Berkshire Hathaway Specialty Insurance vs Newfront

Newfront describes an industry-focused brokerage that analyzes risks, negotiates with insurers and supports clients with technology, claims advocacy and contract review. BHSI’s U.S. guide lists specialty products by segment, while its website terms say online submissions do not bind and reserve binding authority to contracted agents with state authority. A growing company with several lines, renewal work or contract-review needs can ask Newfront about an ongoing advisory relationship; a buyer pursuing a defined BHSI product should confirm the proposed policy, issuing insurer and authorized placing agent. 32,53,33,1,5

Introduction

Newfront is a commercial insurance brokerage: it analyzes a company’s risks, negotiates placements with insurers and describes claims support as advocacy on the client’s behalf. Its public materials also describe industry-specific teams, contract review and risk analytics. BHSI’s U.S. At A Glance guide lists specialty products by segment; the guide is informational and does not identify the insurer for a particular policy. BHSI’s website terms say online submissions are nonbinding and only contracted agents with authority in the state may bind. A growing business coordinating several renewals or customer contract requirements may value a broker relationship with continuing risk and claims work. A buyer approaching BHSI should instead identify the particular product and the authorized agent who can place it. Neither public description guarantees a quote, placement, claim result or coverage for a specific account.

Newfront is an insurance brokerage for businesses, from early-stage companies to established enterprises. It helps buyers arrange business insurance, manage employee benefits, and coordinate risk management with a specialist team and online tools. Its practices include technology, life sciences, construction, financial services, and public-sector organizations. 25,32,48Company-reported. Current official service positioning; examples from live navigation. Not a minimum-size or eligibility determination.

Newfront’s brokerage team analyzes risks and negotiates insurance placement. Its claims service acts as a liaison with the carrier. The broker’s advice and advocacy do not make Newfront the insurer responsible for the policy. 32,36,58,27Company-reported. Documented broking and carrier roles. Do not infer risk-bearing authority from “program,” “underwriting,” or ownership of technology.

The public buying path starts with a consultation request. The form asks for your role, company, contact details, industry, employee count, and the service you need. It does not display a premium or bind coverage. 33Verified. The empty public form was reviewed on 15 September 2026. No information was entered or submitted; downstream underwriting and purchasing workflow was not tested.

Newfront describes assembling a team for your industry, reviewing your business and risk exposures, and presenting that information to underwriters. Its technology practice describes onboarding and renewal reviews, with additional market shopping when appropriate. The reviewed public pages do not promise a universal quote or binding turnaround. 32,53,33Company-reported. Service descriptions, not observed customer onboarding or measured timing. A consultation is not a completed insurance application.

Newfront describes helping establish reporting protocols before a loss, reviewing how a policy may respond, and acting as the buyer’s liaison with the carrier. Its advocates address coverage-reservation and denial letters, counsel selection, vendor rates, reimbursement, and allocation disputes. This documents claims assistance, not a promise that a claim will be paid. 58Company-reported. Company description of advocacy, including TPA and adjuster selection/oversight. No assessment of claims-payment quality or assertion that Newfront is the paying insurer.

BHSI’s U.S. At A Glance section (version 2026-8-03 A) lists commercial property, casualty, healthcare professional liability, executive and professional lines, surety, travel, programs, employer stop loss, and homeowners insurance. The guide is informational, not policy coverage, and its brand-level list does not identify the insurer on a particular policy. 1,2,5Company-reported. A description of BHSI's U.S. line list in its U.S. At A Glance section (version 2026-8-03 A) only. The guide says its descriptions are informational and are not coverage; its brand-level list does not assign an issuing insurer to a particular product or policy. This is not a claim that one legal insurer issues every BHSI product.

BHSI's website terms say online application or quote submissions are informational and nonbinding; only contracted agents of the National Indemnity group may bind coverage, issue policies or certificates, or change coverage. Group companies' authority also varies by state, so the terms do not show that every application must begin through an agent. 5Company-reported. The website's own online submissions and binding authority described by BHSI's terms; not a statement about every product's intake process or a claim that purchase can be completed online.

32 53 33 1 5

Coverage Comparison

CoverageBerkshire Hathaway Specialty InsuranceNewfront
Builders riskListed 22BHSI’s current U.S. Builder’s Risk page lists construction-project coverage, including hot testing/commissioning, delay and soft-cost features, and selectively considered Master Builder’s Risk programs. Project scope, eligibility, terms and issuer remain policy-specific.Not listed
Cargo and transitListed 9,10BHSI's current Marine catalog lists Ocean Cargo, Stock Throughputs, and Project Cargo. The older US-12/22-A guide lists Project Cargo as out of appetite, so confirm its current status; BHSI lists Inland Marine separately.Listed 37Newfront lists cargo stock throughput among the coverages its property team handles.
Commercial autoNot listedListed 34As of September 16, 2026, Newfront lists auto liability within its casualty placement services.
Commercial propertyListed 11,12BHSI lists all-risk commercial property and selected single-peril options, including earthquake, flood, and windstorm.Listed 37As of September 16, 2026, Newfront markets property placement services and review of property and business-interruption values.
CrimeListed 14BHSI lists Commercial Crime within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, employment-practices, fiduciary and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not a crime-specific limit. Crime coverage is distinct from fidelity bonds.Listed 35As of September 16, 2026, Newfront lists fidelity and crime within its executive-risk services.
Cyber liabilityListed 23,18BHSI markets a U.S. Network Security & Privacy product with third-party breach, response-expense and network-interruption features; its Professional First overview also describes stand-alone Cyber and blended E&O/Cyber forms. Product form, eligibility, terms and issuer depend on the risk and policy.Listed 36Newfront places cyber insurance, negotiates policy wording and provides claims consultation.
Digital assetsNot listedListed 43Newfront offers brokerage services for digital-asset businesses, including custody and theft risk discussions.
Directors and officersListed 13,14Executive First D&O liability materials describe separate public-company and private-company products.Listed 35Newfront lists D&O for private and public companies within its executive-risk services.
Employee health and benefitsNot listedListed 48,49Newfront offers employee-benefits advice and program design, including funding and pharmacy strategies.
Employment practices liabilityListed 14BHSI lists employment-practices liability within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, fiduciary, crime and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not an EPL-specific limit.Listed 35Newfront lists employment practices liability within its executive-risk placement and coverage-negotiation services.
Equipment breakdownNot listedListed 37Newfront offers equipment breakdown solutions through its property practice.
Fidelity bondsNot listedListed 35Newfront lists fidelity and crime among its executive-risk brokerage coverages.
Fiduciary liabilityListed 14BHSI lists fiduciary liability within its Executive First Private Company Portfolio’s comprehensive form, alongside D&O, employment-practices, crime and employed-lawyer coverages. The page targets private companies with at least $10 million in revenue; portfolio limits up to $50 million may be shared or separate and are not a fiduciary-specific limit.Listed 35Newfront lists fiduciary coverage among its executive-risk brokerage services.
General liabilityListed 15,16BHSI lists primary general liability, with contractor and pollution features described in its casualty materials.Listed 34Newfront includes general liability in its casualty placement services.
Intellectual propertyNot listedListed 42Newfront’s life-science team arranges IP insurance contracts for life-science and technology clients.
Kidnap and ransomNot listedListed 35Newfront lists kidnap and ransom among its executive-risk coverage services.
Management liabilityNot listedListed 35Newfront arranges management liability insurance for private and public companies.
Media liabilityListed 18,19BHSI’s Professional First overview names Media Liability, and its architects/engineers product describes media liability only within a specialized combined design-industry form. The overview’s catalogue listing does not establish standalone terms or current account availability.Not listed
Product liabilityListed 15,16BHSI lists primary products and completed-operations liability as a casualty product.Listed 34Newfront lists product liability among its casualty placement coverages.
Product recallNot listedListed 42Newfront includes product recall in the life-science insurance programs it designs.
Professional errors and omissions (E&O)Listed 17,18,19Professional First materials describe a professional-liability portfolio with several professions and service types.Listed 35Newfront lists errors and omissions among its executive-risk coverage services.
Representations and warrantiesListed 20,21BHSI lists Representations & Warranties Insurance within its Transactional Liability products.Listed 47Newfront arranges representations and warranties insurance as part of its mergers-and-acquisitions transaction-liability services.
Surety bondsListed 24BHSI’s U.S. Surety page lists performance, payment, advance-payment, maintenance, supply and warranty bonds for contractor and construction-supplier accounts. Bond obligations depend on the bond form, principal, obligee and jurisdiction; this catalogue listing does not establish bond approval or terms.Listed 38Newfront arranges contract and commercial surety bonds.
Technology errors and omissions (E&O)Listed 18,19Professional First materials identify Technology E&O as a professional-liability product.Listed 36Newfront lists technology errors and omissions among its cyber-risk placement coverages.
Tools, equipment and inland marineListed 9BHSI lists inland transit, motor-truck cargo, warehouse legal liability, contractor equipment, and floaters under Inland Marine.Not listed
Umbrella and excess liabilityListed 15,16BHSI lists lead umbrella and excess casualty within its U.S. casualty products.Listed 34Newfront arranges umbrella and excess liability insurance through its casualty practice.
Venture capital asset protectionNot listedListed 40Newfront markets venture capital asset protection for venture capital funds and their partners.
Virtual care and telehealthNot listedListed 44Newfront arranges insurance programs for digital-health and telemedicine businesses.
Workers’ compensationNot listedListed 34Newfront arranges workers’ compensation insurance through its casualty practice.

A listing may be arranged through an insurer or partner. “Not listed” means this catalogue has no separate offering recorded; ask the provider whether it can quote the coverage and request the policy terms.

Current Spot Scores

Each score uses the rubric for that provider’s documented role. Providers with more than one role may have a score for each.

Berkshire Hathaway Specialty Insurance

Carrier

Carrier & MGA

7.0/ 10

Assessed entity: Berkshire Hathaway Specialty Insurance Company. Scope: Berkshire Hathaway Specialty Insurance Company (BHSIC, NAIC 22276) as a U.S. admitted insurer, using Nebraska and New York regulator records and AM Best. It does not cover policies issued by affiliates under the BHSI brand (for example Berkshire Hathaway International Insurance Ltd in the U.K.), and it is not a claims-outcome measure.

Provider assessment

Newfront

Broker

Broker

5.0/ 10

Assessed provider: Newfront. Scope: Newfront Insurance Services and the contracting US brokerage entity identified in current Newfront materials, with business-insurance, benefits and claims-advocacy activity; WTW ownership is parent context and no carrier or risk-bearing role is assigned.

Provider assessment

Review Scores

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

Berkshire Hathaway Specialty Insurance

-/ 10

Review Score

The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.[5][7]

Read Berkshire Hathaway Specialty Insurance reviews

Newfront

10.0/ 10

Review Score

1 rated source

Newfront has too little firmwide customer feedback for a reliable review verdict. An individual agent’s BBB grade does not establish the wider company’s service quality.[6]

Read Newfront reviews

Key Differences Between Newfront and Berkshire Hathaway Specialty Insurance

business-and-buyers and broker-role

Newfront presents its role as a broker that structures and negotiates insurance with carriers, then helps clients through service and claims advocacy. Its business page describes specialist teams and contract review, and it offers an inquiry-led consultation rather than an instant premium display. This can fit a buyer who needs help coordinating multiple policies, presenting a complex exposure to underwriters or handling ongoing renewal questions. Ask which services are included in the engagement and who remains responsible for policy decisions; advocacy does not make the broker the insurer or guarantee claim payment.

Newfront is an insurance brokerage for businesses, from early-stage companies to established enterprises. It helps buyers arrange business insurance, manage employee benefits, and coordinate risk management with a specialist team and online tools. Its practices include technology, life sciences, construction, financial services, and public-sector organizations. 25,32,48Company-reported. Current official service positioning; examples from live navigation. Not a minimum-size or eligibility determination.

Newfront’s brokerage team analyzes risks and negotiates insurance placement. Its claims service acts as a liaison with the carrier. The broker’s advice and advocacy do not make Newfront the insurer responsible for the policy. 32,36,58,27Company-reported. Documented broking and carrier roles. Do not infer risk-bearing authority from “program,” “underwriting,” or ownership of technology.

32

Product fit and policy confirmation

BHSI’s U.S. guide lists products across several specialty segments, but it is not a universal eligibility schedule or policy wording. Its terms also separate website intake from binding authority: an online application or quote is nonbinding, and a contracted agent must have authority for the state to bind. A buyer with a specific specialty exposure should ask which BHSI product and issuing company are proposed, what information underwriting still needs, and what written binder or policy confirms coverage. A broad product list alone cannot establish that a particular business qualifies.

BHSI's U.S. industry focus spans real estate, public entities, financial institutions, healthcare, education, manufacturing, retail, logistics, transportation, energy, and technology. The at-a-glance guide associates these industries with particular product segments; it does not say every segment serves every listed industry. 1Company-reported. Company-stated industry focus in the United States section of the At A Glance (U.S. section version 2026-8-03 A); industry lists are segment-specific, not a universal eligibility statement.

BHSI's website terms say online application or quote submissions are informational and nonbinding; only contracted agents of the National Indemnity group may bind coverage, issue policies or certificates, or change coverage. Group companies' authority also varies by state, so the terms do not show that every application must begin through an agent. 5Company-reported. The website's own online submissions and binding authority described by BHSI's terms; not a statement about every product's intake process or a claim that purchase can be completed online.

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What to Confirm in Quotes

  • Ask Newfront for the written scope and compensation of its brokerage engagement, the insurers approached, and the services included for renewals, contracts and claims. 32 5
  • Ask the BHSI placing agent which product and insurer are proposed, what state authority applies, and which written document makes coverage effective. 53 5
  • Compare the actual policy forms, limits, exclusions, service commitments and effective dates; a broker’s advocacy and a carrier policy perform different roles. 33 5

Compare Services

What each provider documents about the services you may need

CriteriaBerkshire Hathaway Specialty InsuranceNewfront
Business role

BHSI’s U.S. At A Glance section (version 2026-8-03 A) lists commercial property, casualty, healthcare professional liability, executive and professional lines, surety, travel, programs, employer stop loss, and homeowners insurance. The guide is informational, not policy coverage, and its brand-level list does not identify the insurer on a particular policy. 1,2,5Company-reported. A description of BHSI's U.S. line list in its U.S. At A Glance section (version 2026-8-03 A) only. The guide says its descriptions are informational and are not coverage; its brand-level list does not assign an issuing insurer to a particular product or policy. This is not a claim that one legal insurer issues every BHSI product.

Berkshire Hathaway Specialty Insurance Company (BHSIC) identifies itself in its Singapore-branch public disclosure as a Nebraska-domiciled direct property and casualty insurer, wholly owned by National Indemnity Company, which is wholly owned by Berkshire Hathaway Incorporated. The Singapore-branch disclosure states this ownership chain. A Missouri Department of Insurance record separately lists BHSIC as active, NAIC 22276, and Property and Casualty in Missouri. Neither source identifies BHSIC as the issuer of every BHSI-branded U.S. policy. 3,4,5Company-reported. Company-reported corporate identity and ownership in BHSI's Singapore-branch public disclosure, corroborated for company identity and Missouri P&C authority by the Missouri Department of Insurance record accessed 2026-09-28. Neither source maps BHSIC as issuer for every BHSI-branded U.S. product; use policy-specific documents for that.

WTW announced that it completed its acquisition of Newfront on January 27, 2026. Newfront’s Business Insurance team joined WTW’s Risk & Broking segment, while Total Rewards joined Health, Wealth & Career. 26Company-reported. Acquirer’s completed-transaction announcement, corroborated by current Newfront homepage; company-reported corporate event, not an insurer financial-strength assessment.

Newfront’s current terms use the name Newfront Insurance Services. An older official disclosure identifies ABD Insurance and Financial Services, Inc. as the agency behind the Newfront brand following its 2022 merger. The current site calls Newfront Insurance Services a trade name; confirm the full contracting producer name on your engagement agreement. 27,25,29Company-reported. Historical corporate identity is separated from current trade-name usage. Current license record and any subsequent legal-name changes could not be independently established. No claim that the former Newfront Insurance Services, LLC remains a separate current producer.

Newfront’s brokerage team analyzes risks and negotiates insurance placement. Its claims service acts as a liaison with the carrier. The broker’s advice and advocacy do not make Newfront the insurer responsible for the policy. 32,36,58,27Company-reported. Documented broking and carrier roles. Do not infer risk-bearing authority from “program,” “underwriting,” or ownership of technology.

Customer focus

BHSI's U.S. industry focus spans real estate, public entities, financial institutions, healthcare, education, manufacturing, retail, logistics, transportation, energy, and technology. The at-a-glance guide associates these industries with particular product segments; it does not say every segment serves every listed industry. 1Company-reported. Company-stated industry focus in the United States section of the At A Glance (U.S. section version 2026-8-03 A); industry lists are segment-specific, not a universal eligibility statement.

Within its U.S. executive-lines commercial and financial segment, BHSI lists publicly traded and large privately owned commercial firms; investment, money-center, national, and regional banks; asset managers; and insurance companies and brokerages. The size description applies to the commercial-firm entry, not every listed institution or all BHSI products. 1Company-reported. Only the U.S. Executive Lines, Commercial & Financial segment, At A Glance p. 50. The “publicly traded and large privately owned” qualifier attaches to the Commercial Firms bullet only.

Newfront is an insurance brokerage for businesses, from early-stage companies to established enterprises. It helps buyers arrange business insurance, manage employee benefits, and coordinate risk management with a specialist team and online tools. Its practices include technology, life sciences, construction, financial services, and public-sector organizations. 25,32,48Company-reported. Current official service positioning; examples from live navigation. Not a minimum-size or eligibility determination.

Application process

BHSI's website terms say online application or quote submissions are informational and nonbinding; only contracted agents of the National Indemnity group may bind coverage, issue policies or certificates, or change coverage. Group companies' authority also varies by state, so the terms do not show that every application must begin through an agent. 5Company-reported. The website's own online submissions and binding authority described by BHSI's terms; not a statement about every product's intake process or a claim that purchase can be completed online.

The public buying path starts with a consultation request. The form asks for your role, company, contact details, industry, employee count, and the service you need. It does not display a premium or bind coverage. 33Verified. The empty public form was reviewed on 15 September 2026. No information was entered or submitted; downstream underwriting and purchasing workflow was not tested.

Newfront describes assembling a team for your industry, reviewing your business and risk exposures, and presenting that information to underwriters. Its technology practice describes onboarding and renewal reviews, with additional market shopping when appropriate. The reviewed public pages do not promise a universal quote or binding turnaround. 32,53,33Company-reported. Service descriptions, not observed customer onboarding or measured timing. A consultation is not a completed insurance application.

Some online services may require you to appoint Newfront as broker of record—the broker designated to service your insurance. Ask which tools and services are included before signing that appointment. 27Company-reported. General Terms §1.2; condition applies to some services, not a claim all public pages require an appointment.

Life-science clients can use Newfront’s Clinical Trial Portal to check country requirements, upload documents, and request quotes. The public description does not establish automatic approval or a guaranteed time to receive coverage. 42Company-reported. Public portal description only; no portal authentication, uploads or quotation attempts.

Sources

Berkshire Hathaway Specialty Insurance Official Website

  1. At A Glance. Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section. Accessed 2026-09-29.
  2. About Us. Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28.
  3. Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch. Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated. Accessed 2026-09-28.
  4. Company Details — Berkshire Hathaway Specialty Insurance Company. Missouri Department of Insurance; Company Details fields: legal name, active license status, NAIC number 22276, and Property and Casualty description; Missouri regulator record also lists 2025 property-casualty lines. Accessed 2026-09-28. Accessed 2026-09-28.
  5. Terms of Service. Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28.
  6. United States. Berkshire Hathaway Specialty Insurance; United States products directory, opened 2026-09-28. Rendered page lists U.S. category links and Casualty/Property headings (lines 6–44); this directory view is navigation, not the linked product pages or a full review of product materials. Accessed 2026-09-28.
  7. Claims — United States. Berkshire Hathaway Specialty Insurance; Claims Reporting, lines 34–91; separate product-specific directions, then “All other claims” email, 24-hour toll-free phone, postal/overnight mail. Accessed 2026-09-28.
  8. Claims Excellence — United States. Berkshire Hathaway Specialty Insurance; Claims Service Standards, version US 2024-10-07A in footer/document end; page 2 lines 30–34 describe coverage discussion and third-party settlement communications. Accessed 2026-09-28.
  9. Marine. Berkshire Hathaway Specialty Insurance; Inland and ocean marine product list, covered property classes and target businesses; lines 18-69. Accessed 2026-09-28.
  10. Ocean Marine Cargo Overview. Berkshire Hathaway Specialty Insurance; Two-page U.S. marketing PDF marked US-12/22-A; product types lines 14-20; ocean marine cargo appetite, capacity and placement lines 43-57; out-of-appetite and target risk characteristics lines 58-72; terms disclaimer lines 103-114. Accessed 2026-09-28.
  11. Property. Berkshire Hathaway Specialty Insurance; All-risk, single-peril, catastrophe, inland/ocean marine and builder's risk offerings; target account descriptions. Accessed 2026-09-28.
  12. General Property Appetite Guide. Berkshire Hathaway Specialty Insurance; Page 1: minimum premium, product/forms, territory, attachment and working capacity; page 2 footer identifies 2026-02-10 A; lines 0-9, 89-99. Accessed 2026-09-28.
  13. Executive First Directors & Officers Liability Insurance. Berkshire Hathaway Specialty Insurance; Product Highlights: government investigations, shareholder derivative actions, late-notice qualification, defense counsel selection; Top Targets: large commercial and financial firms, lines 6–19. Accessed 2026-09-28.
  14. Executive First Private Company Portfolio. Berkshire Hathaway Specialty Insurance; Product Highlights: D&O, EPL, Fiduciary, Commercial Crime and Employed Lawyers in one comprehensive form; shared or separate limits to $50m; EPL First services. Top Targets: private companies at $10m+ revenues and listed industries, lines 11–25. Portfolio limit is not a separate line limit. Accessed 2026-09-28.
  15. Casualty Appetite Guide - U.S. Berkshire Hathaway Specialty Insurance; Casualty appetite PDF page 1: $50K minimum premium, GL/products/lead umbrella/excess lines, selected $10M excess capacity, placement forms and target/avoided classes; guide dated 2026-07-15. Accessed 2026-09-28.
  16. Casualty. Berkshire Hathaway Specialty Insurance; US casualty product lines and features: Primary General Liability lines 10-34; Primary Products/Completed Operations Liability 35-44; Lead Umbrella and Excess Casualty 46-63. Accessed 2026-09-28.
  17. Professional First Professional Liability. Berkshire Hathaway Specialty Insurance; U.S. Professional Liability landing page links Professional Liability / Network Security & Privacy, stand-alone Network Security & Privacy, and Architects, Engineers and Consultants PL, lines 6–15; footer copyright © 2026. Accessed 2026-09-28.
  18. Professional First Professional Liability Overview. Berkshire Hathaway Specialty Insurance; PDF pp.1–2: claims group and reporting; primary blended E&O/Cyber and stand-alone Cyber forms; line capacity statement; named Lawyers PL, Technology E&O, Miscellaneous PL, Media Liability, Network Security & Privacy; named technology-services target types and selection categories; dated 2026-06-03-A. Group capacity not a line policy limit. Source version: 2026-06-03-A. Accessed 2026-09-28.
  19. Professional First Architects, Engineers and Consultants Professional Liability. Berkshire Hathaway Specialty Insurance; Product Highlights: professional/pollution liability; media, technology and cyber/network security/privacy liability; direct breach/extortion expenses; risk services; primary/excess and project-specific product availability; target professions, lines 6–29. Its combined-form technology feature is not itself a standalone Tech E&O statement. Accessed 2026-09-28.
  20. Transactional Liability. Berkshire Hathaway Specialty Insurance; Product Highlights list R&W, tax, contingent-liability and class-action-settlement insurance; Top Targets list manufacturing, financial institutions, technology, real estate, energy, healthcare and retail, lines 6–27. The target list is for the transactional-liability portfolio, not exclusive R&W eligibility. Accessed 2026-09-28.
  21. Transactional Liability Overview. Berkshire Hathaway Specialty Insurance; PDF pp.1–2: R&W, tax, contingent-liability, and class-action-settlement products; portfolio-wide primary/excess and up-to-$25m capacity; premiums/retentions vary by transaction/risk; portfolio appetite and in-house claims group; R&W buyer-use descriptions; dated 2025-05-16-A. Product-specific limits and final terms not stated. Source version: 2025-05-16-A. Accessed 2026-09-28.
  22. Builder’s Risk. Berkshire Hathaway Specialty Insurance; Current U.S. page: all-risk, hot testing/commissioning, delay/startup/soft costs, single-peril/DIC primary/excess; separate EAR and CAR target categories; Master Builder’s Risk selectively considered, lines 6–35. Reopened 2026-09-28. Accessed 2026-09-28.
  23. Professional First Network Security & Privacy Policy. Berkshire Hathaway Specialty Insurance; Product Highlights: third-party breach exposures, regulatory investigations/fines/penalties, direct breach/extortion expenses, electronic-content media liability, business interruption from network-security failure, eRiskHub; Top Targets: professional-services firms, lines 6–19. Accessed 2026-09-28.
  24. Surety. Berkshire Hathaway Specialty Insurance; Product Highlights name performance, payment, advance-payment, maintenance, supply and warranty bonds; Top Targets name regional/national/global contractors and construction suppliers/services; PPP/project-delivery capability; lines 6–32. Accessed 2026-09-28.

Newfront Official Website

  1. Newfront. Newfront; Built to Scale; business and industry navigation; footer trade-name and license notice; WTW announcement hero. Accessed 2026-09-15.
  2. WTW Completes Acquisition Of Newfront. WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
  3. General Terms Of Use. Newfront; Last updated 17 July 2025; opening contracting name; §1.2 Additional Requirements; §5.3 Reliance on Services; §2 copyright and use restrictions. Accessed 2026-09-15.
  4. Privacy Policy. Newfront; Last updated 13 March 2026; Introduction, paragraphs beginning “On January 27, 2026” and “We anticipate”; integration timetable and qualifications. Accessed 2026-09-15.
  5. Inflection Point: The Transformative Promise Of AI In Insurance And Beyond. Newfront; PDF page 14 of 14, ©2023 footer: Newfront brand name; ABD Insurance and Financial Services, Inc. as surviving agency; 1 January 2022 merger. Accessed 2026-09-15.
  6. California License Number Search. California Department of Insurance; Search for 0H55918 on 15 September 2026; the public lookup could not be completed and no record was returned. Accessed 2026-09-15.
  7. License List Linked By Newfront. Newfront (linked Google document); Footer-linked license list; the linked list could not be independently read on 15 September 2026. Accessed 2026-09-15.
  8. Business Insurance. Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
  9. Get Started Today. Newfront; Consultation form: contact and company fields, industry, employee count, service choices and Additional Details. Accessed 2026-09-15.
  10. Casualty. Newfront; Our Approach: Placement Expertise; Key Coverages to Protect Your Business: General Liability, Product Liability, Auto Liability, Umbrella/Excess Liability, Workers’ Compensation. Accessed 2026-09-16.
  11. Executive Risk. Newfront; Key Coverages to Protect Your Business: Directors and Officers (D&O) for private and public companies, Errors and Omissions (E&O), Employment Practices Liability Insurance (EPLI), Fiduciary, Fidelity and Crime, Kidnap & Ransom; Committed to Client Advocacy: integrated claims and coverage negotiation; Industry-Leading Technology; Executive Risk Solutions Practice Leader description of management liability lines; brokerage footer. Accessed 2026-09-16.
  12. Cyber Risk. Newfront; Coverage Negotiation; Subject Matter Expertise; Key Coverages to Protect Your Business: Cyber Liability Insurance, Data Breach Insurance, Technology Errors and Omissions (E&O), Business Interruption, Network Security Liability, Cyber Extortion and Ransomware Coverage. Accessed 2026-09-16.
  13. Property. Newfront; Opening equipment-breakdown service offer; Our Approach: Quality Matters and Global Placement Expertise; No Two Risks are Alike; Key Coverages to Protect Your Business: Cargo Stock Throughput; Talk to an Expert. Accessed 2026-09-16.
  14. Surety. Newfront; Safeguarding Your Success; Contract Bonds; Commercial Bonds; Key Bond Types for Your Business: Contract Surety, Commercial Surety, Subdivision/Developer Bonds; Industry-Leading Technology. Accessed 2026-09-16.
  15. Workers’ Compensation. Newfront; Optimized Risk Financing; Claims Advocacy; Circle of Care; Technology-Based Resources. Accessed 2026-09-15.
  16. Venture Capital. Newfront; Our approach; Comprehensive Coverage: Venture Capital Asset Protection; Customized Coverage: Manuscript Coverage Endorsement; VCAP policy for funds, partners and portfolio companies. Accessed 2026-09-16.
  17. Asset Protection Program. Newfront; Tailored LPI Services; Comprehensive Coverage Solutions; Strong Carrier Partnerships; Seamless Technology & Full-Service Support. Accessed 2026-09-15.
  18. Life Science. Newfront; Insightful risk management (program design for supply chain, clinical trials, product liability and recall); Foreign clinical trial expertise; Clinical trial portal; Leadership: IP insurance contracts for life-science and technology clients. Accessed 2026-09-16.
  19. Digital Assets & Blockchain. Newfront; Subject matter expertise: theft of digital assets, custody and counterparties; underwriter relationships in US, London and Bermuda. Accessed 2026-09-16.
  20. Digital Health & Telemedicine. Newfront; Digital Health & Telemedicine hero; Strategies for the journey; Vertically-dedicated team; A tech-forward take; Step-by-step claims guidance. Accessed 2026-09-16.
  21. Aviation. Newfront; Custom Strategy; Deep Industry Connections; Subject Matter Expertise: aircraft, helicopters, VTOL and drones. Accessed 2026-09-15.
  22. Entertainment. Newfront; Subject matter expertise: live events, theme parks, resorts, media companies, event cancellation, weather and parametrics. Accessed 2026-09-15.
  23. Mergers & Acquisitions. Newfront; Transaction liability: R&W, tax and contingent liability insurance; Due diligence; Go-forward insurance & benefits. Accessed 2026-09-16.
  24. Employee Benefits. Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
  25. Strategic Planning. Newfront; Funding Approach; Pharmacy Solutions; Renewal Negotiations & Proprietary Programs. Accessed 2026-09-16.
  26. Total Rewards Terms Of Service. Newfront; Last updated 4 May 2026; §§1–2 scope and client obligations; §§3.2–3.4 renewal, termination and Block Strategy; §§4.1–4.8 compensation and expenses. Accessed 2026-09-15.
  27. Global Insurance. Newfront; Our Approach; Worldwide Connections; Global Services including locally admitted coverage. Accessed 2026-09-15.
  28. Alternative Risk Financing. Newfront; Analyze the options; Robust and unique solutions; Leveraging a Captive. Accessed 2026-09-15.
  29. Technology. Newfront; Process-driven approach; Fully engaged; IPO D&O Toolkit. Accessed 2026-09-15.
  30. Newfront Navigator. Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15.
  31. Partner Management Tool. Newfront; Simplify Compliance. Strengthen Vendor Management; Automated Compliance, No Extra Cost. Accessed 2026-09-15.
  32. AI-Powered Contract Review. Newfront; Introduction; Clarity Without the Complexity; Backed by Experts. Accessed 2026-09-15.
  33. AI-Powered Coverage Gap Analysis. Newfront; Consistent, Confident Coverage Reviews; walkthrough describing tools used by Newfront teams. Accessed 2026-09-15.
  34. Claims Advocacy. Newfront; Pre-loss protocols; Meaningful consulting; Proactive advocacy; Comprehensive service at the core. Accessed 2026-09-15.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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