Statutes; Subsections 2(A)-(C), 4(A)-(G), and 5; page data extracted October 23, 2025. Accessed 2026-09-28.
2
10 M.R.S. §1542, Uniform Trade Secrets Act Definitions. Maine Legislature, Office of the Revisor of Statutes; Subsection 4(A)-(B), trade-secret definition; section history includes 2023 Revisor’s corrections. Accessed 2026-09-28.
3
10 M.R.S. §1543, Injunctive Relief. Maine Legislature, Office of the Revisor of Statutes; Subsections 1-4, injunction term, exceptional royalty, affirmative acts, and forms of relief. Accessed 2026-09-28.
4
Maine Bureau of Insurance. Maine Bureau of Insurance; Homepage and commercial insurance resources. Accessed 2026-09-28.
5
Insurance License Lookup. Maine Bureau of Insurance; State-designated producer/company search. Accessed 2026-09-28.
6
File an Insurance Complaint. Maine Bureau of Insurance; State complaint process and contact. Accessed 2026-09-28.
7
36 M.R.S. §2531. Maine Legislature; 36 M.R.S. §2531(1)-(2), current page: home-state basis; 3% tax; producer pays on chapter 19 surplus lines. Accessed 2026-09-28.
8
24-A M.R.S. §4433. Maine Legislature; Surplus-lines contracts excluded from guaranty association. Accessed 2026-09-28.
9
24-A M.R.S. §2002-A. Maine Legislature; ECP disclosure and written-request procedure. Accessed 2026-09-28.
10
Licenses. At-Bay; Current producer introduction and state table; At-Bay Insurance Services LLC; P&C and surplus-lines identifiers. Accessed 2026-09-21.
11
Licenses and Carriers. Coalition; Licenses and Carriers, re-read 22 September 2026: Insurance Licenses table for Coalition Insurance Solutions, Inc., national producer number 18419475, with producer and surplus-lines numbers for all 50 states and DC including California 0L76155, Georgia 196479, Texas 2199630 and 2205589, Pennsylvania 815731 and 817452, Colorado 539028 and Wisconsin 3000108852. Insurance Carriers table naming, with NAIC numbers, Allianz Underwriters Insurance Company 36420, Arch Specialty Insurance Company 21199, Ascot Specialty Insurance Company 45055, Ascot Insurance Company 23752, Aspen Specialty Insurance Company 10717, Chaucer Insurance Company DAC, Coalition Insurance Company 29530, Fireman's Fund Indemnity Corporation 11380, Fortegra Specialty Insurance Company 16823, Lloyd's of London, MSIG Specialty Insurance USA Inc. 34886, MS Transverse Specialty Insurance Company 41807, Steadfast Insurance Company 26387, Vantage Risk Specialty Insurance Company 16275 and Zurich American Insurance Company 16535. Accessed 2026-09-22.
12
Insurance Producer Licenses. Corgi Insurance; Current complete Insurance Producer Licenses table for Corgi Insurance Services, Inc.; 50 rows covering 49 states and DC (DC 3003091619); no New Mexico row; no NPN or as-of date shown. Accessed 2026-09-28.
13
About Hiscox US Insurance. Hiscox; Hiscox Insurance Company Inc. NAIC 10200 as Chicago, IL domiciled insurer admitted or licensed in all 50 states and D.C.; Hiscox Inc. as general agent and Lloyd’s coverholder for Syndicates 33 and 3624; surplus-lines placements through licensed surplus-lines brokers; A.M. Best rating statement. Accessed 2026-09-16.
14
Licenses. ERGO NEXT Insurance; Current entity-by-state license table reopened 28 September 2026: 50 rows under Next First Insurance Agency, Inc., including Washington, DC; New York rows instead list Next Insurance Services PC-1423070 and AP Intego BR-1198885. Accessed 2026-09-28.
15
Insurance Licenses by State. TechInsurance; Current state table; identifies TechInsurance as a division of Specialty Program Group LLC d/b/a SPG Insurance Solutions; lists DC 3000041536 and labels Rhode Island “Individual licenses,” without an agency license number. Accessed 2026-09-28.
16
Licenses. Vouch; Effective 16 January 2025: Vouch Specialty Insurance Services, LLC, NPN 19926463; P&C table (50 states and DC); surplus-lines table includes Idaho 870820; footnote says Georgia and Idaho do not issue agency-level surplus-lines licenses; Idaho retained as producer-only due to conflict. Accessed 2026-09-15.