Mylo vs 
Pie Insurance Business Owner’s Policy
Mylo and Pie both place a BOP with carrier partners; Mylo names a 40-carrier panel and Pie refers only to unnamed partners.
What Is Mylo Insurance?
Mylo is an independent insurance broker for small and growing businesses. It recommends coverage and compares available quotes from multiple carriers online or with a licensed advisor; the insurer named on the resulting policy provides the coverage. 1,2
What Is Pie Insurance?
Pie Insurance sells and administers small-business commercial insurance, with affiliated carriers writing its workers’ compensation program and outside carrier partners supporting selected other products. Businesses can start a workers’ compensation quote online or use an agent, then manage documents, certificates, billing, audits and claim reporting through Pie’s service channels. 4,5,6
What Is a Business Owner’s Policy?
A business owner’s policy packages property, general liability and business interruption coverage for eligible businesses. 8
Key Differences in Business Owner’s Policy
Broker Role and Carrier Names
Both Mylo and Pie place a BOP with other insurers instead of writing it themselves. Mylo says it partners with more than 40 A-rated commercial carriers and lists Travelers, Liberty Mutual, The Hartford and Hiscox as examples. Pie’s BOP page says quotes come from “our insurance carrier partners” and does not name them. 1 7
How Business Interruption Is Described
Mylo frames interruption as lost income on an actual-loss-sustained basis during a covered shutdown. Pie describes interruption as payroll and temporary relocation costs after a covered catastrophe. 3 7
Starting a Quote
Mylo says you can shop a BOP through its Mind of Mylo tool or by phone with a licensed advisor (844-863-5950), with agents licensed in all 50 states. Pie directs BOP buyers to contact the company through its website and does not describe the three-minute self-service flow it advertises for workers’ compensation. 1 7
What to Confirm in Business Owner’s Policy Quotes
- Get the issuing carrier name from both Mylo and Pie; Pie’s reviewed page refers only to unnamed partners, and Mylo’s pages do not identify which panel carrier would issue a given BOP. 7 1
- Ask each quote whether interruption is written as actual loss of income, payroll, temporary relocation, or some other basis. 3 7
- Confirm limits and deductibles in writing; neither Mylo nor Pie publishes them on the reviewed BOP pages. 3 7
- Confirm how you apply: Pie’s BOP page directs you to contact the company, while Mylo offers Mind of Mylo online or a licensed advisor by phone. 7 1
Offering Details
Mylo vs Pie Insurance Business Owner’s Policy: documented features by provider
| Criteria | Mylo Business Owner's Policy | Pie Business Owner's Policy (BOP) |
|---|---|---|
| Role in This Line | Mylo brokers a business owner's policy by comparing quotes from multiple carriers rather than underwriting the policy itself. 3,1Company-reported. BOP product page and the business-insurance overview page. | Pie says it helps small businesses find the best BOP quote and coverage 'from our insurance carrier partners,' identifying itself as an intermediary for this line rather than the underwriter. 7Company-reported. BOP product page as read on 2026-09-23. |
| Issuing Insurer | Mylo says it partners with more than 40 A-rated commercial insurance carriers and names Travelers, Liberty Mutual, The Hartford and Hiscox as examples, but neither page identifies which carrier would issue a specific business's BOP. 1Company-reported. Business-insurance overview page FAQ; the carrier panel is described company-wide, not BOP-specific. | The reviewed page refers only to 'our insurance carrier partners' and does not name a specific insurer for Pie's BOP product. 7Not publicly disclosed. BOP product page as read on 2026-09-23. |
| Who It’s For | Mylo's business-insurance overview page lists a BOP among the coverages most owners start with, alongside commercial auto, workers' compensation and commercial umbrella, and says it gives each business a personalized coverage recommendation. 1Company-reported. Business-insurance overview page. | Pie markets BOP as liability and property insurance customized and bundled for small businesses, and cross-sells it alongside workers' compensation, cyber, and commercial auto on other small-business product pages. 7Company-reported. BOP product page as read on 2026-09-23; no minimum size or industry restriction was published. |
| Coverage Features | Mylo describes its BOP as bundling three coverages: general liability for third-party bodily injury, property damage and advertising-injury claims; commercial property for damage to a business's building and business personal property from causes such as fire, storm, theft or vandalism; and business interruption for lost income (actual loss sustained) during a covered shutdown. 3Company-reported. BOP product page coverage sections; the issued policy and its exclusions control. Mylo says packaging these three coverages in a BOP instead of buying them separately typically costs less and can provide better coverage than buying each individually. 3Company-reported. BOP product page FAQ; a general company statement, not a quoted savings figure for any specific business. | Pie describes BOP insurance as bundling commercial property coverage (building, inventory, equipment against fire, explosion, smoke, vandalism, or wind), commercial liability protection (bodily injury, property damage, advertising injury), and business interruption coverage (payroll and temporary relocation costs after a covered catastrophe). 7Company-reported. BOP product page as read on 2026-09-23; the issued policy and endorsements control actual coverage. |
| Limits and Retentions | Neither the BOP product page nor the business-insurance overview page publishes specific coverage limits, deductibles or premium ranges. 3,1Not publicly disclosed. Checked both pages on 2026-09-23. | The reviewed page does not publish limits, deductibles, or premium ranges for BOP coverage. 7Not publicly disclosed. BOP product page as read on 2026-09-23. |
| How to Apply | Mylo says a buyer can shop for a BOP online through its Mind of Mylo recommendation tool or by phone with a licensed advisor (844-863-5950), and that Mylo has agents licensed in all 50 states. 1Company-reported. Business-insurance overview page FAQ. | Pie directs BOP buyers to contact the company to start a quote through its website; the page does not describe the same three-minute self-service flow it advertises for workers' compensation. 7Company-reported. BOP product page as read on 2026-09-23. |
Full Comparison
More Mylo vs Pie Insurance Comparisons
Other Business Owner’s Policy Comparisons
Sources
Mylo
- Business Insurance. Mylo; What insurance does a small business need?; Why Mylo? (40+ top-rated commercial insurance partners, 4.8 Google rating, BBB Accredited); What insurance carriers do you work with?; How do I shop for insurance with Mylo? Accessed 2026-09-23.
- About Mylo. Mylo; Your Digital One-Stop Shop; The Broker Advantage; Proven Heritage, Powerful Future; About Mylo FAQs. Accessed 2026-09-15.
- Business Owner's Policy. Mylo; Like you, a BOP can do three things at once!; Coverage #1: general liability; Coverage #2: commercial property; Coverage #3: Business Interruption; Business Owner Policy FAQs. Accessed 2026-09-23.
Pie Insurance
- Legal. Pie Insurance; State Licenses; footer disclosure naming producer and workers’ compensation versus third-party underwriting roles. Accessed 2026-09-15.
- Workers’ Comp Insurance For Small Businesses. Pie Insurance; Get a workers’ compensation quote online; insurance made for your small business; quote inputs; coverage description; quote-time and savings qualifications; AM Best link. Accessed 2026-09-16.
- Online Account Tutorial. Pie Insurance; Payment-method updates; instant and custom certificates; policy information; document access; agent-handled custom certificate qualification. Accessed 2026-09-15.
- Business Owner's Policy | BOP Insurance. Pie Insurance; What's typically covered by BOP insurance? Commercial Property Insurance, Commercial Liability Protection, Business Interruption Insurance; How does BOP insurance help protect small businesses?; Make sure you're covered: Start your BOP quote. Accessed 2026-09-23.
Business Owner’s Policy Guide
- Business Interruption and Business Owner Policy. National Association of Insurance Commissioners; Background; General liability, Commercial property and Business interruption bullets. Accessed 2026-09-16.
