Mylo vs The Hartford: How Do They Compare for Professional Liability (E&O) Insurance?

Mylo is a broker that compares quotes from several business insurers rather than writing the policy itself. Average minimum monthly premiums, such as $62 for standalone miscellaneous professional liability, are published by The Hartford.

The Hartford publishes average monthly prices from $38 for healthcare professionals to $239 for architects and engineers, plus reporting-period terms; Mylo compares multi-carrier quotes and explains claims-made versus occurrence forms. ^3,¹

What Are the Key Differences Between Mylo and The Hartford Professional Liability (E&O) Insurance?

Published Pricing Versus Comparing Quotes

The Hartford's page gives average minimum monthly prices from $38 for healthcare professionals to $239 for architects and engineers, and says many policies include a 30–60 day extended reporting period. ³ Mylo explains tail coverage without publishing comparable prices. ¹

Reporting-Period Terms on One Side

The Hartford's page details a specific structure Mylo's page doesn't quantify:

The Hartford says the policy can cover claims of negligence, misrepresentation, inaccurate advice, personal injury (libel/slander) and copyright infringement, plus defense costs. Many of its professional liability policies are written on a claims-made basis with a retroactive date and an extended reporting period (typically 30-60 days, extendable to a year or more for an added cost), though some are written on an occurrence basis. ³Company-reported. Professional liability product page as read 2026-09-23. General coverage and policy-form description; the issued policy controls.

Mylo's page explains claims-made versus occurrence forms in general terms and says tail coverage can be added to a claims-made policy, but does not publish a specific reporting-period length like The Hartford's 30-60 day figure. ¹

Pricing Transparency

The Hartford publishes average minimum monthly premiums by product, ranging from $38 for Healthcare Professionals Professional Liability to $239 for Architects and Engineers Professional Liability. ³ Mylo's page does not publish a comparable price range; it describes shopping the market rather than quoting a figure directly. ¹

What Should You Confirm in Mylo and The Hartford Professional Liability (E&O) Insurance Quotes?

Ask The Hartford whether your profession falls under one of its published pricing categories or a different underwriting tier. ³
Ask Mylo whether the quote it finds for you is claims-made or occurrence, and what a tail endorsement would cost. ¹
Confirm the extended-reporting-period length and cost on any claims-made quote from either. ³ ¹
Neither page publishes standard coverage limits; get them in writing before binding. ³ ¹

Mylo vs The Hartford Professional Liability (E&O) Insurance Compared

Mylo vs The Hartford: Professional Liability (E&O) Insurance: documented features by provider

Criteria	Mylo Professional Liability Insurance	The Hartford Professional Liability Insurance (Errors & Omissions)
Who It’s For	Mylo markets this line to businesses that could face a claim from a client unhappy with their professional services, using examples spanning app development, financial planning and beauty-salon services. ¹Company-reported. Product page examples; a particular business's eligibility depends on underwriting.	The Hartford targets professional liability at businesses that sign contracts requiring coverage, offer professional services directly to customers, or regularly give advice to clients, and lists industries it covers: accountants, consultants, interior designers, advertising agencies, graphic designers, technology professionals and healthcare professionals. ³Company-reported. Professional liability product page as read 2026-09-23.
Coverage Features	Mylo describes the policy responding to breach-of-contract claims, bodily injury or property damage claims, financial-loss claims, and consequential-damages claims arising from a client relationship. ¹Company-reported. Product page coverage descriptions; actual insuring agreements and exclusions are set by the issued policy. Mylo explains that professional liability comes in claims-made and occurrence forms, and that tail coverage can be added to a claims-made policy to extend reporting after it ends. ¹Company-reported. Product page FAQ; which form and tail terms are offered depends on the placed carrier.	The Hartford says the policy can cover claims of negligence, misrepresentation, inaccurate advice, personal injury (libel/slander) and copyright infringement, plus defense costs. Many of its professional liability policies are written on a claims-made basis with a retroactive date and an extended reporting period (typically 30-60 days, extendable to a year or more for an added cost), though some are written on an occurrence basis. ³Company-reported. Professional liability product page as read 2026-09-23. General coverage and policy-form description; the issued policy controls.
Role in This Line	Mylo brokers professional liability insurance by comparing quotes from multiple business insurance companies rather than underwriting the policy itself. ¹Company-reported. Professional liability product page.	The Hartford's professional liability insurance, also called errors and omissions (E&O) insurance, protects businesses when they make mistakes in the professional services provided to clients, including claims that turn out to be baseless. ³Company-reported. Professional liability product page as read 2026-09-23.

Criteria

Mylo Professional Liability Insurance

The Hartford Professional Liability Insurance (Errors & Omissions)

Who It’s For

Mylo markets this line to businesses that could face a claim from a client unhappy with their professional services, using examples spanning app development, financial planning and beauty-salon services. ¹Company-reported. Product page examples; a particular business's eligibility depends on underwriting.

The Hartford targets professional liability at businesses that sign contracts requiring coverage, offer professional services directly to customers, or regularly give advice to clients, and lists industries it covers: accountants, consultants, interior designers, advertising agencies, graphic designers, technology professionals and healthcare professionals. ³Company-reported. Professional liability product page as read 2026-09-23.

Coverage Features

Mylo describes the policy responding to breach-of-contract claims, bodily injury or property damage claims, financial-loss claims, and consequential-damages claims arising from a client relationship. ¹Company-reported. Product page coverage descriptions; actual insuring agreements and exclusions are set by the issued policy.

Mylo explains that professional liability comes in claims-made and occurrence forms, and that tail coverage can be added to a claims-made policy to extend reporting after it ends. ¹Company-reported. Product page FAQ; which form and tail terms are offered depends on the placed carrier.

Role in This Line

Mylo brokers professional liability insurance by comparing quotes from multiple business insurance companies rather than underwriting the policy itself. ¹Company-reported. Professional liability product page.

The Hartford's professional liability insurance, also called errors and omissions (E&O) insurance, protects businesses when they make mistakes in the professional services provided to clients, including claims that turn out to be baseless. ³Company-reported. Professional liability product page as read 2026-09-23.