Heffernan Insurance Brokers vs Resilience: How Do They Compare for Cyber Insurance?

Resilience advertises limits up to $20 million with threat monitoring and attack simulations; Heffernan Insurance Brokers starts with an exposure assessment and compares quotes from several providers.

Resilience advertises cyber limits up to $20 million, threat monitoring, and a 24/7 in-house claims team with a dedicated manager. Heffernan's cyber risk team shops the market and says a placed policy can open forensics and PR help, without publishing a comparable limit or in-house claims bench. ^2,¹

What Are the Key Differences Between Heffernan Insurance Brokers and Resilience Cyber Insurance?

A Stated Limit and In-House Claims

Resilience advertises cyber limits up to $20 million, an eCrime sublimit up to $500,000, and a fully in-house claims and incident-response team available 24/7. Heffernan's cyber risk team shops outside carriers and does not publish a policy limit or an in-house claims staff. Choose Resilience if you want a stated maximum and monitoring with dedicated claims staff; choose Heffernan if you want a broker to compare markets after an exposure review. ² ⁴ ¹

Security Services With the Policy

Resilience says policyholders get threat monitoring from its Risk Operations Center and breach-and-attack simulations. Heffernan describes access to incident-response experts after a cyber event rather than ongoing monitoring. ² ¹

Industry Appetite

Resilience lists a broad US appetite including healthcare, higher education, financial institutions, manufacturing, construction, law firms, retail, hospitality and technology. Heffernan names healthcare, finance, retail and technology and says it serves small businesses and large corporations. ² ¹

What Should You Confirm in Heffernan Insurance Brokers and Resilience Cyber Insurance Quotes?

Ask Resilience which Homeland company would issue your policy. ³
Ask Heffernan which carrier it would bind. ¹
Ask Resilience whether the $20 million figure is available to your account or is a ceiling. ²
Ask Heffernan whether forensics and PR advisors are included in premium. ¹

Heffernan Insurance Brokers vs Resilience Cyber Insurance Compared

Heffernan Insurance Brokers vs Resilience: Cyber Insurance: documented features by provider

Criteria	Heffernan Cyber Security Insurance Brokerage	Resilience Cyber Insurance
Who It’s For	Heffernan says cyber insurance is for any business handling sensitive customer information, relying on digital operations or storing data electronically, and names healthcare, finance, retail and technology among the industries it serves, alongside small businesses and large corporations. ¹Company-reported. Cyber Security Insurance page's FAQ answer on who needs cyber insurance; this is general educational content on Heffernan's own page rather than a stated underwriting appetite.	Resilience markets US cyber insurance across industries including healthcare, higher education, financial institutions and services, manufacturing, construction, law firms, professional services, public entities, retail, hospitality, technology, life sciences, medical devices and pharmaceuticals. ²Company-reported. "Broad Market Appetite" availability table for the United States, accessed 2026-09-23; the table does not state a minimum revenue or company-size threshold for cyber (unlike the separate tech E&O appetite range).
Coverage Features	Heffernan describes cyber policies it arranges as covering costs from a cyber incident, such as data recovery, legal fees, notification expenses and business interruption, and says a policy can also provide access to incident-response experts, including IT forensics specialists and public relations advisors. ¹Company-reported. Cyber Security Insurance page's coverage description and FAQ; specific insuring agreements, sublimits and exclusions depend on the policy form selected.	Resilience lists privacy wrongful-act coverage, eCrime coverage up to $500,000, coverage for incident costs that exceed the policy limit (such as legal, forensics and crisis communications), and funds-transfer-fraud recovery assistance among its cyber policy features. ²Company-reported. "Policy Coverage" section of the product page; actual insuring agreements, sublimits and exclusions are set by the issued policy.
Role in This Line	Heffernan says it maintains a cyber risk team with expertise in determining a client's cyber exposure, shopping the market, presenting options and guiding the selection of coverage. It arranges the policy with insurance carriers rather than underwriting cyber coverage itself. ¹Company-reported. Cyber Security Insurance page's description of the cyber risk team.	Resilience pairs a cyber insurance policy with security services such as threat monitoring and breach-and-attack simulations. In the US, the policy is placed by a distributor rather than underwritten by the Resilience brand itself. ²Company-reported. Cyber Insurance product page description of the combined offering, accessed 2026-09-23.
Risk Services	Beyond claim payment, Heffernan says a cyber policy can give access to incident-response experts such as IT forensics specialists and public relations advisors, and that its cyber risk team helps with exposure assessment and coverage selection before a policy is bound. ¹Company-reported. Cyber Security Insurance page's services description.	Resilience says policyholders get proactive threat monitoring from its Risk Operations Center and access to breach-and-attack simulations powered by AttackIQ, in addition to the policy itself. ²Company-reported. "The Resilience Advantage" section of the cyber product page.