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Intellectual Property Insurance in Georgia

If your business submits claimed trade secrets in a Georgia Department of Insurance proceeding covered by Rule 120-2-2, the rule calls for a same-time affidavit identifying the material and supporting secrecy; a label alone does not prevent disclosure. Separately, for Georgia Technology Authority procurements, every page must carry its required label and legal basis, while cost information is not confidential. 1,2

What Is Intellectual Property?

Intellectual property insurance comes in two separate parts: defense, when you're accused of infringing a patent, trademark or copyright, and enforcement, when you pursue someone who copied yours. A defense-only quote doesn't pay for your own lawsuit, so ask for each part you need. Read the national Intellectual property guide.

What to Watch for in Georgia

  • Submit The Trade-Secret Affidavit With The Record

    For a Department of Insurance proceeding covered by Georgia Rule 120-2-2, the entity required to submit the record must attach a same-time affidavit identifying the exact material and stating why it is secret and protected. Separate source code, product plans, and other claimed secrets by page or exhibit before filing; the rule does not make a claim self-proving. 1

  • Follow GTA’s Page-Marking Rule

    For a Georgia Technology Authority solicitation, mark each page at the top and bottom as “CONFIDENTIAL” and cite the legal exemption. GTA’s rule says cost information is not confidential and warns that a label does not guarantee withholding, so ask which technical materials and cost details will enter the public procurement record. 2

  • Plan For A Possible Disclosure Dispute

    For a Georgia Technology Authority procurement, only records that meet an Open Records Act exemption can be withheld. Ask the broker whether the proposed policy addresses defense of a third-party trade-secret or patent claim tied to your submitted technology; do not assume a confidentiality designation changes policy response. 2,1

Who Regulates Insurance in Georgia

Georgia Office of Commissioner of Insurance and Safety Fire

Georgia’s elected Insurance and Safety Fire Commissioner licenses and regulates insurance companies and insurance professionals, investigates insurance fraud, and oversees consumer complaint services. The Office’s state license lookup covers agents, agencies, and companies. 3,4,5

Surplus-lines tax and stamping office

Reported tax rate: 4% of total premium when Georgia is the home state Georgia charges 4% on the total premium written and received by a surplus-lines broker when Georgia is the insured’s home state. Current fee treatment is not described here because the Department’s latest fee bulletin could not be retrieved as readable text; ask your broker for the policy-declaration and tax breakdown. This record does not state a Georgia-specific guaranty-fund conclusion. 6

Providers With Documented State Licenses

No provider in Spot’s research documents both a state license record and this coverage line. This does not establish that providers are unlicensed. Check the regulator’s license lookup and confirm availability with a provider when requesting a quote.

Questions to Ask Before You Buy in Georgia

  1. For this Georgia agency submission, which exact records are required, and what trade-secret affidavit and page markings must accompany them?
  2. How will we separate nonpublic technical material from public pricing and contract terms in a Georgia Technology Authority bid?
  3. Does the quoted policy address defense of a competitor’s IP claim about the software or materials we submit to a Georgia agency, and what exclusions apply?

Intellectual Property in Georgia: FAQ

What must accompany a trade-secret claim in a Georgia Department of Insurance filing? 1,2

For a filing covered by Rule 120-2-2, attach a same-time affidavit that identifies the specific information and states it is not public, has economic value from secrecy, and is subject to reasonable secrecy efforts. The filing process does not guarantee nondisclosure. 1,2

Is cost information confidential in a Georgia Technology Authority bid? 2

No. GTA Rule 665-2-11-.01 says cost information is not confidential and warns that marking a record does not ensure it will be withheld. 2

Intellectual Property in Other States

Other Coverage in Georgia

Sources

  1. Rule 120-2-2-.67, Trade Secret Assertions. Georgia Secretary of State, Rules and Regulations of the State of Georgia; Rule 120-2-2-.67(a)-(c); current compilation through September 2, 2026. Accessed 2026-09-28.
  2. Rule 665-2-11-.01, Confidentiality. Georgia Secretary of State, Rules and Regulations of the State of Georgia; Georgia Technology Authority procurement Rule 665-2-11-.01(1)-(2). Accessed 2026-09-28.
  3. Office of Commissioner of Insurance and Safety Fire. Georgia Office of Commissioner of Insurance and Safety Fire; Official homepage; regulator role, elected commissioner, complaint and license lookup links. Accessed 2026-09-28.
  4. Agents, Agencies and Licensing. Georgia Office of Commissioner of Insurance and Safety Fire; Official state license lookup for agents, agencies, and companies. Accessed 2026-09-28.
  5. Report Complaints & Fraud. Georgia Office of Commissioner of Insurance and Safety Fire; Consumer Services complaint instructions and official complaint portal. Accessed 2026-09-28.
  6. Non-Admitted Insurance: Premium Tax FAQs. Georgia Office of Commissioner of Insurance and Safety Fire; 4% applies to total broker-written and received premium when GA is home state. Accessed 2026-09-28.
  7. Licenses. At-Bay; Current producer introduction and state table; At-Bay Insurance Services LLC; P&C and surplus-lines identifiers. Accessed 2026-09-21.
  8. Licenses and Carriers. Coalition; Licenses and Carriers, re-read 22 September 2026: Insurance Licenses table for Coalition Insurance Solutions, Inc., national producer number 18419475, with producer and surplus-lines numbers for all 50 states and DC including California 0L76155, Georgia 196479, Texas 2199630 and 2205589, Pennsylvania 815731 and 817452, Colorado 539028 and Wisconsin 3000108852. Insurance Carriers table naming, with NAIC numbers, Allianz Underwriters Insurance Company 36420, Arch Specialty Insurance Company 21199, Ascot Specialty Insurance Company 45055, Ascot Insurance Company 23752, Aspen Specialty Insurance Company 10717, Chaucer Insurance Company DAC, Coalition Insurance Company 29530, Fireman's Fund Indemnity Corporation 11380, Fortegra Specialty Insurance Company 16823, Lloyd's of London, MSIG Specialty Insurance USA Inc. 34886, MS Transverse Specialty Insurance Company 41807, Steadfast Insurance Company 26387, Vantage Risk Specialty Insurance Company 16275 and Zurich American Insurance Company 16535. Accessed 2026-09-22.
  9. Insurance Producer Licenses. Corgi Insurance; Current complete Insurance Producer Licenses table for Corgi Insurance Services, Inc.; 50 rows covering 49 states and DC (DC 3003091619); no New Mexico row; no NPN or as-of date shown. Accessed 2026-09-28.
  10. About Hiscox US Insurance. Hiscox; Hiscox Insurance Company Inc. NAIC 10200 as Chicago, IL domiciled insurer admitted or licensed in all 50 states and D.C.; Hiscox Inc. as general agent and Lloyd’s coverholder for Syndicates 33 and 3624; surplus-lines placements through licensed surplus-lines brokers; A.M. Best rating statement. Accessed 2026-09-16.
  11. Licenses. ERGO NEXT Insurance; Current entity-by-state license table reopened 28 September 2026: 50 rows under Next First Insurance Agency, Inc., including Washington, DC; New York rows instead list Next Insurance Services PC-1423070 and AP Intego BR-1198885. Accessed 2026-09-28.
  12. Insurance Licenses by State. TechInsurance; Current state table; identifies TechInsurance as a division of Specialty Program Group LLC d/b/a SPG Insurance Solutions; lists DC 3000041536 and labels Rhode Island “Individual licenses,” without an agency license number. Accessed 2026-09-28.
  13. Licenses. Vouch; Effective 16 January 2025: Vouch Specialty Insurance Services, LLC, NPN 19926463; P&C table (50 states and DC); surplus-lines table includes Idaho 870820; footnote says Georgia and Idaho do not issue agency-level surplus-lines licenses; Idaho retained as producer-only due to conflict. Accessed 2026-09-15.

Updated .

This guide is informational and does not determine whether a policy is available or meets your needs. Editorial policy. To suggest a correction, contact Spot with a supporting source.

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