Embroker vs Lockton: How Do They Compare for Cyber Insurance?

Lockton is a broker for tech sectors with a three-step approach and a named contact; Embroker sells standalone cyber to startups and tech companies, quoted online.

Embroker offers a free risk-profile tool and a quote request in under 10 minutes. Lockton brokers cyber under Inform, Improve, Insure, with a named U.S. Cyber and Technology leader and a published email. ^1,²

What Are the Key Differences Between Embroker and Lockton Cyber Insurance?

A 10-Minute Request Versus Inform, Improve, Insure

Embroker says you can request a cyber quote in under 10 minutes after a free risk-profile tool. Lockton brokers cyber and pairs placement with advice: quantify financial exposure, recommend security improvements, then negotiate terms with insurers. You can start Embroker without a meeting. You reach Lockton through a named EVP, U.S. Cyber and Technology Leader, and a published cyber team email. Choose Embroker if you want to start a standalone cyber quote in the browser; choose Lockton if you want exposure analysis and security recommendations before anyone shops a market. ¹ ²

Broad Buyer Types Versus a Technology Industry List

Embroker markets to startups, tech, finance, professional services, healthcare and law. Lockton's technology practice names electronic hardware, information technology, internet, medical equipment, semiconductors, software and telecommunications. If you are a law firm or healthcare provider, Embroker's list is the closer published fit. If you are a semiconductor or telecom company, Lockton's list is. ¹ ³

Coverage Copy Versus a Hundred-Person Service Team

Embroker itemizes first-party incident costs, third-party defense and breach-response items such as notification and forensics. Lockton describes more than 100 associates reviewing cybersecurity posture, running incident-response exercises and helping design governance frameworks. Embroker's page is about the policy. Lockton's page is about the team around the placement. ¹ ²

What Should You Confirm in Embroker and Lockton Cyber Insurance Quotes?

Ask Lockton which insurer it would negotiate with. ²
Ask Embroker which carrier would issue the policy, plus limits and deductibles. ¹
Ask Lockton what Inform and Improve work would precede placement. ²

Embroker vs Lockton Cyber Insurance Compared

Embroker vs Lockton: Cyber Insurance: documented features by provider

Criteria	Embroker Cyber Insurance	Lockton Cyber & Technology Insurance Brokerage
Who It’s For	Embroker markets cyber coverage to startups and tech companies, financial institutions, professional services firms, small and medium-sized businesses, healthcare providers and law firms, citing data-handling and digital-system exposure as the common thread. ¹Company-reported. Product-page 'Who is cyber insurance coverage for?' section; not a guarantee of eligibility for a particular business.	Lockton's technology practice says it works with clients in electronic hardware, information technology, internet, medical equipment, semiconductors, software and telecommunications, and highlights cyber liability as a core exposure for those industries. ³Company-reported. Technology industry page as read 2026-09-23. No minimum company size or revenue threshold was published.
How to Apply	Embroker offers a free online risk-profile tool and says applicants can request a cyber insurance quote in under 10 minutes by describing their business. ¹Company-reported. Product-page calls to action; no quote was requested during this research.	The Cyber & Technology page lists a named contact (its EVP, U.S. Cyber & Technology Leader) and the email cyber@lockton.com as the way to reach the team, rather than a self-serve online quote tool. ²Company-reported. Cyber & Technology page as read 2026-09-23.
Role in This Line	Embroker sells a standalone cyber liability policy and separately notes lawyers professional liability buyers should also review its cyber page, describing cyber as covering both first-party and third-party losses. ¹Company-reported. Product-page description; not a statement about the issuing insurer for this line.	Lockton brokers cyber insurance and pairs placement with its own risk-management advice under a three-step Inform, Improve, Insure approach: quantifying cyber financial exposure, recommending security improvements, then negotiating coverage terms with insurers. ²Company-reported. Cyber & Technology product page as read 2026-09-23.