HUB International vs Resilience: How Do They Compare for Cyber Insurance?

Resilience advertises limits up to $20 million with threat monitoring and attack simulations; HUB International is a broker that lists breach services and describes no online quote.

HUB brokers cyber and lists privacy attorneys, forensics and class-action defense among services it arranges, without publishing limits. Resilience advertises limits up to $20 million, an eCrime sublimit, Risk Operations Center monitoring, and a 24/7 in-house claims team with a dedicated manager. ^1,²

What Are the Key Differences Between HUB International and Resilience Cyber Insurance?

Brokered Response Services or Published Limits Plus Monitoring

HUB arranges privacy attorneys, forensics, notification, credit monitoring, crisis PR, regulatory fines and class-action defense, and does not publish policy limits. Resilience advertises cyber limits up to $20 million, eCrime up to $500,000, extra-limit incident costs, and pairs the policy with threat monitoring and AttackIQ simulations. Choose HUB if you want a specialist to place those response services; choose Resilience if published limits and bundled monitoring matter more. ¹ ²

In-House Claims Versus Arranged Specialists

Resilience describes a fully in-house claims and incident-response team available 24/7, with one manager from triage through settlement. HUB lists the outside specialists it can arrange after a breach, without describing an in-house claims bench. ⁴ ¹

Who Issues the Policy

HUB's page does not name an issuing insurer. Resilience's US disclosure names Ocrea Risk Services, LLC as distributor and Homeland Insurance Company of New York or Homeland Insurance Company of Delaware as underwriters. ¹ ³

What Should You Confirm in HUB International and Resilience Cyber Insurance Quotes?

Ask HUB which carrier it would place. ¹
Ask Resilience which Homeland entity would issue the policy. ³
Compare Resilience's $20 million figure with HUB's quoted limits. ² ¹
Ask HUB whether class-action defense sits on the form. ¹

HUB International vs Resilience Cyber Insurance Compared

HUB International vs Resilience: Cyber Insurance: documented features by provider

Criteria	HUB International Cyber Insurance Brokerage	Resilience Cyber Insurance
Who It’s For	HUB frames cyber insurance as relevant to any business that stores data on a network, without publishing a narrower eligibility list by size or industry on this page. ¹Company-reported. Product-page framing; not a published underwriting appetite.	Resilience markets US cyber insurance across industries including healthcare, higher education, financial institutions and services, manufacturing, construction, law firms, professional services, public entities, retail, hospitality, technology, life sciences, medical devices and pharmaceuticals. ²Company-reported. "Broad Market Appetite" availability table for the United States, accessed 2026-09-23; the table does not state a minimum revenue or company-size threshold for cyber (unlike the separate tech E&O appetite range).
Coverage Features	HUB lists cyber coverage it arranges as privacy attorney services, IT forensic investigation, state breach-notification compliance costs, credit monitoring for affected individuals, crisis PR engagement, regulatory fines and class-action defense from a data breach. ¹Company-reported. Product-page coverage list; the issued policy and its exclusions control an actual claim. HUB cites statistics that data-privacy attacks occur roughly every 40 seconds in the U.S., that 85% of data-breach insurance claims come from small to midsize businesses, and that two-thirds of breaches are tied to third-party IT vendors, to explain why it recommends cyber coverage. ¹Company-reported. Product-page statistics are company-cited industry figures, not independently verified by us and not HUB-specific claims data.	Resilience lists privacy wrongful-act coverage, eCrime coverage up to $500,000, coverage for incident costs that exceed the policy limit (such as legal, forensics and crisis communications), and funds-transfer-fraud recovery assistance among its cyber policy features. ²Company-reported. "Policy Coverage" section of the product page; actual insuring agreements, sublimits and exclusions are set by the issued policy.
Role in This Line	HUB brokers cyber insurance rather than underwriting the coverage itself, and connects clients with cyber insurance specialists for a policy assessment. ¹Company-reported. Cyber insurance product page as read 2026-09-23; the page does not name an issuing insurer.	Resilience pairs a cyber insurance policy with security services such as threat monitoring and breach-and-attack simulations. In the US, the policy is placed by a distributor rather than underwritten by the Resilience brand itself. ²Company-reported. Cyber Insurance product page description of the combined offering, accessed 2026-09-23.

Criteria

HUB International Cyber Insurance Brokerage

Resilience Cyber Insurance

Who It’s For

HUB frames cyber insurance as relevant to any business that stores data on a network, without publishing a narrower eligibility list by size or industry on this page. ¹Company-reported. Product-page framing; not a published underwriting appetite.

Resilience markets US cyber insurance across industries including healthcare, higher education, financial institutions and services, manufacturing, construction, law firms, professional services, public entities, retail, hospitality, technology, life sciences, medical devices and pharmaceuticals. ²Company-reported. "Broad Market Appetite" availability table for the United States, accessed 2026-09-23; the table does not state a minimum revenue or company-size threshold for cyber (unlike the separate tech E&O appetite range).

Coverage Features

HUB lists cyber coverage it arranges as privacy attorney services, IT forensic investigation, state breach-notification compliance costs, credit monitoring for affected individuals, crisis PR engagement, regulatory fines and class-action defense from a data breach. ¹Company-reported. Product-page coverage list; the issued policy and its exclusions control an actual claim.

HUB cites statistics that data-privacy attacks occur roughly every 40 seconds in the U.S., that 85% of data-breach insurance claims come from small to midsize businesses, and that two-thirds of breaches are tied to third-party IT vendors, to explain why it recommends cyber coverage. ¹Company-reported. Product-page statistics are company-cited industry figures, not independently verified by us and not HUB-specific claims data.

Resilience lists privacy wrongful-act coverage, eCrime coverage up to $500,000, coverage for incident costs that exceed the policy limit (such as legal, forensics and crisis communications), and funds-transfer-fraud recovery assistance among its cyber policy features. ²Company-reported. "Policy Coverage" section of the product page; actual insuring agreements, sublimits and exclusions are set by the issued policy.

Role in This Line

HUB brokers cyber insurance rather than underwriting the coverage itself, and connects clients with cyber insurance specialists for a policy assessment. ¹Company-reported. Cyber insurance product page as read 2026-09-23; the page does not name an issuing insurer.

Resilience pairs a cyber insurance policy with security services such as threat monitoring and breach-and-attack simulations. In the US, the policy is placed by a distributor rather than underwritten by the Resilience brand itself. ²Company-reported. Cyber Insurance product page description of the combined offering, accessed 2026-09-23.