HUB International vs 
Mylo Cyber Insurance
HUB routes buyers to a broker for cyber coverage; Mylo compares carrier quotes online and can add cyber directly to a Business Owner's Policy.
What Is HUB International?
HUB International is a North American insurance brokerage that arranges business insurance, employee benefits and related risk services through local offices and specialist practices. Smaller commercial accounts may be sent to Insureon for an online quote; other programs are handled by HUB advisors, with policy terms set by the insurers they use. 1,2,3
What Is Mylo Insurance?
Mylo is an independent insurance broker for small and growing businesses. It recommends coverage and compares available quotes from multiple carriers online or with a licensed advisor; the insurer named on the resulting policy provides the coverage. 5,6
What Is Cyber Insurance?
Cyber insurance can help a business respond to cyber incidents and address covered liability claims arising from them. 8
Key Differences in Cyber Insurance
How You Get a Quote
HUB's cyber page routes visitors to connect with a broker for a policy assessment, without describing a self-service quote tool. Mylo instead describes comparing quotes from multiple carriers directly and can add cyber to a Business Owner's Policy depending on the carrier.
Mylo says cyber insurance can often be added to a Business Owner's Policy depending on the carrier, alongside general liability, commercial property and business interruption. 7Company-reported. Cyber insurance product page "Add cyber to your Business Owner's Policy (BOP)" section.
4What Each Coverage List Emphasizes
HUB lists privacy attorney services, IT forensic investigation, state notification compliance, credit monitoring, crisis PR, regulatory fines and class-action defense as coverage it arranges. Mylo instead splits its coverage into non-legal costs, such as breach investigation and ransom reimbursement, and legal and regulatory costs, such as defense against HIPAA fines or lawsuits from people affected by a breach. 4 7
Threats Each Names
HUB cites industry statistics, such as attacks occurring roughly every 40 seconds and 85% of breach claims coming from small and midsize businesses, to argue for buying cyber coverage generally. Mylo instead names specific threats its coverage responds to: hacking and social-engineering attacks such as spear phishing, employee or partner data errors and misuse, and malware or ransomware. 4 7
What to Confirm in Cyber Insurance Quotes
- Ask both HUB and Mylo which carrier they are proposing for your placement; neither names an insurer on its cyber page. 4 7
- Get published limits from both; neither product page lists standard figures. 4 7
- If Mylo proposes adding cyber to a BOP, ask which carrier's form is used and whether it changes coverage compared with a standalone cyber policy. 7
- Ask HUB for the specific coverage list it plans to place, since its statistics support the case for coverage rather than describe your policy's terms. 4
Offering Details
HUB International vs Mylo Cyber Insurance: documented features by provider
| Criteria | HUB International Cyber Insurance Brokerage | Mylo Cyber Insurance |
|---|---|---|
| Role in This Line | HUB brokers cyber insurance rather than underwriting the coverage itself, and connects clients with cyber insurance specialists for a policy assessment. 4Company-reported. Cyber insurance product page as read 2026-09-23; the page does not name an issuing insurer. | Mylo brokers cyber insurance by comparing quotes from multiple carriers rather than underwriting the policy itself. 7Company-reported. Cyber insurance product page. |
| Issuing Insurer | The cyber insurance page does not name an issuing insurer; HUB places cyber coverage with carriers that vary by client and placement. 4Not found in reviewed sources. Checked the cyber insurance product page on 2026-09-23; no carrier is disclosed there. | The cyber insurance product page does not name the insurer that would issue a given business's policy. 7Not publicly disclosed. Checked the cyber insurance product page on 2026-09-23. |
| Who It’s For | HUB frames cyber insurance as relevant to any business that stores data on a network, without publishing a narrower eligibility list by size or industry on this page. 4Company-reported. Product-page framing; not a published underwriting appetite. | Mylo markets cyber insurance to businesses that take credit cards or store customer information, citing its own figure that more than two-thirds of small businesses have experienced a cyberattack. 7Company-reported. Cyber insurance product page; a company-reported statistic, not independently verified. |
| Coverage Features | HUB lists cyber coverage it arranges as privacy attorney services, IT forensic investigation, state breach-notification compliance costs, credit monitoring for affected individuals, crisis PR engagement, regulatory fines and class-action defense from a data breach. 4Company-reported. Product-page coverage list; the issued policy and its exclusions control an actual claim. HUB cites statistics that data-privacy attacks occur roughly every 40 seconds in the U.S., that 85% of data-breach insurance claims come from small to midsize businesses, and that two-thirds of breaches are tied to third-party IT vendors, to explain why it recommends cyber coverage. 4Company-reported. Product-page statistics are company-cited industry figures, not independently verified by Spot and not HUB-specific claims data. | Mylo says cyber coverage can pay non-legal costs (breach investigation, customer notification, crisis-management and PR help, lost income, ransom reimbursement, and data restoration) as well as legal and regulatory costs, including defense and fines from a regulator such as HIPAA or from lawsuits by people affected by a breach. 7Company-reported. Cyber insurance product page; the issued policy and its exclusions control. Mylo names hacking and social-engineering attacks (such as spear phishing), employee or partner data errors and misuse, and malware or ransomware as the cyber threats this coverage is designed to address. 7Company-reported. Cyber insurance product page. Mylo says cyber insurance can often be added to a Business Owner's Policy depending on the carrier, alongside general liability, commercial property and business interruption. 7Company-reported. Cyber insurance product page "Add cyber to your Business Owner's Policy (BOP)" section. |
| Limits and Retentions | Published policy limits or retentions for HUB-placed cyber coverage were not found on the product page; the page instead argues that response costs following a breach can reach the six figures to counter a perception that cyber insurance is unnecessary. 4Not publicly disclosed. Checked the cyber insurance product page on 2026-09-23; limits are set on the quote and declarations. | The cyber insurance product page does not publish specific coverage limits, retentions or premium ranges. 7Not publicly disclosed. Checked the cyber insurance product page on 2026-09-23. |
| How to Apply | HUB directs you to a broker or its cyber specialists for a policy assessment; no online quote is described. 4Company-reported. Product-page call to action as read 2026-09-23. | Not described in the reviewed sources. |
Full Comparison
More HUB International vs Mylo Comparisons
Other Cyber Insurance Comparisons
Sources
HUB International
- About Us. HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
- Contact Us. HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
- Insurance for Technology Companies. HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16.
- Cyber Insurance. HUB International; Cybersecurity insurance definition; coverage list: privacy attorney services, IT forensic investigation, state notification compliance, credit monitoring, crisis PR, regulatory fines, class action lawsuits; breach-frequency and small-business-claims statistics; five-myths section; Connect With a Broker. Accessed 2026-09-23.
Mylo
- Small Business Insurance. Mylo; Hero; What Insurance Does A Small Business Need (Business Owners Policy listing); Get My Quote; Business Insurance FAQs; commercial-product navigation; footer legal disclosure. Accessed 2026-09-16.
- About Mylo. Mylo; Your Digital One-Stop Shop; The Broker Advantage; Proven Heritage, Powerful Future; About Mylo FAQs. Accessed 2026-09-15.
- Cyber Insurance. Mylo; Back up your great reputation with cyber insurance; Do you take credit cards or store customer info? (hacking, data errors/misuse, malware/ransomware); What does cyber insurance do for business owners? (non-legal and legal/regulatory costs); Add cyber to your Business Owner's Policy (BOP); Cyber insurance FAQs. Accessed 2026-09-23.
Cyber Insurance Guide
- Cyber Insurance. Federal Trade Commission; Opening; First-Party and Third-Party Coverage; First-Party Coverage; Third-Party Coverage; What Should Your Cyber Insurance Policy Cover. Accessed 2026-09-16.
