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Intellectual Property Insurance in Idaho

Idaho’s trade-secret definition specifically requires a computer program to carry a prominent copyright or proprietary/confidential marking within or on its storage media. If your Idaho business also submits research or technical material to a public agency, the protections are narrower: academic-research records can become public after release, patenting, or project completion, and Oil and Gas Program filings require a separately marked version identifying each claimed secret. 1,2,3

What Is Intellectual Property?

Intellectual property insurance comes in two separate parts: defense, when you're accused of infringing a patent, trademark or copyright, and enforcement, when you pursue someone who copied yours. A defense-only quote doesn't pay for your own lawsuit, so ask for each part you need. Read the national Intellectual property guide.

What to Watch for in Idaho

  • Mark Source Code As Idaho Defines A Computer Program

    Idaho Code §48-801(4) defines a computer program as information capable of causing computer operations that is on any media or format, can be input directly or indirectly, and has a prominent copyright or other proprietary/confidential marking within or on the media. Mark source-code media and repositories, and ask how the application treats ownership and secrecy controls for software. 1

  • Prepare A Separate Agency-Filing Copy

    Idaho’s public-records law exempts only information that meets its trade-secret test, including qualifying material in agency RFP or information-request responses. The Idaho Department of Lands Oil and Gas Program asks submitters to provide the original plus a second copy identifying exactly what may be redacted; it makes the final exemption decision. 2,3

  • Track When Research Protection Ends

    Idaho’s public-records statute’s academic-research exceptions last only until the work is publicly released, copyrighted, patented, or completed or terminated, subject to other exemptions and written confidentiality agreements. If your business partners with an Idaho public university, ask which project materials and dates affect the exposure and whether the policy covers claims arising after public release. 2

Who Regulates Insurance in Idaho

Idaho Department of Insurance

The Idaho Department of Insurance administers insurance laws and regulates insurers and licensed producers. It directs users to the NAIC State Based Systems lookup for producer and company licensing records and accepts consumer complaints. 4,8,5

Surplus-lines tax and stamping office

Reported tax rate: 1.5% of premium when Idaho is the home state for property and casualty coverage Idaho’s surplus-lines tax is 1.5%. For property-and-casualty insurance other than workers’ compensation, if Idaho is the insured’s home state the full premium is taxed regardless of where covered risks are located; other lines follow the statutory allocation rule. Surplus-lines policies do not receive Idaho guaranty-association protection. 6,7,9

Providers With Documented State Licenses

No provider in Spot’s research documents both a state license record and this coverage line. This does not establish that providers are unlicensed. Check the regulator’s license lookup and confirm availability with a provider when requesting a quote.

Questions to Ask Before You Buy in Idaho

  1. Does every source-code medium and repository have a prominent copyright or proprietary marking that supports our Idaho trade-secret position?
  2. For Idaho Department of Lands filings, who prepares the original and the exact redaction-designation copy, and who substantiates each claimed secret?
  3. Which university research records could become public when the work is released, patented, or completed, and how does that affect our IP application and policy dates?

Intellectual Property in Idaho: FAQ

Does Idaho law require a notice on software to qualify as a trade secret? 1

Idaho defines a “computer program” for its trade-secret statute to include a prominent copyright or other proprietary or confidential marking within or on the media containing it, along with the other statutory elements. 1

Are trade secrets in an Idaho agency proposal automatically confidential? 2,3

No. The information must meet the statutory trade-secret definition, and the Department of Lands says only qualifying portions may be redacted after the agency reviews the claim. 2,3

Intellectual Property in Other States

Other Coverage in Idaho

Sources

  1. Idaho Code §48-801, Definitions. Idaho Legislature; Subsections (4)-(5), computer program and trade-secret definition; official code page retrieved directly. Accessed 2026-09-28.
  2. Idaho Code §74-107, Records Exempt from Disclosure. Idaho Legislature; Subsections (1), (20)-(23), trade-secret and academic-research record exemptions; official code page retrieved directly. Accessed 2026-09-28.
  3. OGR-2104, Public Records Law: Protocol for Handling Trade Secrets. Idaho Department of Lands, Oil and Gas Program; Updated March 2025, §§2-5, particularly pp. 2-4; guidance limited to IDL acting under the Oil and Gas Conservation Commission. Accessed 2026-09-28.
  4. Idaho Department of Insurance. Idaho Department of Insurance; Official regulator homepage and consumer resources. Accessed 2026-09-28.
  5. Consumers. Idaho Department of Insurance; Official consumer service bureau page with File a Complaint links and published phone. Accessed 2026-09-28.
  6. Idaho Insurance Laws and Regulations. Idaho Department of Insurance; 2026 publication: Idaho Code § 41-1204, 1.5% premium tax and home-state allocation rule. Accessed 2026-09-28.
  7. Surplus Lines. Idaho Department of Insurance; Idaho surplus-lines broker requirement and Idaho SLA membership. Accessed 2026-09-28.
  8. Request Public Records. Idaho Department of Insurance; Department states that producer and insurer licensing records are maintained by State Based Systems and links to individual SBS Lookup Search. Accessed 2026-09-28.
  9. Surplus Lines: Facts to Know. Idaho Department of Insurance; Department publication says there is no state guaranty-association coverage for surplus-lines insurance if the company becomes insolvent. Accessed 2026-09-28.
  10. Licenses. At-Bay; Current producer introduction and state table; At-Bay Insurance Services LLC; P&C and surplus-lines identifiers. Accessed 2026-09-21.
  11. Licenses and Carriers. Coalition; Licenses and Carriers, re-read 22 September 2026: Insurance Licenses table for Coalition Insurance Solutions, Inc., national producer number 18419475, with producer and surplus-lines numbers for all 50 states and DC including California 0L76155, Georgia 196479, Texas 2199630 and 2205589, Pennsylvania 815731 and 817452, Colorado 539028 and Wisconsin 3000108852. Insurance Carriers table naming, with NAIC numbers, Allianz Underwriters Insurance Company 36420, Arch Specialty Insurance Company 21199, Ascot Specialty Insurance Company 45055, Ascot Insurance Company 23752, Aspen Specialty Insurance Company 10717, Chaucer Insurance Company DAC, Coalition Insurance Company 29530, Fireman's Fund Indemnity Corporation 11380, Fortegra Specialty Insurance Company 16823, Lloyd's of London, MSIG Specialty Insurance USA Inc. 34886, MS Transverse Specialty Insurance Company 41807, Steadfast Insurance Company 26387, Vantage Risk Specialty Insurance Company 16275 and Zurich American Insurance Company 16535. Accessed 2026-09-22.
  12. Insurance Producer Licenses. Corgi Insurance; Current complete Insurance Producer Licenses table for Corgi Insurance Services, Inc.; 50 rows covering 49 states and DC (DC 3003091619); no New Mexico row; no NPN or as-of date shown. Accessed 2026-09-28.
  13. About Hiscox US Insurance. Hiscox; Hiscox Insurance Company Inc. NAIC 10200 as Chicago, IL domiciled insurer admitted or licensed in all 50 states and D.C.; Hiscox Inc. as general agent and Lloyd’s coverholder for Syndicates 33 and 3624; surplus-lines placements through licensed surplus-lines brokers; A.M. Best rating statement. Accessed 2026-09-16.
  14. Licenses. ERGO NEXT Insurance; Current entity-by-state license table reopened 28 September 2026: 50 rows under Next First Insurance Agency, Inc., including Washington, DC; New York rows instead list Next Insurance Services PC-1423070 and AP Intego BR-1198885. Accessed 2026-09-28.
  15. Insurance Licenses by State. TechInsurance; Current state table; identifies TechInsurance as a division of Specialty Program Group LLC d/b/a SPG Insurance Solutions; lists DC 3000041536 and labels Rhode Island “Individual licenses,” without an agency license number. Accessed 2026-09-28.
  16. Licenses. Vouch; Effective 16 January 2025: Vouch Specialty Insurance Services, LLC, NPN 19926463; P&C table (50 states and DC); surplus-lines table includes Idaho 870820; footnote says Georgia and Idaho do not issue agency-level surplus-lines licenses; Idaho retained as producer-only due to conflict. Accessed 2026-09-15.

Updated .

This guide is informational and does not determine whether a policy is available or meets your needs. Editorial policy. To suggest a correction, contact Spot with a supporting source.

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