Berkshire Hathaway Specialty Insurance vs Newfront: How Do They Compare for Commercial Property Insurance?

Newfront lists all-risk and catastrophe options including flood, hurricane/windstorm/earthquake, wildfire and terrorism; BHSI lists all-risk and selected earthquake, flood and windstorm, subject to state, risk and capacity. Newfront’s Areas of Expertise names industries served, while BHSI names target property sectors; neither list is an acceptance commitment. ^5,¹¹

What Is Berkshire Hathaway Specialty Insurance?

BHSI provides commercial and specialty insurance in the U.S., with product-specific industry lists that include healthcare, energy and technology. Online quote and application submissions are nonbinding. ^1,^2,^3,⁴

Read the Berkshire Hathaway Specialty Insurance profile

Read the Berkshire Hathaway Specialty Insurance Commercial Property Insurance page

What Is Newfront?

Newfront suits growing and enterprise businesses seeking specialist insurance and benefits teams plus Navigator policy tools; small firms wanting an instant direct quote should compare online carriers. Its Partner Management tool is included in client service agreements. ^7,^8,^9,¹⁰

Read the Newfront profile

Read the Newfront Commercial Property Insurance page

What Is Commercial Property Insurance?

Commercial property may fit your business if you own a building or rely on equipment and stock. Compare replacement-cost terms, deductibles and any coinsurance condition, and check lost-income protection separately. ^12,^13,¹⁴

Read the full coverage guide

What Are the Key Differences Between Berkshire Hathaway Specialty Insurance and Newfront Commercial Property Insurance?

All-risk and catastrophe options

Newfront lists all-risk property and catastrophe options including flood, hurricane/windstorm/earthquake, wildfire and terrorism. BHSI lists all-risk property and selected earthquake, flood and windstorm offerings; selected-peril availability depends on peril, state, risk and capacity. Compare the actual quoted peril schedule and forms for the same locations. ¹¹ ⁵

Industries named for property work

Newfront’s Areas of Expertise list names construction, manufacturing, real estate and retail/wholesale. BHSI identifies target property sectors including public entities, finance, healthcare, education, manufacturing and retail. The claims compare industry descriptions only; Newfront’s list does not state an eligibility rule, and BHSI’s target sectors do not promise acceptance. ¹¹ ⁵

What Should You Confirm in Berkshire Hathaway Specialty Insurance and Newfront Commercial Property Insurance Quotes?

Which catastrophe options and locations appear in Newfront’s proposed forms? ¹¹
Which BHSI target-sector descriptions apply to the scheduled occupancies? ⁵
What account-specific eligibility and capacity will each provider confirm? ⁶

Berkshire Hathaway Specialty Insurance and Newfront Review Scores

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

Berkshire Hathaway Specialty Insurance Review Score

-/ 10

Review Score

No reviews found

The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.^[5]^[7]

Read Berkshire Hathaway Specialty Insurance reviews

Newfront Review Score

10.0/ 10

Review Score

1 rated source

Newfront has too little firmwide customer feedback for a reliable review verdict. An individual agent’s BBB grade does not establish the wider company’s service quality.^[6]

Read Newfront reviews

Berkshire Hathaway Specialty Insurance vs Newfront Commercial Property Compared

Berkshire Hathaway Specialty Insurance vs Newfront: Commercial Property Insurance: documented features by provider

Criteria	Commercial property all-risk and selected single-peril/catastrophe offerings	Newfront Property Insurance
Role in This Line	Confirm in your quote.	Newfront brokers commercial property coverage. Its property practice negotiates placement and program structure with carriers rather than underwriting the risk itself. ¹¹Company-reported. Property offering page.
Issuing Insurer	Confirm in your quote.	The reviewed property page does not name the insurer or insurers that would issue a property policy placed through Newfront. ¹¹Not publicly disclosed. Property page as read on 2026-09-23; carrier depends on the specific placement.
Who It’s For	BHSI targets property portfolios in sectors including public entities, finance, healthcare, education, manufacturing and retail. ⁵Company-reported. Commercial property risks described by BHSI. Material limitation: Target-sector language is not a complete appetite guide or individual acceptance commitment.	The property page does not state a size or revenue threshold for eligibility. It lists industries the practice serves, including construction, manufacturing, real estate and retail/wholesale. ¹¹Company-reported. Areas of Expertise list on the property page; general industry scope, not an eligibility rule.
Coverage Features	BHSI lists all-risk commercial property and selected single-peril offerings such as earthquake, flood and windstorm. ⁵Company-reported. US commercial property risks. Material limitation: Single-peril availability is separate from all-risk and depends on peril, state, risk and capacity.	Newfront lists All-Risks, supply-chain and business-interruption coverage, and catastrophe perils including flood, hurricane/windstorm/earthquake, wildfire and terrorism among its property Key Coverages. It also says it structures shared and layered programs, deductible buy-downs, and parametric insurance using an agreed event trigger. ¹¹Company-reported. Property page Key Coverages and No Two Risks are Alike sections; actual policy forms and exclusions govern the issued policy.
Limits and Retentions	BHSI’s general property appetite guide lists a $100,000 minimum premium per policy for BHSI’s share and $100 million working-layer capacity, with more capacity for selected risks. ⁶Company-reported. U.S. general property appetite in guide dated 2026-02-10; per-policy premium applies to BHSI share. Material limitation: Working capacity is not an insured policy limit or quote. “More for select risks” is selective. Final terms, exclusions, issuer and availability require the policy/submission.	Newfront's property page does not publish limits, deductibles or retentions. It says structures such as deductible buy-downs are set for each client. ¹¹Not publicly disclosed. Property page as read on 2026-09-23.
Risk Services	Confirm in your quote.	Newfront says its property team reviews property and business-interruption values to identify data deficiencies, and pairs placements with in-house risk engineers for loss control and coverage-negotiation and claims-resolution support. ¹¹Company-reported. Our Approach and Loss Control & Claims Advocacy sections of the property page.
How to Apply	Confirm in your quote.	You start a property placement by requesting a consultation through Newfront's property page. ¹¹Company-reported. Property page call-to-action; no online quoting or binding described.
Claims Support	Confirm in your quote.	Newfront says its property claims advocacy includes coverage negotiation and claims-resolution support, aimed at improving claims outcomes. ¹¹Company-reported. Loss Control & Claims Advocacy section.

Related Pages for Berkshire Hathaway Specialty Insurance vs Newfront

Commercial Property Pages for Berkshire Hathaway Specialty Insurance and Newfront

Other Coverage Lines Compared for Berkshire Hathaway Specialty Insurance vs Newfront

Other Commercial Property Insurance Provider Comparisons

Sources for Berkshire Hathaway Specialty Insurance vs Newfront

Sources About Berkshire Hathaway Specialty Insurance

At A Glance. Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section. Accessed 2026-09-29.
About Us. Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28.
Terms of Service. Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28.
Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch. Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated. Accessed 2026-09-28.
Property. Berkshire Hathaway Specialty Insurance; All-risk, single-peril, catastrophe, inland/ocean marine and builder's risk offerings; target account descriptions. Accessed 2026-09-28.
General Property Appetite Guide. Berkshire Hathaway Specialty Insurance; Page 1: minimum premium, product/forms, territory, attachment and working capacity; page 2 footer identifies 2026-02-10 A; lines 0-9, 89-99. Accessed 2026-09-28.

Sources About Newfront

Business Insurance. Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
Employee Benefits. Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
Newfront Navigator. Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15.
WTW Completes Acquisition Of Newfront. WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
Property. Newfront; Key Coverages to Protect Your Business: All-Risks, Supply Chain & Business Interruption, Flood, Hurricane/Windstorm/Earthquake, Wildfire, Terrorism; No Two Risks are Alike; Loss Control & Claims Advocacy. Accessed 2026-09-23.

Sources for the Commercial Property Insurance Guide

Commercial Insurance Guide. California Department of Insurance; What Should I Expect from a Broker-Agent; Commercial Property: Coverage Sections, Limits of Insurance, and Coinsurance; Covered Causes of Loss; Valuation Types; Inland Marine. Accessed 2026-09-16.
Business Interruption Insurance/Businessowner’s Policies (BOP). National Association of Insurance Commissioners; Background; Commercial Property and Business Interruption bullets. Accessed 2026-09-16.
Commercial property insurance guide. Texas Department of Insurance; Introduction; Coverage options; Shopping for commercial property insurance; Saving money on your insurance. Accessed 2026-09-16.