Gallagher vs Resilience: How Do They Compare for Business Insurance?

Gallagher arranges broad technology programs; Resilience combines cyber and technology E&O with security services and product-specific eligibility.

An Overview of Gallagher and Resilience

A business comparing Resilience with a Gallagher-arranged proposal should check its revenue against the specific technology E&O appetite, which is different from the broader cyber offer. The quote should also list the insurer, product and included security services. ² ¹⁷ ¹⁵ ²¹ ¹⁸ Choose Gallagher if you want broad technology program brokerage; choose Resilience if you qualify for its cyber or technology E&O products and value its security services.

What Stands Out About Gallagher and Resilience?

Gallagher at a Glance

Technology specialists work with companies from startup through global enterprise. ^2,⁷Company-reportedUS marketed audiences; no inference of minimum premiums or acceptance of every bootstrapped applicant.
Get executive-risk and transaction support for needs such as IPOs and M&A. ³Company-reportedUS executive and financial risk practice; terms and client eligibility require placement-specific confirmation.

Resilience at a Glance

Technology companies can seek E&O coverage for software, hardware and technology services. ¹⁷Company-reportedTechnology-specific professional liability; not general professional E&O or a guarantee of offered limits.
Resilience helps prioritize financial cyber risks and track exposure across entities. ^21,²²Company-reportedCurrent named cybersecurity products; outcomes not independently established.

Gallagher vs Resilience Coverage Lines Compared

Coverage	Gallagher	Resilience
Builders risk	Listed ¹¹Gallagher arranges builders risk.	Not listed
Business owner’s policy	Listed ⁶Gallagher arranges business owner’s policies for small businesses.	Not listed
Commercial auto	Listed ⁶Gallagher arranges commercial auto insurance for small businesses.	Not listed
Commercial property	Listed ⁶Gallagher arranges commercial property insurance for small businesses.	Not listed
Crime	Listed ³Gallagher arranges crime insurance.	Not listed
Cyber liability	Listed ²Gallagher arranges cyber insurance.	Listed ¹⁶Resilience markets cyber insurance on a primary or excess basis.
Directors and officers	Listed ³Gallagher arranges directors and officers liability.	Not listed
Employee health and benefits	Listed Gallagher advises small businesses on individual coverage health reimbursement arrangements (ICHRA).	Not listed
Employment practices liability	Listed ³Gallagher arranges employment practices liability.	Not listed
Equipment breakdown	Listed ¹¹Gallagher arranges boiler and machinery coverage through its property practice.	Not listed
Fidelity bonds	Listed ³Gallagher arranges fidelity bonds.	Not listed
Fiduciary liability	Listed ³Gallagher arranges fiduciary liability.	Not listed
General liability	Listed ⁶Gallagher arranges general liability insurance for small businesses.	Not listed
Intellectual property	Listed ²Gallagher arranges intellectual-property insurance.	Not listed
Kidnap and ransom	Listed ³Gallagher arranges kidnap and ransom insurance.	Not listed
Product liability	Listed ²Gallagher arranges product liability insurance.	Not listed
Product recall	Listed ¹²Gallagher arranges product-recall insurance.	Not listed
Professional errors and omissions (E&O)	Listed ⁶Gallagher arranges professional errors and omissions insurance for small businesses.	Not listed
Representations and warranties	Listed ³Gallagher arranges representations and warranties insurance.	Not listed
Surety bonds	Listed ⁷Gallagher arranges surety bonds.	Not listed
Technology errors and omissions (E&O)	Listed ²Gallagher arranges technology errors and omissions insurance for technology businesses.	Listed ¹⁷Resilience markets technology errors and omissions insurance for US businesses with $25 million to $10 billion in revenue.
Umbrella and excess liability	Listed ¹⁰Gallagher arranges umbrella and excess liability.	Not listed
Workers’ compensation	Listed ⁶Gallagher arranges workers’ compensation insurance for small businesses.	Not listed

A listing may be arranged through an insurer or partner. “Not listed” means we have no separate offering page for it; ask the provider whether it can quote the coverage and request the policy terms.

Gallagher and Resilience Coverage, Line by Line

Open what Gallagher and Resilience each publish for one coverage line.

Cyber Insurance
Tech E&O Insurance

Gallagher and Resilience Reliability Scores

Each score uses the criteria for that provider’s role. Providers with more than one role may have a score for each.

Gallagher Reliability Scores

Broker

No Reliability Score

Reliability Score details

Resilience Reliability Scores

Broker

5.0/ 10

Reliability Score details

Gallagher and Resilience Review Scores for 2026

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for its sources, what it covers and how the score is calculated.

Gallagher Review Score

9.3/ 10

Review Score

3 rated sources

Gallagher has strong Trustpilot feedback and a favorable historical large-commercial survey result. Neither directly measures today’s US small-business service.

Read Gallagher reviews

Resilience Review Score

9.0/ 10

Review Score

1 rated source

There's almost nothing public to go on. G2 shows 4.5 out of 5 for Resilience, but from a single review.

Read Resilience reviews

Key Differences Between Gallagher and Resilience

Check the Technology E&O Appetite Before Comparing Features

Resilience lists technology E&O for businesses with $25 million–$10 billion revenue in software, AI, hardware, services, data centers and telecom; smaller startups should ask whether an exception is possible. ¹⁷Company-reportedPublished US primary and excess technology E&O appetite; not a minimum established for every cyber product.

That published range applies to US technology E&O, not every Resilience cyber product. A smaller startup should ask about an exception or another product instead of treating the brand as either universally available or entirely unavailable. Gallagher markets technology services from startups through enterprise scale, but still needs to confirm an insurer’s acceptance of the account. ¹⁶ ²

Price Security Services Separately from Coverage

Resilience’s Edge prioritizes security investment by estimated financial impact, and Arc addresses risk across multiple entities. These are services rather than additional insurance lines. Its disclaimer says purchasing insurance is not tied to buying security services, so a proposal should show what is included and what requires a separate agreement. ²¹ ²² ¹⁵

Gallagher’s technology tools address different work, such as applications and certificate management. A security-finance platform does not replace those brokerage tasks or supply workers’ compensation and D&O for the rest of the company. Assign both the security workflow and the broader program responsibilities explicitly. ² ⁶

Identify the Insurer and the Incident Roles

Ask which insurer will issue your California policy: Resilience names Homeland Insurance Company of New York or Delaware but not which one applies to a specific quote. ¹⁵Company-reportedCompany-reported US insurer disclosure; no binder or California policy form reviewed.

Resilience describes an in-house claims team, a dedicated claims manager and external incident specialists. Gallagher describes broker advocacy in its executive-risk practice. Ask who receives formal cyber notice, who authorizes response vendors and what assistance the broker provides alongside the product’s response team. Neither service description establishes claim acceptance or recovery quality. ¹⁹ ³

What Should You Confirm in Gallagher and Resilience Quotes?

Does the proposed technology E&O or cyber product accept your revenue and activities?
What California insurer and admitted or surplus-lines route apply? Resilience’s reviewed US disclosures do not settle those questions. ¹⁵
List separate insurance, Edge/Arc and other service charges, with renewal terms for each agreement.
Document incident notice, vendor consent and broker-escalation responsibilities before relying on the response service.

Gallagher vs Resilience Services Compared

What each provider says about the services you may need

Criteria	Gallagher	Resilience
Business role	Startups through global companies can use Gallagher for business insurance, risk-management and benefits consulting, including a dedicated technology practice. ^2,³Company-reportedUS commercial brokerage and technology practice; company descriptions, not an underwriting designation. Former Woodruff Sawyer clients can continue to access legacy client portals through Gallagher after the transition. ¹Company-reportedFormer-name/history alias only; no separate provider or claim that every acquired legal entity has changed its name. Confirm the entity on your engagement: Gallagher Small Business names Arthur J. Gallagher Risk Management Services, LLC, while former Woodruff Sawyer accounts should check their own documents. ^5,¹Company-reportedEntity disclosure is scoped to the small-business channel; not a group-wide contracting-entity assertion.	Resilience combines cyber and technology E&O insurance with cybersecurity risk-management services for businesses. ^14,^16,¹⁷Company-reportedBrand-level offering; not a statement that the brand is the risk-bearing insurer. Confirm who will place the policy in California: Resilience names Ocrea Risk Services, LLC dba Resilience Cyber Insurance Solutions and NPN 19169260 as US distributor, but this disclosure is not independent license verification. ¹⁵Company-reportedUS distribution entity; regulator license lookup not completed.
Customer focus	Gallagher’s technology specialists serve startups, middle-market businesses and global enterprises, with a separate small-business option for IT and technology firms. ^2,⁷Company-reportedUS marketed audiences; no inference of minimum premiums or acceptance of every bootstrapped applicant. Ask which service and fee model fits a bootstrapped business because reviewed Gallagher technology and small-business pages set no minimum premium, funding stage or revenue requirement. ^2,^7,⁸Not publicly disclosedPublic pages and inquiry form reviewed on 2026-09-16; not evidence of no minimum.	Resilience lists technology E&O for businesses with $25 million–$10 billion revenue in software, AI, hardware, services, data centers and telecom; smaller startups should ask whether an exception is possible. ¹⁷Company-reportedPublished US primary and excess technology E&O appetite; not a minimum established for every cyber product.
Access to insurers	Ask which insurers will quote your account: Gallagher says it accesses multiple markets and selects potential underwriters based on qualifications and client preferences, but public pages do not name the insurer for a specific startup. ^6,³Company-reportedUS public market-access descriptions; no insurer list or carrier logo treated as guaranteed placement access.	Ask which insurer will issue your California policy: Resilience names Homeland Insurance Company of New York or Delaware but not which one applies to a specific quote. ¹⁵Company-reportedCompany-reported US insurer disclosure; no binder or California policy form reviewed.
Servicing and renewals	Ask which Gallagher tools your engagement includes: Go supports client self-service, Submit tracks submissions and documents, and Verify manages certificates. ²Company-reportedCompany-described technology-practice tools; no logged-in testing or universal account entitlement. Former Woodruff Sawyer clients can use separate portals for benefits, policies, claims, certificates and auto ID cards; confirm which login serves your account. ¹Company-reportedTransition-page descriptions; no portal functionality tested. Gallagher describes pre-renewal meetings across finance, HR, operations and risk teams, plus contract review and coverage-gap analysis; agree on the timeline and deliverables for your account. ¹⁰Company-reportedCasualty-practice service description, not a promise for all small-business engagements.	Resilience’s Edge service helps prioritize security spending by estimated financial impact, while Arc shows cyber risk across entities; these tools are risk-management services, not insurance. ^21,²²Company-reportedCurrent named cybersecurity products; outcomes not independently established. You can buy insurance without buying Resilience security services; confirm which tools are bundled and which require a separate agreement. ¹⁵Company-reportedCompany disclaimer; does not establish free services or package pricing. Ask Resilience for renewal deadlines and service timing because reviewed pages do not specify renewal documents, price commitments or standard turnaround. ^18,^16,¹⁷Not publicly disclosedScoped to current HTML pages; older package materials were not used to promise current renewal terms.
Claims assistance	Gallagher describes specialized claims advocacy, including attorneys, for executive-risk customers working with insurers; this is support, not a guarantee of payment or claims quality. ³Company-reportedExecutive-risk practice only; insurer decision-making, counsel role, charges and service scope require confirmation.	Resilience says an in-house team and claims manager are available 24/7 through settlement, with privacy, forensic, recovery and crisis specialists; these service claims are not independently measured. ¹⁹Company-reportedClaims operating model; no response-time, acceptance-rate or recovery performance claim adopted.

Sources for Gallagher vs Resilience

Gallagher Official Website

1
Woodruff Sawyer Is Now Gallagher. Gallagher; Opening; Executive and Financial Risk consulting; Continued access to client portals; contact form. Accessed 2026-09-16.
2
Technology Insurance. Gallagher; Introduction; Solutions and coverages for the technology industry: Technology errors and omissions including cyber, Intellectual property insurance, Product liability, Employee benefits; Data-driven insights; global network. Accessed 2026-09-16.
3
Executive and Financial Risk Insurance. Gallagher; Opening (insurance broking and placement); three key services; Directors and Officers; IPO and direct listings; Employment Practices; Fiduciary; Employee Dishonesty (Crime) and Fidelity Bond; Kidnap, Ransom and Extortion; M&A Transactional Insurance. Accessed 2026-09-16.
4
Compensation Disclosure. Gallagher; Commissions and Fees; Contingent Commissions; Supplemental Commissions; Other Carrier Services. Accessed 2026-09-16.
5
Legal Information. Gallagher Small Business; Producer identification immediately above Quick Links. Accessed 2026-09-16.
6
The Right Insurance for Your Small Business. Gallagher Small Business; Choose Your Coverage: Business Owner’s Policy, General Liability, Professional Liability/Errors and Omissions, Buildings and Property, Auto, Workers’ Comp; carrier network placement; contact route. Accessed 2026-09-16.
7
Insurance for Technology & IT Businesses. Gallagher Small Business; Protection for IT Professionals & Their Technology-Based Businesses; recommended coverage menu, including Surety Bond Programs; Connect With An Advisor. Accessed 2026-09-16.
8
Connect With an Advisor. Gallagher Small Business; Form fields from company name through annual revenue; acknowledgment. Accessed 2026-09-16.
9
Contact Us. Gallagher Small Business; Get a Quote; Speak With An Advisor; Schedule Time with Us. Accessed 2026-09-16.
10
Casualty Insurance. Gallagher; Holistic approach: Automobile, Workers Compensation, General and Product, Umbrella and Excess; customized excess casualty program design and placement; Robust casualty risk analysis. Accessed 2026-09-16.
11
Property Insurance. Gallagher; Introduction on building property programs with underwriters; Our services include: Builder’s risk, Boiler and machinery; global reach; Appraisal services. Accessed 2026-09-16.
12
Product Recall Insurance. Gallagher; Product Recall team paragraph: custom Product Recall, Product Contamination and Restaurant Contamination insurance, working directly with carriers; Product recall insurance coverage. Accessed 2026-09-16.
13
AI Insurance Solutions. Gallagher; AI designed to protect trust in a changing risk landscape. Accessed 2026-09-16.

Resilience Official Website

14
Home Page. Resilience; Cyber risk management; Broad market appetite. Accessed 2026-09-16.
15
Disclaimer. Resilience; Opening paragraphs and USA jurisdiction disclosure. Accessed 2026-09-16.
16
Cyber Insurance. Resilience; Cyber Insurance product introduction; Why choose cyber insurance; Policy coverage; primary and excess offerings; A Broad Market Appetite: US Cyber. Accessed 2026-09-16.
17
Technology E&O. Resilience; Technology Errors & Omissions: technology risk categories; Key Benefits; primary and excess offering; A Broad Market Appetite (US revenue $25M–$10B). Accessed 2026-09-16.
18
Brokers. Resilience; Broker benefits; Use cases; Insurance & risk solutions. Accessed 2026-09-16.
19
Claims & Incident Response. Resilience; Our difference; Support from start to resolution; Claims panel. Accessed 2026-09-16.
20
Contact Us. Resilience; Contact us; emergency claims instructions. Accessed 2026-09-16.
21
Security Investment Prioritization. Resilience; Resilience Edge introduction and Key benefits. Accessed 2026-09-16.
22
Multi-Entity & Portfolio Risk. Resilience; Resilience Arc introduction. Accessed 2026-09-16.
23
Terms and Conditions. Resilience; Opening website agreement; separate written agreements. Accessed 2026-09-16.

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