---
title: "HUB International vs Resilience: Cyber Insurance"
description: "HUB brokers cyber and lists privacy attorneys, forensics and class-action defense among services it arranges, without publishing limits. Resilience advertises limits up to $20 million, an eCrime sublimit, Risk Operations Center monitoring, and a 24/7 in-house claims team with a dedicated manager."
canonical: "https://spot.insure/compare/hub-international-vs-resilience/cyber"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "hub-international-vs-resilience"
provider-a: "hub-international"
provider-b: "resilience"
coverage-line: "cyber"
---

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[Human-readable page](https://spot.insure/compare/hub-international-vs-resilience/cyber)

## Agent Guide

**What this page is:** Focused comparison of HUB International and Resilience for Cyber Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Cyber Insurance questions about HUB International versus Resilience. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- HUB International vs Resilience for Cyber Insurance: how do they differ?
- Which is better for Cyber Insurance, HUB International or Resilience?
- What does HUB International or Resilience publish about Cyber Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Cyber Insurance. Providers: HUB International and Resilience.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [HUB International vs Resilience](https://spot.insure/compare/hub-international-vs-resilience) — all coverage lines for this pair
- [Cyber Insurance guide](https://spot.insure/coverage/cyber) — how this coverage works
- [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile
- [Resilience profile](https://spot.insure/insurance-providers/resilience) — provider profile

# HUB International vs Resilience: How Do They Compare for Cyber Insurance?

Resilience advertises limits up to $20 million with threat monitoring and attack simulations; HUB International is a broker that lists breach services and describes no online quote.

HUB arranges breach-response services through a brokerage; Resilience advertises cyber limits up to $20 million, threat monitoring, and a 24/7 in-house claims team.

## HUB International vs Resilience Cyber Insurance Summary

HUB brokers cyber and lists privacy attorneys, forensics and class-action defense among services it arranges, without publishing limits. Resilience advertises limits up to $20 million, an eCrime sublimit, Risk Operations Center monitoring, and a 24/7 in-house claims team with a dedicated manager. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") [2](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance")

## What Are the Key Differences Between HUB International and Resilience Cyber Insurance?

### Brokered Response Services or Published Limits Plus Monitoring

HUB arranges privacy attorneys, forensics, notification, credit monitoring, crisis PR, regulatory fines and class-action defense, and does not publish policy limits. Resilience advertises cyber limits up to $20 million, eCrime up to $500,000, extra-limit incident costs, and pairs the policy with threat monitoring and AttackIQ simulations. Choose HUB if you want a specialist to place those response services; choose Resilience if published limits and bundled monitoring matter more. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") [2](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance")

### In-House Claims Versus Arranged Specialists

Resilience describes a fully in-house claims and incident-response team available 24/7, with one manager from triage through settlement. HUB lists the outside specialists it can arrange after a breach, without describing an in-house claims bench. [4](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response") [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance")

### Who Issues the Policy

HUB's page does not name an issuing insurer. Resilience's US disclosure names Ocrea Risk Services, LLC as distributor and Homeland Insurance Company of New York or Homeland Insurance Company of Delaware as underwriters. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") [3](https://cyberresilience.com/disclaimer/ "Disclaimer")

## What Should You Confirm in HUB International and Resilience Cyber Insurance Quotes?

- Ask HUB which carrier it would place. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance")
- Ask Resilience which Homeland entity would issue the policy. [3](https://cyberresilience.com/disclaimer/ "Disclaimer")
- Compare Resilience's $20 million figure with HUB's quoted limits. [2](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance")
- Ask HUB whether class-action defense sits on the form. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance")

## HUB International vs Resilience Cyber Insurance Compared

| Criteria | HUB International Cyber Insurance Brokerage | Resilience Cyber Insurance |
| --- | --- | --- |
| Who It’s For | HUB frames cyber insurance as relevant to any business that stores data on a network, without publishing a narrower eligibility list by size or industry on this page. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") (Evidence: Company-reported; scope: Product-page framing; not a published underwriting appetite..) | Resilience markets US cyber insurance across industries including healthcare, higher education, financial institutions and services, manufacturing, construction, law firms, professional services, public entities, retail, hospitality, technology, life sciences, medical devices and pharmaceuticals. [2](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: "Broad Market Appetite" availability table for the United States, accessed 2026-09-23; the table does not state a minimum revenue or company-size threshold for cyber (unlike the separate tech E&O appetite range)..) |
| Coverage Features | HUB lists cyber coverage it arranges as privacy attorney services, IT forensic investigation, state breach-notification compliance costs, credit monitoring for affected individuals, crisis PR engagement, regulatory fines and class-action defense from a data breach. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") (Evidence: Company-reported; scope: Product-page coverage list; the issued policy and its exclusions control an actual claim..)<br><br>HUB cites statistics that data-privacy attacks occur roughly every 40 seconds in the U.S., that 85% of data-breach insurance claims come from small to midsize businesses, and that two-thirds of breaches are tied to third-party IT vendors, to explain why it recommends cyber coverage. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") (Evidence: Company-reported; scope: Product-page statistics are company-cited industry figures, not independently verified by us and not HUB-specific claims data..) | Resilience lists privacy wrongful-act coverage, eCrime coverage up to $500,000, coverage for incident costs that exceed the policy limit (such as legal, forensics and crisis communications), and funds-transfer-fraud recovery assistance among its cyber policy features. [2](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: "Policy Coverage" section of the product page; actual insuring agreements, sublimits and exclusions are set by the issued policy..) |
| Role in This Line | HUB brokers cyber insurance rather than underwriting the coverage itself, and connects clients with cyber insurance specialists for a policy assessment. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") (Evidence: Company-reported; scope: Cyber insurance product page as read 2026-09-23; the page does not name an issuing insurer..) | Resilience pairs a cyber insurance policy with security services such as threat monitoring and breach-and-attack simulations. In the US, the policy is placed by a distributor rather than underwritten by the Resilience brand itself. [2](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: Cyber Insurance product page description of the combined offering, accessed 2026-09-23..) |

## About HUB International and Resilience and Cyber Insurance

- [HUB International company profile](https://spot.insure/insurance-providers/hub-international) · [HUB International customer reviews](https://spot.insure/insurance-providers/hub-international/reviews)
- [Resilience company profile](https://spot.insure/insurance-providers/resilience) · [Resilience customer reviews](https://spot.insure/insurance-providers/resilience/reviews)
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber)

## Related Pages for HUB International vs Resilience Cyber Insurance

- [HUB International vs Resilience](https://spot.insure/compare/hub-international-vs-resilience): all coverage lines, business roles, service and claims.
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber): Cyber insurance can help pay covered breach response, data recovery, interruption and liability costs; vendor incidents and funds-transfer fraud need separate checks.
- [HUB International Cyber Insurance](https://spot.insure/insurance-providers/hub-international/cyber)
- [Resilience Cyber Insurance](https://spot.insure/insurance-providers/resilience/cyber)

## Sources for HUB International vs Resilience Cyber Insurance

### Sources About HUB International

1. [Cyber Insurance](https://www.hubinternational.com/products/business-insurance/cyber-insurance/). HUB International; Cybersecurity insurance definition; coverage list: privacy attorney services, IT forensic investigation, state notification compliance, credit monitoring, crisis PR, regulatory fines, class action lawsuits; breach-frequency and small-business-claims statistics; five-myths section; Connect With a Broker. Accessed 2026-09-23.

### Sources About Resilience

2. [Cyber Insurance](https://cyberresilience.com/products/cyber-insurance). Resilience; Policy Coverage section: privacy wrongful act coverage, up to $500k eCrime coverage, coverage costs beyond policy limits, recovery for funds transfer fraud; "The Resilience Advantage" section; "Broad Market Appetite" availability table listing Cyber Insurance and Tech E&O in the United States. Accessed 2026-09-23.
3. [Disclaimer](https://cyberresilience.com/disclaimer/). Resilience; USA paragraph: "Insurance products are distributed by Ocrea Risk Services, LLC (NPN 19169260) dba Resilience Cyber Insurance Solutions. Resilience products are underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, each subsidiaries of Intact Insurance Group USA LLC". Accessed 2026-09-23.
4. [Claims & Incident Response](https://cyberresilience.com/products/claims-incident-response). Resilience; "Our Claims Advantage" and "Our Difference" sections: 24/7 in-house Claims & Incident Response team, fully in-house claims staff, dedicated claims manager from triage through settlement, world-class outside panel. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/hub-international-vs-resilience/cyber.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)