Berkshire Hathaway Specialty Insurance vs Newfront: How Do They Compare for Representations and Warranties Insurance?

Berkshire Hathaway Specialty Insurance’s 2025 overview states up to $25 million in portfolio-wide capacity, not a committed R&W limit; Newfront brokers R&W through its Private Equity & Transaction Advisory Group, which it describes as an extension of the deal team during M&A. 6,11

What Is Berkshire Hathaway Specialty Insurance?

BHSI provides commercial and specialty insurance in the U.S., with product-specific industry lists that include healthcare, energy and technology. Online quote and application submissions are nonbinding. 1,2,3,4

Read the Berkshire Hathaway Specialty Insurance profile

Read the Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance page

What Is Newfront?

Newfront suits growing and enterprise businesses seeking specialist insurance and benefits teams plus Navigator policy tools; small firms wanting an instant direct quote should compare online carriers. Its Partner Management tool is included in client service agreements. 7,8,9,10

Read the Newfront profile

Read the Newfront Representations and Warranties Insurance page

What Is Representations and Warranties Insurance?

Representations and warranties insurance can cover a buyer’s or seller’s loss from inaccurate statements in a stock or asset purchase agreement. For a business sale, check who is insured, who can recover and how known issues are treated. 13,14,15

Read the full coverage guide

What Are the Key Differences Between Berkshire Hathaway Specialty Insurance and Newfront Representations and Warranties Insurance?

Underwriting capacity and deal-team placement

Berkshire Hathaway Specialty Insurance’s 2025 overview gives portfolio-wide capacity up to $25 million and says premiums and retentions vary with transaction size and risk. Newfront brokers R&W through its Private Equity & Transaction Advisory Group, which it describes as an extension of the deal team. One source describes underwriting capacity; the other describes broker placement. Ask both for the capacity a carrier will commit to this transaction. 6 11

Due diligence and policy detail

Newfront describes its Private Equity & Transaction Advisory Group as an extension of the deal team during M&A and says it brokers R&W rather than underwriting it. BHSI describes R&W as potentially extending protection beyond negotiated caps and survival periods and reducing seller escrow; its overview does not establish those results for a specific transaction. Ask Newfront which insurer will issue the policy, then compare the proposed wording and economics with BHSI’s offer. 11 6

What Should You Confirm in Berkshire Hathaway Specialty Insurance and Newfront Representations and Warranties Insurance Quotes?

  • Ask Newfront which insurer will issue the policy and request its retention, exclusions and claims terms. 11
  • Ask BHSI what capacity and retention are available for this transaction. 6
  • Confirm how any proposed policy changes the negotiated cap, survival period and escrow. 6

Berkshire Hathaway Specialty Insurance and Newfront Review Scores

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

Berkshire Hathaway Specialty Insurance Review Score

-/ 10

Review Score

No reviews found

The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.[5][7]

Read Berkshire Hathaway Specialty Insurance reviews

Newfront Review Score

10.0/ 10

Review Score

1 rated source

Newfront has too little firmwide customer feedback for a reliable review verdict. An individual agent’s BBB grade does not establish the wider company’s service quality.[6]

Read Newfront reviews

Berkshire Hathaway Specialty Insurance vs Newfront Representations and Warranties Compared

Berkshire Hathaway Specialty Insurance vs Newfront: Representations and Warranties Insurance: documented features by provider

CriteriaTransactional Liability Representations & Warranties InsuranceNewfront Representations & Warranties Insurance
Role in This Line

Confirm in your quote.

Newfront places representations and warranties (R&W) insurance through its Private Equity & Transaction Advisory Group, which it describes as operating as "an extension of your deal-team" during M&A transactions. Newfront brokers R&W coverage; it does not underwrite it. 11Company-reported. Mergers & Acquisitions page's Transaction liability paragraph.

Issuing Insurer

Confirm in your quote.

Newfront says it has relationships with transaction liability insurers but does not name an R&W carrier. As a broker, the insurer varies by deal. 11Not publicly disclosed. Mergers & Acquisitions page's Subject matter expertise section.

Who It’s For

The current page lists manufacturing, financial institutions, technology, real estate, energy, healthcare and retail as transactional-liability target sectors. 5Company-reported. Portfolio target sectors, not R&W-only acceptability criteria.

Newfront markets R&W insurance to clients executing mergers and acquisitions, working alongside private-equity deal teams; the reviewed page does not set a minimum deal size or industry restriction. 11Company-reported. Mergers & Acquisitions page; a practice-wide description, not a stated R&W-specific eligibility threshold.

Coverage Features

BHSI’s current U.S. Transactional Liability page and linked overview name Representations and Warranties Insurance as a product. 5,6Company-reported. Direct U.S. product listing; final coverage depends on transaction-specific contract terms.

The U.S. overview describes R&W insurance as adding protection beyond negotiated caps and survival periods and as potentially reducing seller escrow. 6Company-reported. Company-reported transactional use cases; not a promise of clean exit, outcome or standardized policy response.

Newfront describes R&W insurance as protecting clients "across unknown risks" arising from a transaction, distinguishing it from the tax insurance and contingent-liability insurance the same team also places for "hard-to-place transaction risks." The reviewed page does not describe R&W policy exclusions, retention structure or claims-made terms. 11Company-reported. Mergers & Acquisitions page's Transaction liability paragraph; general description, not a policy form summary.

Limits and Retentions

The 2025 U.S. Transactional Liability overview states portfolio capacity up to $25 million and says premiums/retentions vary with transaction size and risks. 6Company-reported. Portfolio-wide underwriting capacity, not a guaranteed R&W limit or quote; document dated 2025-05-16-A.

Published limits, retentions or premium rates for R&W coverage were not found on the reviewed page. 11Not publicly disclosed. Mergers & Acquisitions page as read on 2026-09-23; limits and pricing are deal-specific for broker placements.

Risk Services

Confirm in your quote.

Newfront says its due-diligence professionals "operate on deal-time identifying key risk exposures, mitigation solutions, and cost-savings opportunities," and that its technology and data-analytics capabilities support the M&A insurance team's work, including transaction-liability placement. 11Company-reported. Mergers & Acquisitions page's Due diligence and Technology & data-driven results sections; describes the M&A practice generally, not R&W-exclusive services.

How to Apply

Confirm in your quote.

You engage Newfront's Private Equity & Transaction Advisory Group for R&W placement by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant quote. 12Company-reported. General consultation intake, not an R&W-specific application path.

Related Pages for Berkshire Hathaway Specialty Insurance vs Newfront

Representations and Warranties Pages for Berkshire Hathaway Specialty Insurance and Newfront

Other Coverage Lines Compared for Berkshire Hathaway Specialty Insurance vs Newfront

Other Representations and Warranties Insurance Provider Comparisons

Sources for Berkshire Hathaway Specialty Insurance vs Newfront

Sources About Berkshire Hathaway Specialty Insurance

  1. At A Glance. Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section. Accessed 2026-09-29.
  2. About Us. Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28.
  3. Terms of Service. Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28.
  4. Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch. Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated. Accessed 2026-09-28.
  5. Transactional Liability. Berkshire Hathaway Specialty Insurance; Product Highlights list R&W, tax, contingent-liability and class-action-settlement insurance; Top Targets list manufacturing, financial institutions, technology, real estate, energy, healthcare and retail, lines 6–27. The target list is for the transactional-liability portfolio, not exclusive R&W eligibility. Accessed 2026-09-28.
  6. Transactional Liability Overview. Berkshire Hathaway Specialty Insurance; PDF pp.1–2: R&W, tax, contingent-liability, and class-action-settlement products; portfolio-wide primary/excess and up-to-$25m capacity; premiums/retentions vary by transaction/risk; portfolio appetite and in-house claims group; R&W buyer-use descriptions; dated 2025-05-16-A. Product-specific limits and final terms not stated. Source version: 2025-05-16-A. Accessed 2026-09-28.

Sources About Newfront

  1. Business Insurance. Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
  2. Employee Benefits. Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
  3. Newfront Navigator. Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15.
  4. WTW Completes Acquisition Of Newfront. WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
  5. Mergers & Acquisitions. Newfront; Transaction liability: "Our deep expertise across R&W insurance, Tax insurance, and Contingent Liability insurance provides significant protection for clients across unknown risks"; Due diligence; Subject matter expertise; Leadership: Ted Dobos. Accessed 2026-09-23.
  6. Get Started Today. Newfront; Consultation form: schedule a consultation to see how Newfront can reduce your risk. Accessed 2026-09-23.

Sources for the Representations and Warranties Insurance Guide

  1. Transaction liability insurance | Representation and indemnities insurance. CFC; What are representations and warranties?; Who should buy representation and warranty insurance?; Available to buyers & sellers; Limited seller security; Is transaction liability insurance available to sellers. Accessed 2026-09-16.
  2. Mergers & Acquisitions. Beazley; Product overview: buyer and seller protection for inaccuracies in representations or warranties. Accessed 2026-09-16.
  3. Transactional Risk Insurance. Coverdash; Transactional risk insurance; representations and warranties coverage; buy-side policies; tax and contingent liability products. Accessed 2026-09-16.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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