--- title: "Berkshire Hathaway Specialty Insurance vs Newfront: Commercial Property Insurance" description: "Newfront and BHSI both describe all-risk and catastrophe property options and name industry sectors served or targeted." canonical: "https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/commercial-property" page-type: "line-comparison" updated-at: "2026-10-01" comparison-pair: "berkshire-hathaway-specialty-insurance-vs-newfront" provider-a: "berkshire-hathaway-specialty-insurance" provider-b: "newfront" coverage-line: "commercial-property" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/commercial-property) ## Agent Guide **What this page is:** Focused comparison of Berkshire Hathaway Specialty Insurance and Newfront for Commercial Property Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Commercial Property Insurance questions about Berkshire Hathaway Specialty Insurance versus Newfront. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Berkshire Hathaway Specialty Insurance vs Newfront for Commercial Property Insurance: how do they differ? - Which is better for Commercial Property Insurance, Berkshire Hathaway Specialty Insurance or Newfront? - What does Berkshire Hathaway Specialty Insurance or Newfront publish about Commercial Property Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Commercial Property Insurance from Berkshire Hathaway Specialty Insurance or Newfront? **Key facts:** - Line: Commercial Property Insurance. Providers: Berkshire Hathaway Specialty Insurance and Newfront. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy. **Related pages:** - [Berkshire Hathaway Specialty Insurance vs Newfront](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront) — parent: all coverage lines for this pair - [Commercial Property Insurance guide](https://spot.insure/coverage/commercial-property) — coverage explainer for this line - [Berkshire Hathaway Specialty Insurance profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance) — provider profile (evidence) - [Newfront profile](https://spot.insure/insurance-providers/newfront) — provider profile (evidence) - [Berkshire Hathaway Specialty Insurance vs Newfront Cargo and Transit Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/cargo-transit) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Newfront Crime Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/crime) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Newfront Cyber Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/cyber) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Newfront D&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/directors-officers) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Newfront Employment Practices Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/employment-practices) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Newfront Fiduciary Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/fiduciary) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Newfront General Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/general-liability) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Newfront Product Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/product-liability) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Newfront Professional Liability (E&O) Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Newfront Representations and Warranties Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/representations-warranties) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Newfront Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/surety-bonds) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Newfront Tech E&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/technology-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Berkshire Hathaway Specialty Insurance vs Newfront Umbrella and Excess Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/umbrella-excess) — sibling comparison (other line, or other pair for this line) - [AIG vs Berkshire Hathaway Specialty Insurance Commercial Property Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/commercial-property) — sibling comparison (other line, or other pair for this line) - [AIG vs Newfront Commercial Property Insurance](https://spot.insure/compare/aig-vs-newfront/commercial-property) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Berkshire Hathaway Specialty Insurance Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-berkshire-hathaway-specialty-insurance/commercial-property) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Newfront Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-newfront/commercial-property) — sibling comparison (other line, or other pair for this line) - [Aon vs Berkshire Hathaway Specialty Insurance Commercial Property Insurance](https://spot.insure/compare/aon-vs-berkshire-hathaway-specialty-insurance/commercial-property) — sibling comparison (other line, or other pair for this line) - [Aon vs Newfront Commercial Property Insurance](https://spot.insure/compare/aon-vs-newfront/commercial-property) — sibling comparison (other line, or other pair for this line) # Berkshire Hathaway Specialty Insurance vs Newfront: How Do They Compare for Commercial Property Insurance? Newfront and BHSI both describe all-risk and catastrophe property options and name industry sectors served or targeted. ## How to Use the Berkshire Hathaway Specialty Insurance vs Newfront Commercial Property Insurance Comparison Use this comparison to evaluate Berkshire Hathaway Specialty Insurance and Newfront for Commercial Property Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Berkshire Hathaway Specialty Insurance vs Newfront Commercial Property Insurance Summary Newfront lists all-risk and catastrophe options including flood, hurricane/windstorm/earthquake, wildfire and terrorism; BHSI lists all-risk and selected earthquake, flood and windstorm, subject to state, risk and capacity. Newfront’s Areas of Expertise names industries served, while BHSI names target property sectors; neither list is an acceptance commitment. [5](https://www.bhspecialty.com/us-products/us-property/ "Property") [11](https://www.newfront.com/property-insurance "Property") ## What Is Berkshire Hathaway Specialty Insurance? BHSI provides commercial and specialty insurance in the U.S., with product-specific industry lists that include healthcare, energy and technology. Online quote and application submissions are nonbinding. [1](https://www.bhspecialty.com/wp-content/uploads/marketing/Interactive-AAG.pdf "At A Glance") [2](https://www.bhspecialty.com/about-us/ "About Us") [3](https://www.bhspecialty.com/terms-conditions/ "Terms of Service") [4](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/ "Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch") [Berkshire Hathaway Specialty Insurance profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance) ## What Is Newfront? Newfront suits growing and enterprise businesses seeking specialist insurance and benefits teams plus Navigator policy tools; small firms wanting an instant direct quote should compare online carriers. Its Partner Management tool is included in client service agreements. [7](https://www.newfront.com/business-insurance "Business Insurance") [8](https://www.newfront.com/total-rewards "Employee Benefits") [9](https://www.newfront.com/navigator "Newfront Navigator") [10](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront "WTW Completes Acquisition Of Newfront") [Newfront profile](https://spot.insure/insurance-providers/newfront) ## What Is Commercial Property Insurance? Commercial property may fit your business if you own a building or rely on equipment and stock. Compare replacement-cost terms, deductibles and any coinsurance condition, and check lost-income protection separately. [12](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [13](https://content.naic.org/cipr-topics/business-interruptionbusinessowners-policies-bop "Business Interruption Insurance/Businessowner’s Policies (BOP)") [14](https://www.tdi.texas.gov/pubs/consumer/cb021.html "Commercial property insurance guide") ## What Are the Key Differences Between Berkshire Hathaway Specialty Insurance and Newfront Commercial Property Insurance? ### All-risk and catastrophe options Newfront lists all-risk property and catastrophe options including flood, hurricane/windstorm/earthquake, wildfire and terrorism. BHSI lists all-risk property and selected earthquake, flood and windstorm offerings; selected-peril availability depends on peril, state, risk and capacity. Compare the actual quoted peril schedule and forms for the same locations. [11](https://www.newfront.com/property-insurance "Property") [5](https://www.bhspecialty.com/us-products/us-property/ "Property") ### Industries named for property work Newfront’s Areas of Expertise list names construction, manufacturing, real estate and retail/wholesale. BHSI identifies target property sectors including public entities, finance, healthcare, education, manufacturing and retail. The claims compare industry descriptions only; Newfront’s list does not state an eligibility rule, and BHSI’s target sectors do not promise acceptance. [11](https://www.newfront.com/property-insurance "Property") [5](https://www.bhspecialty.com/us-products/us-property/ "Property") ## What Should You Confirm in Berkshire Hathaway Specialty Insurance and Newfront Commercial Property Insurance Quotes? - Which catastrophe options and locations appear in Newfront’s proposed forms? [11](https://www.newfront.com/property-insurance "Property") - Which BHSI target-sector descriptions apply to the scheduled occupancies? [5](https://www.bhspecialty.com/us-products/us-property/ "Property") - What account-specific eligibility and capacity will each provider confirm? [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Property-Appetite-Guide-US.pdf "General Property Appetite Guide") ## Berkshire Hathaway Specialty Insurance vs Newfront Commercial Property Compared | Criteria | Commercial property all-risk and selected single-peril/catastrophe offerings | Newfront Property Insurance | | --- | --- | --- | | Role in This Line | Confirm in your quote. | Newfront brokers commercial property coverage. Its property practice negotiates placement and program structure with carriers rather than underwriting the risk itself. [11](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Property offering page..) | | Issuing Insurer | Confirm in your quote. | The reviewed property page does not name the insurer or insurers that would issue a property policy placed through Newfront. [11](https://www.newfront.com/property-insurance "Property") (Evidence: Not publicly disclosed; scope: Property page as read on 2026-09-23; carrier depends on the specific placement..) | | Who It’s For | BHSI targets property portfolios in sectors including public entities, finance, healthcare, education, manufacturing and retail. [5](https://www.bhspecialty.com/us-products/us-property/ "Property") (Evidence: Company-reported; scope: Commercial property risks described by BHSI. Material limitation: Target-sector language is not a complete appetite guide or individual acceptance commitment..) | The property page does not state a size or revenue threshold for eligibility. It lists industries the practice serves, including construction, manufacturing, real estate and retail/wholesale. [11](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Areas of Expertise list on the property page; general industry scope, not an eligibility rule..) | | Coverage Features | BHSI lists all-risk commercial property and selected single-peril offerings such as earthquake, flood and windstorm. [5](https://www.bhspecialty.com/us-products/us-property/ "Property") (Evidence: Company-reported; scope: US commercial property risks. Material limitation: Single-peril availability is separate from all-risk and depends on peril, state, risk and capacity..) | Newfront lists All-Risks, supply-chain and business-interruption coverage, and catastrophe perils including flood, hurricane/windstorm/earthquake, wildfire and terrorism among its property Key Coverages. It also says it structures shared and layered programs, deductible buy-downs, and parametric insurance using an agreed event trigger. [11](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Property page Key Coverages and No Two Risks are Alike sections; actual policy forms and exclusions govern the issued policy..) | | Limits and Retentions | BHSI’s general property appetite guide lists a $100,000 minimum premium per policy for BHSI’s share and $100 million working-layer capacity, with more capacity for selected risks. [6](https://www.bhspecialty.com/wp-content/uploads/marketing/Property-Appetite-Guide-US.pdf "General Property Appetite Guide") (Evidence: Company-reported; scope: U.S. general property appetite in guide dated 2026-02-10; per-policy premium applies to BHSI share. Material limitation: Working capacity is not an insured policy limit or quote. “More for select risks” is selective. Final terms, exclusions, issuer and availability require the policy/submission..) | Newfront's property page does not publish limits, deductibles or retentions. It says structures such as deductible buy-downs are set for each client. [11](https://www.newfront.com/property-insurance "Property") (Evidence: Not publicly disclosed; scope: Property page as read on 2026-09-23..) | | Risk Services | Confirm in your quote. | Newfront says its property team reviews property and business-interruption values to identify data deficiencies, and pairs placements with in-house risk engineers for loss control and coverage-negotiation and claims-resolution support. [11](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Our Approach and Loss Control & Claims Advocacy sections of the property page..) | | How to Apply | Confirm in your quote. | You start a property placement by requesting a consultation through Newfront's property page. [11](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Property page call-to-action; no online quoting or binding described..) | | Claims Support | Confirm in your quote. | Newfront says its property claims advocacy includes coverage negotiation and claims-resolution support, aimed at improving claims outcomes. [11](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Loss Control & Claims Advocacy section..) | ## Related Pages for Berkshire Hathaway Specialty Insurance vs Newfront - [Berkshire Hathaway Specialty Insurance vs Newfront](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront): all coverage lines, business roles, service and claims. - [What Is Commercial Property Insurance?](https://spot.insure/coverage/commercial-property): Commercial property insurance can protect buildings, equipment and inventory, while valuation, deductibles, exclusions and income protection affect your cost after a loss. - [Berkshire Hathaway Specialty Insurance vs Newfront Cargo and Transit Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/cargo-transit) - [Berkshire Hathaway Specialty Insurance vs Newfront Crime Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/crime) - [Berkshire Hathaway Specialty Insurance vs Newfront Cyber Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/cyber) - [Berkshire Hathaway Specialty Insurance vs Newfront D&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/directors-officers) - [Berkshire Hathaway Specialty Insurance vs Newfront Employment Practices Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/employment-practices) - [Berkshire Hathaway Specialty Insurance vs Newfront Fiduciary Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/fiduciary) - [Berkshire Hathaway Specialty Insurance vs Newfront General Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/general-liability) - [Berkshire Hathaway Specialty Insurance vs Newfront Product Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/product-liability) - [Berkshire Hathaway Specialty Insurance vs Newfront Professional Liability (E&O) Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/professional-errors-omissions) - [Berkshire Hathaway Specialty Insurance vs Newfront Representations and Warranties Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/representations-warranties) - [Berkshire Hathaway Specialty Insurance vs Newfront Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/surety-bonds) - [Berkshire Hathaway Specialty Insurance vs Newfront Tech E&O Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/technology-errors-omissions) - [Berkshire Hathaway Specialty Insurance vs Newfront Umbrella and Excess Liability Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/umbrella-excess) - [AIG vs Berkshire Hathaway Specialty Insurance Commercial Property Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/commercial-property) - [AIG vs Newfront Commercial Property Insurance](https://spot.insure/compare/aig-vs-newfront/commercial-property) - [Alliance Risk vs Berkshire Hathaway Specialty Insurance Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-berkshire-hathaway-specialty-insurance/commercial-property) - [Alliance Risk vs Newfront Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-newfront/commercial-property) - [Aon vs Berkshire Hathaway Specialty Insurance Commercial Property Insurance](https://spot.insure/compare/aon-vs-berkshire-hathaway-specialty-insurance/commercial-property) - [Aon vs Newfront Commercial Property Insurance](https://spot.insure/compare/aon-vs-newfront/commercial-property) ## Sources for Berkshire Hathaway Specialty Insurance vs Newfront ### Sources About Berkshire Hathaway Specialty Insurance 1. [At A Glance](https://www.bhspecialty.com/wp-content/uploads/marketing/Interactive-AAG.pdf). Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section.. Accessed 2026-09-29. 2. [About Us](https://www.bhspecialty.com/about-us/). Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28. 3. [Terms of Service](https://www.bhspecialty.com/terms-conditions/). Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28. 4. [Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/). Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated.. Accessed 2026-09-28. 5. [Property](https://www.bhspecialty.com/us-products/us-property/). Berkshire Hathaway Specialty Insurance; All-risk, single-peril, catastrophe, inland/ocean marine and builder's risk offerings; target account descriptions. Accessed 2026-09-28. 6. [General Property Appetite Guide](https://www.bhspecialty.com/wp-content/uploads/marketing/Property-Appetite-Guide-US.pdf). Berkshire Hathaway Specialty Insurance; Page 1: minimum premium, product/forms, territory, attachment and working capacity; page 2 footer identifies 2026-02-10 A; lines 0-9, 89-99. Accessed 2026-09-28. ### Sources About Newfront 7. [Business Insurance](https://www.newfront.com/business-insurance). Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15. 8. [Employee Benefits](https://www.newfront.com/total-rewards). Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16. 9. [Newfront Navigator](https://www.newfront.com/navigator). Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15. 10. [WTW Completes Acquisition Of Newfront](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront). WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15. 11. [Property](https://www.newfront.com/property-insurance). Newfront; Key Coverages to Protect Your Business: All-Risks, Supply Chain & Business Interruption, Flood, Hurricane/Windstorm/Earthquake, Wildfire, Terrorism; No Two Risks are Alike; Loss Control & Claims Advocacy. Accessed 2026-09-23. ### Sources for the Commercial Property Insurance Guide 12. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; What Should I Expect from a Broker-Agent; Commercial Property: Coverage Sections, Limits of Insurance, and Coinsurance; Covered Causes of Loss; Valuation Types; Inland Marine. Accessed 2026-09-16. 13. [Business Interruption Insurance/Businessowner’s Policies (BOP)](https://content.naic.org/cipr-topics/business-interruptionbusinessowners-policies-bop). National Association of Insurance Commissioners; Background; Commercial Property and Business Interruption bullets. Accessed 2026-09-16. 14. [Commercial property insurance guide](https://www.tdi.texas.gov/pubs/consumer/cb021.html). Texas Department of Insurance; Introduction; Coverage options; Shopping for commercial property insurance; Saving money on your insurance. Accessed 2026-09-16. Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Berkshire Hathaway Specialty Insurance Review Scores for 2026 Review Score: not enough ratings. The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score. - Trustpilot: TrustScore 2.1 (out of 5); 9 reviews. Trustpilot profile for bhspecialty.com, accessed 2026-09-29. Its small review set mixes travel-policy and other customer accounts; it is user-generated and unverified, and does not establish commercial-policy outcomes or representativeness. Period: Displayed when checked 2026-09-29. Checked 2026-09-29. [Berkshire Hathaway Specialty Insurance Reviews](https://www.trustpilot.com/review/bhspecialty.com) - BBB: Customer review average 1 (out of 5 stars); 6 reviews. BBB page for BHSI headquarters and corporate-owned locations, accessed 2026-09-29. The page’s six customer reviews mix travel and commercial narratives; BBB says third-party information is not verified. BBB’s business letter grade is separate from these customer reviews. Period: Displayed when checked 2026-09-29. Checked 2026-09-29. [Berkshire Hathaway Specialty Insurance — BBB Reviews](https://www.bbb.org/us/ma/boston/profile/insurance-agency/berkshire-hathaway-specialty-insurance-0021-439678/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/reviews). ## Newfront Review Scores for 2026 Review Score: 10.0 / 10 from 1 rated source, equally weighted. Newfront has too little firmwide customer feedback for a reliable review verdict. An individual agent’s BBB grade does not establish the wider company’s service quality. - BBB: BBB grade A (BBB letter grade). BBB profile for Ryan Tice | Newfront Insurance at a San Francisco address. Individual-producer/local listing, not Newfront Insurance Services company-wide. BBB profile displays A grade and says not BBB Accredited; grade is not customer stars. Period: File opened 2023-12-22; accessed 2026-09-25. Checked 2026-09-25. [Ryan Tice | Newfront Insurance | BBB](https://www.bbb.org/us/ca/san-francisco/profile/insurance-agency/ryan-tice---newfront-insurance-1116-955130) Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/newfront/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-newfront/commercial-property.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)