---
title: "Heffernan Insurance Brokers vs Resilience: Cyber Insurance"
description: "Resilience advertises cyber limits up to $20 million, threat monitoring, and a 24/7 in-house claims team with a dedicated manager. Heffernan's cyber risk team shops the market and says a placed policy can open forensics and PR help, without publishing a comparable limit or in-house claims bench."
canonical: "https://spot.insure/compare/heffernan-vs-resilience/cyber"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "heffernan-vs-resilience"
provider-a: "heffernan"
provider-b: "resilience"
coverage-line: "cyber"
---

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[Human-readable page](https://spot.insure/compare/heffernan-vs-resilience/cyber)

## Agent Guide

**What this page is:** Focused comparison of Heffernan Insurance Brokers and Resilience for Cyber Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Cyber Insurance questions about Heffernan Insurance Brokers versus Resilience. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Heffernan Insurance Brokers vs Resilience for Cyber Insurance: how do they differ?
- Which is better for Cyber Insurance, Heffernan Insurance Brokers or Resilience?
- What does Heffernan Insurance Brokers or Resilience publish about Cyber Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Cyber Insurance. Providers: Heffernan Insurance Brokers and Resilience.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [Heffernan Insurance Brokers vs Resilience](https://spot.insure/compare/heffernan-vs-resilience) — all coverage lines for this pair
- [Cyber Insurance guide](https://spot.insure/coverage/cyber) — how this coverage works
- [Heffernan Insurance Brokers profile](https://spot.insure/insurance-providers/heffernan) — provider profile
- [Resilience profile](https://spot.insure/insurance-providers/resilience) — provider profile

# Heffernan Insurance Brokers vs Resilience: How Do They Compare for Cyber Insurance?

Resilience advertises limits up to $20 million with threat monitoring and attack simulations; Heffernan Insurance Brokers starts with an exposure assessment and compares quotes from several providers.

Resilience publishes cyber limits up to $20 million and in-house claims staff; Heffernan's cyber team shops carriers without those figures.

## Heffernan Insurance Brokers vs Resilience Cyber Insurance Summary

Resilience advertises cyber limits up to $20 million, threat monitoring, and a 24/7 in-house claims team with a dedicated manager. Heffernan's cyber risk team shops the market and says a placed policy can open forensics and PR help, without publishing a comparable limit or in-house claims bench. [2](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [1](https://www.heffins.com/business-insurance/cyber-insurance/ "Cyber Security Insurance")

## What Are the Key Differences Between Heffernan Insurance Brokers and Resilience Cyber Insurance?

### A Stated Limit and In-House Claims

Resilience advertises cyber limits up to $20 million, an eCrime sublimit up to $500,000, and a fully in-house claims and incident-response team available 24/7. Heffernan's cyber risk team shops outside carriers and does not publish a policy limit or an in-house claims staff. Choose Resilience if you want a stated maximum and monitoring with dedicated claims staff; choose Heffernan if you want a broker to compare markets after an exposure review. [2](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [4](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response") [1](https://www.heffins.com/business-insurance/cyber-insurance/ "Cyber Security Insurance")

### Security Services With the Policy

Resilience says policyholders get threat monitoring from its Risk Operations Center and breach-and-attack simulations. Heffernan describes access to incident-response experts after a cyber event rather than ongoing monitoring. [2](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [1](https://www.heffins.com/business-insurance/cyber-insurance/ "Cyber Security Insurance")

### Industry Appetite

Resilience lists a broad US appetite including healthcare, higher education, financial institutions, manufacturing, construction, law firms, retail, hospitality and technology. Heffernan names healthcare, finance, retail and technology and says it serves small businesses and large corporations. [2](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [1](https://www.heffins.com/business-insurance/cyber-insurance/ "Cyber Security Insurance")

## What Should You Confirm in Heffernan Insurance Brokers and Resilience Cyber Insurance Quotes?

- Ask Resilience which Homeland company would issue your policy. [3](https://cyberresilience.com/disclaimer/ "Disclaimer")
- Ask Heffernan which carrier it would bind. [1](https://www.heffins.com/business-insurance/cyber-insurance/ "Cyber Security Insurance")
- Ask Resilience whether the $20 million figure is available to your account or is a ceiling. [2](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance")
- Ask Heffernan whether forensics and PR advisors are included in premium. [1](https://www.heffins.com/business-insurance/cyber-insurance/ "Cyber Security Insurance")

## Heffernan Insurance Brokers vs Resilience Cyber Insurance Compared

| Criteria | Heffernan Cyber Security Insurance Brokerage | Resilience Cyber Insurance |
| --- | --- | --- |
| Who It’s For | Heffernan says cyber insurance is for any business handling sensitive customer information, relying on digital operations or storing data electronically, and names healthcare, finance, retail and technology among the industries it serves, alongside small businesses and large corporations. [1](https://www.heffins.com/business-insurance/cyber-insurance/ "Cyber Security Insurance") (Evidence: Company-reported; scope: Cyber Security Insurance page's FAQ answer on who needs cyber insurance; this is general educational content on Heffernan's own page rather than a stated underwriting appetite..) | Resilience markets US cyber insurance across industries including healthcare, higher education, financial institutions and services, manufacturing, construction, law firms, professional services, public entities, retail, hospitality, technology, life sciences, medical devices and pharmaceuticals. [2](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: "Broad Market Appetite" availability table for the United States, accessed 2026-09-23; the table does not state a minimum revenue or company-size threshold for cyber (unlike the separate tech E&O appetite range)..) |
| Coverage Features | Heffernan describes cyber policies it arranges as covering costs from a cyber incident, such as data recovery, legal fees, notification expenses and business interruption, and says a policy can also provide access to incident-response experts, including IT forensics specialists and public relations advisors. [1](https://www.heffins.com/business-insurance/cyber-insurance/ "Cyber Security Insurance") (Evidence: Company-reported; scope: Cyber Security Insurance page's coverage description and FAQ; specific insuring agreements, sublimits and exclusions depend on the policy form selected..) | Resilience lists privacy wrongful-act coverage, eCrime coverage up to $500,000, coverage for incident costs that exceed the policy limit (such as legal, forensics and crisis communications), and funds-transfer-fraud recovery assistance among its cyber policy features. [2](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: "Policy Coverage" section of the product page; actual insuring agreements, sublimits and exclusions are set by the issued policy..) |
| Role in This Line | Heffernan says it maintains a cyber risk team with expertise in determining a client's cyber exposure, shopping the market, presenting options and guiding the selection of coverage. It arranges the policy with insurance carriers rather than underwriting cyber coverage itself. [1](https://www.heffins.com/business-insurance/cyber-insurance/ "Cyber Security Insurance") (Evidence: Company-reported; scope: Cyber Security Insurance page's description of the cyber risk team..) | Resilience pairs a cyber insurance policy with security services such as threat monitoring and breach-and-attack simulations. In the US, the policy is placed by a distributor rather than underwritten by the Resilience brand itself. [2](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: Cyber Insurance product page description of the combined offering, accessed 2026-09-23..) |
| Risk Services | Beyond claim payment, Heffernan says a cyber policy can give access to incident-response experts such as IT forensics specialists and public relations advisors, and that its cyber risk team helps with exposure assessment and coverage selection before a policy is bound. [1](https://www.heffins.com/business-insurance/cyber-insurance/ "Cyber Security Insurance") (Evidence: Company-reported; scope: Cyber Security Insurance page's services description..) | Resilience says policyholders get proactive threat monitoring from its Risk Operations Center and access to breach-and-attack simulations powered by AttackIQ, in addition to the policy itself. [2](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: "The Resilience Advantage" section of the cyber product page..) |

## About Heffernan Insurance Brokers and Resilience and Cyber Insurance

- [Heffernan Insurance Brokers company profile](https://spot.insure/insurance-providers/heffernan) · [Heffernan Insurance Brokers customer reviews](https://spot.insure/insurance-providers/heffernan/reviews)
- [Resilience company profile](https://spot.insure/insurance-providers/resilience) · [Resilience customer reviews](https://spot.insure/insurance-providers/resilience/reviews)
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber)

## Related Pages for Heffernan Insurance Brokers vs Resilience Cyber

- [Heffernan Insurance Brokers vs Resilience](https://spot.insure/compare/heffernan-vs-resilience): all coverage lines, business roles, service and claims.
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber): Cyber insurance can help pay covered breach response, data recovery, interruption and liability costs; vendor incidents and funds-transfer fraud need separate checks.
- [Heffernan Insurance Brokers Cyber Insurance](https://spot.insure/insurance-providers/heffernan/cyber)
- [Resilience Cyber Insurance](https://spot.insure/insurance-providers/resilience/cyber)

## Sources for Heffernan Insurance Brokers vs Resilience Cyber Insurance

### Sources About Heffernan Insurance Brokers

1. [Cyber Security Insurance](https://www.heffins.com/business-insurance/cyber-insurance/). Heffernan Insurance Brokers; Make Cyber Liability Insurance Part of Your Cyber Risk Management Plan: cyber risk team determines exposure, shops the market, presents options and guides coverage selection; incident-response access; Frequently Asked Questions on what cyber insurance covers, who needs it, cost and how to get it. Accessed 2026-09-23.

### Sources About Resilience

2. [Cyber Insurance](https://cyberresilience.com/products/cyber-insurance). Resilience; Policy Coverage section: privacy wrongful act coverage, up to $500k eCrime coverage, coverage costs beyond policy limits, recovery for funds transfer fraud; "The Resilience Advantage" section; "Broad Market Appetite" availability table listing Cyber Insurance and Tech E&O in the United States. Accessed 2026-09-23.
3. [Disclaimer](https://cyberresilience.com/disclaimer/). Resilience; USA paragraph: "Insurance products are distributed by Ocrea Risk Services, LLC (NPN 19169260) dba Resilience Cyber Insurance Solutions. Resilience products are underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, each subsidiaries of Intact Insurance Group USA LLC". Accessed 2026-09-23.
4. [Claims & Incident Response](https://cyberresilience.com/products/claims-incident-response). Resilience; "Our Claims Advantage" and "Our Difference" sections: 24/7 in-house Claims & Incident Response team, fully in-house claims staff, dedicated claims manager from triage through settlement, world-class outside panel. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/heffernan-vs-resilience/cyber.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)