Lockton vs Resilience: How Do They Compare for Cyber Insurance?

Resilience advertises limits up to $20 million with threat monitoring and attack simulations; Lockton is a broker that reviews your security posture and runs incident-response exercises.

Lockton brokers cyber with more than 100 associates who review security posture and run incident-response exercises, without publishing limits. Resilience advertises limits up to $20 million, an eCrime sublimit, Risk Operations Center monitoring, and a 24/7 in-house claims team with a dedicated manager. ^1,³

What Are the Key Differences Between Lockton and Resilience Cyber Insurance?

Pre-Bind Risk Engineering or Published Limits Plus Monitoring

Lockton pairs placement with security-posture reviews, incident-response exercises and cyber-hygiene policy design. Resilience advertises cyber limits up to $20 million, eCrime up to $500,000, and pairs the policy with threat monitoring and AttackIQ simulations. Choose Lockton if you want that risk-engineering bench before the policy; choose Resilience if published limits and bundled monitoring matter more. ¹ ³

In-House Claims Versus Incident Exercises

Resilience describes a fully in-house claims and incident-response team available 24/7, with one manager from triage through settlement. Lockton describes running incident-response exercises as a pre-bind service, not an in-house claims bench that stays on the file through settlement. ⁵ ¹

Who Issues the Policy

Lockton says it has alliances with cybersecurity firms and insurer partners but does not name the issuing carrier. Resilience's US disclosure names Ocrea Risk Services, LLC as distributor and Homeland Insurance Company of New York or Homeland Insurance Company of Delaware as underwriters. ¹ ⁴

What Should You Confirm in Lockton and Resilience Cyber Insurance Quotes?

Ask Lockton which insurers it would negotiate with. ¹
Ask Resilience which Homeland entity would issue the policy. ⁴
Compare Resilience's $20 million figure with Lockton's quoted limits. ³ ¹
Ask Lockton whether incident-response exercises are included in the fee. ¹

Lockton vs Resilience Cyber Insurance Compared

Lockton vs Resilience: Cyber Insurance: documented features by provider

Criteria	Lockton Cyber & Technology Insurance Brokerage	Resilience Cyber Insurance
Who It’s For	Lockton's technology practice says it works with clients in electronic hardware, information technology, internet, medical equipment, semiconductors, software and telecommunications, and highlights cyber liability as a core exposure for those industries. ²Company-reported. Technology industry page as read 2026-09-23. No minimum company size or revenue threshold was published.	Resilience markets US cyber insurance across industries including healthcare, higher education, financial institutions and services, manufacturing, construction, law firms, professional services, public entities, retail, hospitality, technology, life sciences, medical devices and pharmaceuticals. ³Company-reported. "Broad Market Appetite" availability table for the United States, accessed 2026-09-23; the table does not state a minimum revenue or company-size threshold for cyber (unlike the separate tech E&O appetite range).
Role in This Line	Lockton brokers cyber insurance and pairs placement with its own risk-management advice under a three-step Inform, Improve, Insure approach: quantifying cyber financial exposure, recommending security improvements, then negotiating coverage terms with insurers. ¹Company-reported. Cyber & Technology product page as read 2026-09-23.	Resilience pairs a cyber insurance policy with security services such as threat monitoring and breach-and-attack simulations. In the US, the policy is placed by a distributor rather than underwritten by the Resilience brand itself. ³Company-reported. Cyber Insurance product page description of the combined offering, accessed 2026-09-23.
Risk Services	Lockton describes services beyond placement: reviewing a client's cybersecurity posture, running incident-response exercises, and helping design security governance frameworks and cyber-hygiene policies, delivered by a team it says has over 100 Associates specializing in cyber risk. ¹Company-reported. Cyber & Technology product page as read 2026-09-23.	Resilience says policyholders get proactive threat monitoring from its Risk Operations Center and access to breach-and-attack simulations powered by AttackIQ, in addition to the policy itself. ³Company-reported. "The Resilience Advantage" section of the cyber product page.