HUB International vs Mylo: How Do They Compare for Umbrella and Excess Liability Insurance?

A business seeking a personalized umbrella recommendation across carriers can start with Mylo; HUB International offers umbrella and excess in a broader casualty practice with carrier access and risk, claims and analytics services.

HUB International suits businesses in heavy-liability industries such as transportation, construction and healthcare that want claims and litigation support behind their umbrella. Mylo suits smaller businesses that want an agent to say whether they need one and compare quotes, with most policies adding $1 million to $15 million. ^1,²

What Are the Key Differences Between HUB International and Mylo Umbrella and Excess Liability Insurance?

Industry Casualty Team or Quote Comparison

Both are brokers. HUB pitches its umbrella and excess against catastrophic settlements and judgments that blow through your general liability, auto or employer's liability limits, backed by risk services, claims, litigation and analytics teams organized by industry. Mylo's licensed agent looks at your business, tells you whether an umbrella makes sense, and compares quotes from top-rated insurers. Choose HUB if you're in transportation, construction, healthcare, hospitality, manufacturing, distribution or real estate and a single lawsuit could be huge; choose Mylo if a customer, partner or vendor contract requires an umbrella and you want it sorted quickly. ¹ ²

What You Can Size Before You Call

Mylo gives a benchmark: most of its umbrella policies add $1 million to $15 million, and they only kick in over general liability, commercial auto or workers' compensation. It also flags businesses working abroad whose primary policy limits overseas protection. HUB publishes no limits, starting points or prices, so you'll rely on its team to size the layer. ² ¹

What Should You Confirm in HUB International and Mylo Umbrella and Excess Liability Insurance Quotes?

Ask HUB and Mylo to name the insurer behind each umbrella quote. ¹ ²
Ask HUB what limit it recommends and which claims and litigation help comes with your account. ¹
Tell Mylo's agent about any work outside the US so the quote accounts for gaps in your primary policy abroad. ²

HUB International vs Mylo Umbrella and Excess Liability Compared

HUB International vs Mylo: Umbrella and Excess Liability Insurance: documented features by provider

Criteria	HUB International Umbrella and Excess Liability Insurance Brokerage	Mylo Commercial Umbrella Insurance
Who It’s For	HUB says its casualty expertise, which includes umbrella and excess liability, spans transportation, construction, healthcare, hospitality, manufacturing/distribution and real estate industries. ¹Company-reported. Product-page industry list for the broader casualty practice; not umbrella-specific eligibility criteria.	Mylo says umbrella coverage may also be needed for businesses operating internationally whose primary policy limits overseas protection, or that have signed a contract with a customer, partner or vendor requiring umbrella coverage. ²Company-reported. Commercial umbrella product page FAQ.
Coverage Features	HUB describes umbrella and excess liability coverage as protection against potentially catastrophic liability claim settlements and judgments that exceed the limits of a client's underlying general liability, auto or employers'-liability policies. ¹Company-reported. Product-page coverage description; the issued policy and its exclusions control an actual claim.	Mylo describes commercial umbrella as extra liability protection that takes over once a business exhausts the limits of its general liability, commercial auto or workers' compensation policies, and says it cannot be purchased or used on its own without an underlying policy in place. ²Company-reported. Commercial umbrella product page; the issued policy and its exclusions control.
Role in This Line	HUB brokers umbrella and excess liability insurance through its casualty practice rather than underwriting the coverage itself. ¹Company-reported. Casualty insurance product page as read 2026-09-23; the page does not name an issuing insurer.	Mylo brokers commercial umbrella insurance by comparing quotes from multiple carriers rather than underwriting the policy itself. ²Company-reported. Commercial umbrella product page.