--- title: "Lockton vs Resilience: Cyber Insurance" description: "Lockton brokers cyber with more than 100 associates who review security posture and run incident-response exercises, without publishing limits. Resilience advertises limits up to $20 million, an eCrime sublimit, Risk Operations Center monitoring, and a 24/7 in-house claims team with a dedicated manager." canonical: "https://spot.insure/compare/lockton-vs-resilience/cyber" page-type: "line-comparison" updated-at: "2026-09-25" comparison-pair: "lockton-vs-resilience" provider-a: "lockton" provider-b: "resilience" coverage-line: "cyber" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/lockton-vs-resilience/cyber) ## Agent Guide **What this page is:** Focused comparison of Lockton and Resilience for Cyber Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Cyber Insurance questions about Lockton versus Resilience. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Lockton vs Resilience for Cyber Insurance: how do they differ? - Which is better for Cyber Insurance, Lockton or Resilience? - What does Lockton or Resilience publish about Cyber Insurance (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Cyber Insurance. Providers: Lockton and Resilience. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25. **Related pages:** - [Lockton vs Resilience](https://spot.insure/compare/lockton-vs-resilience) — all coverage lines for this pair - [Cyber Insurance guide](https://spot.insure/coverage/cyber) — how this coverage works - [Lockton profile](https://spot.insure/insurance-providers/lockton) — provider profile - [Resilience profile](https://spot.insure/insurance-providers/resilience) — provider profile # Lockton vs Resilience: How Do They Compare for Cyber Insurance? Resilience advertises limits up to $20 million with threat monitoring and attack simulations; Lockton is a broker that reviews your security posture and runs incident-response exercises. Lockton pairs placement with a 100-person risk team; Resilience advertises cyber limits up to $20 million, threat monitoring, and a 24/7 in-house claims team. ## Lockton vs Resilience Cyber Insurance Summary Lockton brokers cyber with more than 100 associates who review security posture and run incident-response exercises, without publishing limits. Resilience advertises limits up to $20 million, an eCrime sublimit, Risk Operations Center monitoring, and a 24/7 in-house claims team with a dedicated manager. [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology") [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") ## What Are the Key Differences Between Lockton and Resilience Cyber Insurance? ### Pre-Bind Risk Engineering or Published Limits Plus Monitoring Lockton pairs placement with security-posture reviews, incident-response exercises and cyber-hygiene policy design. Resilience advertises cyber limits up to $20 million, eCrime up to $500,000, and pairs the policy with threat monitoring and AttackIQ simulations. Choose Lockton if you want that risk-engineering bench before the policy; choose Resilience if published limits and bundled monitoring matter more. [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology") [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") ### In-House Claims Versus Incident Exercises Resilience describes a fully in-house claims and incident-response team available 24/7, with one manager from triage through settlement. Lockton describes running incident-response exercises as a pre-bind service, not an in-house claims bench that stays on the file through settlement. [5](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response") [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology") ### Who Issues the Policy Lockton says it has alliances with cybersecurity firms and insurer partners but does not name the issuing carrier. Resilience's US disclosure names Ocrea Risk Services, LLC as distributor and Homeland Insurance Company of New York or Homeland Insurance Company of Delaware as underwriters. [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology") [4](https://cyberresilience.com/disclaimer/ "Disclaimer") ## What Should You Confirm in Lockton and Resilience Cyber Insurance Quotes? - Ask Lockton which insurers it would negotiate with. [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology") - Ask Resilience which Homeland entity would issue the policy. [4](https://cyberresilience.com/disclaimer/ "Disclaimer") - Compare Resilience's $20 million figure with Lockton's quoted limits. [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology") - Ask Lockton whether incident-response exercises are included in the fee. [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology") ## Lockton vs Resilience Cyber Insurance Compared | Criteria | Lockton Cyber & Technology Insurance Brokerage | Resilience Cyber Insurance | | --- | --- | --- | | Who It’s For | Lockton's technology practice says it works with clients in electronic hardware, information technology, internet, medical equipment, semiconductors, software and telecommunications, and highlights cyber liability as a core exposure for those industries. [2](https://global.lockton.com/us/en/technology "Technology") (Evidence: Company-reported; scope: Technology industry page as read 2026-09-23. No minimum company size or revenue threshold was published..) | Resilience markets US cyber insurance across industries including healthcare, higher education, financial institutions and services, manufacturing, construction, law firms, professional services, public entities, retail, hospitality, technology, life sciences, medical devices and pharmaceuticals. [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: "Broad Market Appetite" availability table for the United States, accessed 2026-09-23; the table does not state a minimum revenue or company-size threshold for cyber (unlike the separate tech E&O appetite range)..) | | Role in This Line | Lockton brokers cyber insurance and pairs placement with its own risk-management advice under a three-step Inform, Improve, Insure approach: quantifying cyber financial exposure, recommending security improvements, then negotiating coverage terms with insurers. [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology") (Evidence: Company-reported; scope: Cyber & Technology product page as read 2026-09-23..) | Resilience pairs a cyber insurance policy with security services such as threat monitoring and breach-and-attack simulations. In the US, the policy is placed by a distributor rather than underwritten by the Resilience brand itself. [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: Cyber Insurance product page description of the combined offering, accessed 2026-09-23..) | | Risk Services | Lockton describes services beyond placement: reviewing a client's cybersecurity posture, running incident-response exercises, and helping design security governance frameworks and cyber-hygiene policies, delivered by a team it says has over 100 Associates specializing in cyber risk. [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology") (Evidence: Company-reported; scope: Cyber & Technology product page as read 2026-09-23..) | Resilience says policyholders get proactive threat monitoring from its Risk Operations Center and access to breach-and-attack simulations powered by AttackIQ, in addition to the policy itself. [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: "The Resilience Advantage" section of the cyber product page..) | ## About Lockton and Resilience and Cyber Insurance - [Lockton company profile](https://spot.insure/insurance-providers/lockton) · [Lockton customer reviews](https://spot.insure/insurance-providers/lockton/reviews) - [Resilience company profile](https://spot.insure/insurance-providers/resilience) · [Resilience customer reviews](https://spot.insure/insurance-providers/resilience/reviews) - [What Is Cyber Insurance?](https://spot.insure/coverage/cyber) ## Related Pages for Lockton vs Resilience Cyber Insurance - [Lockton vs Resilience](https://spot.insure/compare/lockton-vs-resilience): all coverage lines, business roles, service and claims. - [What Is Cyber Insurance?](https://spot.insure/coverage/cyber): Cyber insurance can help pay covered breach response, data recovery, interruption and liability costs; vendor incidents and funds-transfer fraud need separate checks. - [Lockton Cyber Insurance](https://spot.insure/insurance-providers/lockton/cyber) - [Resilience Cyber Insurance](https://spot.insure/insurance-providers/resilience/cyber) ## Sources for Lockton vs Resilience Cyber Insurance ### Sources About Lockton 1. [Cyber & Technology](https://global.lockton.com/us/en/cyber-technology). Lockton; A Custom Approach; The Lockton Difference; Inform, Improve, and Insure three-step approach; team of over 100 Associates; contact cyber@lockton.com. Accessed 2026-09-23. 2. [Technology](https://global.lockton.com/us/en/technology). Lockton; Unique expertise in Cyber Liability; industries served (electronic hardware, information technology, internet, medical equipment, semiconductors, software, telecommunications). Accessed 2026-09-23. ### Sources About Resilience 3. [Cyber Insurance](https://cyberresilience.com/products/cyber-insurance). Resilience; Policy Coverage section: privacy wrongful act coverage, up to $500k eCrime coverage, coverage costs beyond policy limits, recovery for funds transfer fraud; "The Resilience Advantage" section; "Broad Market Appetite" availability table listing Cyber Insurance and Tech E&O in the United States. Accessed 2026-09-23. 4. [Disclaimer](https://cyberresilience.com/disclaimer/). Resilience; USA paragraph: "Insurance products are distributed by Ocrea Risk Services, LLC (NPN 19169260) dba Resilience Cyber Insurance Solutions. Resilience products are underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, each subsidiaries of Intact Insurance Group USA LLC". Accessed 2026-09-23. 5. [Claims & Incident Response](https://cyberresilience.com/products/claims-incident-response). Resilience; "Our Claims Advantage" and "Our Difference" sections: 24/7 in-house Claims & Incident Response team, fully in-house claims staff, dedicated claims manager from triage through settlement, world-class outside panel. Accessed 2026-09-23. Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/lockton-vs-resilience/cyber.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)