Berkshire Hathaway Specialty Insurance vs Newfront: How Do They Compare for Professional Liability (E&O) Insurance?

Berkshire Hathaway Specialty Insurance describes in-house Professional First claims handling; Newfront describes claims and coverage negotiation across broker-placed Executive Risk lines and a policy dashboard. 6,12

What Is Berkshire Hathaway Specialty Insurance?

BHSI provides commercial and specialty insurance in the U.S., with product-specific industry lists that include healthcare, energy and technology. Online quote and application submissions are nonbinding. 1,2,3,4

Read the Berkshire Hathaway Specialty Insurance profile

Read the Berkshire Hathaway Specialty Insurance Professional Liability (E&O) Insurance page

What Is Newfront?

Newfront suits growing and enterprise businesses seeking specialist insurance and benefits teams plus Navigator policy tools; small firms wanting an instant direct quote should compare online carriers. Its Partner Management tool is included in client service agreements. 8,9,10,11

Read the Newfront profile

Read the Newfront Professional Liability (E&O) Insurance page

What Is Professional Errors and Omissions (E&O) Insurance?

Professional liability can help pay defense costs and covered losses when a client says your advice or service caused financial harm. If customers rely on your work, list every service you provide and check the claims-made reporting and prior-work terms. 14,15,16,17

Read the full coverage guide

Key Differences in Professional Liability (E&O) Insurance

Claims roles and policy access

Berkshire Hathaway Specialty Insurance describes an in-house Professional First claims group integrated with underwriting. Newfront, which brokers E&O rather than underwriting it, says its Executive Risk practice provides integrated claims and coverage negotiation and a dashboard for continuous access to policies, certificates and billing. These are different service roles: ask BHSI about the claims function attached to its policy, and ask Newfront how its advocacy coordinates with the insurer named in your placement. 6 12

Portfolio fit

BHSI lists multiple Professional First professions and forms; Newfront places E&O within Executive Risk and distinguishes it from the technology E&O in its Cyber Risk practice. That split matters if your company’s professional services overlap with technology work: confirm which Newfront team and policy line would respond to each exposure, and match that answer against BHSI’s selected form. 6 12

What to Confirm in Professional Liability (E&O) Insurance Quotes

  • Ask BHSI how claims are reported and which entity handles the claim under the quoted form. 6
  • Ask Newfront who the insurer is and how its claims advocacy works after notice. 12
  • If technology services are involved, identify whether Executive Risk E&O or Cyber Risk technology E&O is proposed. 12

Berkshire Hathaway Specialty Insurance and Newfront Review Scores

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

Berkshire Hathaway Specialty Insurance Review Score

-/ 10

Review Score

No reviews found

The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.[5][7]

Read Berkshire Hathaway Specialty Insurance reviews

Newfront Review Score

10.0/ 10

Review Score

1 rated source

Newfront has too little firmwide customer feedback for a reliable review verdict. An individual agent’s BBB grade does not establish the wider company’s service quality.[6]

Read Newfront reviews

Berkshire Hathaway Specialty Insurance vs Newfront Professional Liability (E&O) Compared

Berkshire Hathaway Specialty Insurance vs Newfront: Professional Liability (E&O) Insurance: documented features by provider

CriteriaProfessional First Professional Liability portfolioNewfront Executive Risk Errors & Omissions
Role in This Line

Confirm in your quote.

Newfront lists Errors and Omissions (E&O) among the coverages its Executive Risk team places, alongside D&O, EPLI and fiduciary liability. Newfront brokers this professional-liability coverage rather than underwriting it, and distinguishes it from the technology E&O it places through its Cyber Risk practice. 12Company-reported. Executive Risk page's Key Coverages list; general professional E&O, not the technology E&O line placed by the cyber practice.

Issuing Insurer

Confirm in your quote.

The reviewed page does not name an insurer for E&O placements; Newfront describes negotiating coverage on the client's behalf, so the issuing carrier would vary by placement. 12Not found in reviewed sources. Checked the Executive Risk page for a named E&O carrier; none was found.

Who It’s For

The overview names staffing firms, management consultants, marketing firms and real-estate firms as targeted customers for Miscellaneous Professional Liability; it separately lists law-firm size bands for Lawyers Professional Liability. 6Company-reported. U.S. Professional First target statements; class-specific eligibility only.

Newfront says its Executive Risk practice serves private companies from seed-stage funding through later rounds and public companies it has worked with in over 500 instances, without breaking eligibility out by coverage line. 12Company-reported. Executive Risk page's Here for the Long Run section; a practice-wide statement, not E&O-specific eligibility criteria.

Coverage Features

BHSI’s U.S. Professional First overview identifies Lawyers Professional Liability and Miscellaneous Professional Liability alongside Technology E&O and Media Liability. 6,5Company-reported. Portfolio catalogue statement; the specific legal/professional class and form must be selected rather than treating the offerings as one policy.

For architects, engineers and consultants, BHSI describes a professional-liability form that also addresses pollution, media, technology and cyber/network-security exposures. 7Company-reported. This is a specialized design-industry combined form, not generic E&O wording or proof that all risks receive each component.

The reviewed page lists E&O as a named coverage but does not describe the specific insuring agreement, professional-services scope, or exclusions for that line; those terms come from the placed policy. 12Not found in reviewed sources. Executive Risk page as read on 2026-09-23; only a coverage-name listing was found for E&O specifically.

Limits and Retentions

Confirm in your quote.

Published limits or retentions for E&O coverage were not found on the reviewed page. 12Not publicly disclosed. Executive Risk page as read on 2026-09-23; limits are quote-specific for broker placements.

Risk Services

The Professional First overview describes its in-house claims handling group as experienced in complex, high-value claims and integrated with underwriting. 6Company-reported. Company-reported portfolio-level claim-service description, not independently measured claims performance.

Newfront says it provides integrated claims and coverage negotiation across the Executive Risk lines it places, including E&O, and a proprietary dashboard for 24/7 access to policies, certificates and billing plus pre-populated renewal submissions. 12Company-reported. Executive Risk page's Committed to Client Advocacy and Industry-Leading Technology sections; applies to the practice generally, not documented as E&O-specific.

How to Apply

Confirm in your quote.

You engage Newfront for E&O placement by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant quote. 13Company-reported. General consultation intake, not an E&O-specific application path.

Related Pages for Berkshire Hathaway Specialty Insurance vs Newfront

Professional Liability (E&O) Pages for Berkshire Hathaway Specialty Insurance and Newfront

Other Coverage Lines Compared for Berkshire Hathaway Specialty Insurance vs Newfront

Other Professional Liability (E&O) Insurance Provider Comparisons

Sources for Berkshire Hathaway Specialty Insurance vs Newfront

Sources About Berkshire Hathaway Specialty Insurance

  1. At A Glance. Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section. Accessed 2026-09-29.
  2. About Us. Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28.
  3. Terms of Service. Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28.
  4. Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch. Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated. Accessed 2026-09-28.
  5. Professional First Professional Liability. Berkshire Hathaway Specialty Insurance; U.S. Professional Liability landing page links Professional Liability / Network Security & Privacy, stand-alone Network Security & Privacy, and Architects, Engineers and Consultants PL, lines 6–15; footer copyright © 2026. Accessed 2026-09-28.
  6. Professional First Professional Liability Overview. Berkshire Hathaway Specialty Insurance; PDF pp.1–2: claims group and reporting; primary blended E&O/Cyber and stand-alone Cyber forms; line capacity statement; named Lawyers PL, Technology E&O, Miscellaneous PL, Media Liability, Network Security & Privacy; named technology-services target types and selection categories; dated 2026-06-03-A. Group capacity not a line policy limit. Source version: 2026-06-03-A. Accessed 2026-09-28.
  7. Professional First Architects, Engineers and Consultants Professional Liability. Berkshire Hathaway Specialty Insurance; Product Highlights: professional/pollution liability; media, technology and cyber/network security/privacy liability; direct breach/extortion expenses; risk services; primary/excess and project-specific product availability; target professions, lines 6–29. Its combined-form technology feature is not itself a standalone Tech E&O statement. Accessed 2026-09-28.

Sources About Newfront

  1. Business Insurance. Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
  2. Employee Benefits. Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
  3. Newfront Navigator. Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15.
  4. WTW Completes Acquisition Of Newfront. WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
  5. Executive Risk. Newfront; Key Coverages to Protect Your Business: Errors and Omissions (E&O); Here for the Long Run: Private Companies, IPOs, Public segments; Committed to Client Advocacy: integrated claims and coverage negotiation. Accessed 2026-09-23.
  6. Get Started Today. Newfront; Consultation form: schedule a consultation to see how Newfront can reduce your risk. Accessed 2026-09-23.

Sources for the Professional Liability (E&O) Insurance Guide

  1. FAQ: Professional liability insurance. Texas Department of Insurance; What’s professional liability coverage?; What types of damages…; What’s general liability insurance?; Do I need professional liability… if I have general liability…?; Is professional liability insurance required?; Can a client require…?; What’s the difference between occurrence policies and claims-made policies. Accessed 2026-09-16.
  2. Professional liability insurance. Insurance Information Institute; Opening paragraphs (professional services/advice and E&O name); Claims not covered by general liability; What types of businesses need professional liability insurance?; What’s covered… and what’s not (claims-made versus occurrence, defense and judgments, non-financial/intentional limits, BOP/in-home exclusion). Accessed 2026-09-16.
  3. Get business insurance. U.S. Small Business Administration; Six common types of business insurance table. Accessed 2026-09-16.
  4. Professional Liability – US Direct Errors and Omissions Insurance. Hiscox Inc. specimen; About this Policy / Coverage for Claims Made Against You; I.A Insuring Agreement; I.B Defense; I.C Settlement; II.A Notice of Claims; II.C Optional Extended Reporting Period; III.A, III.K, III.M, III.R, III.S Exclusions; IV.A–B Limits and Deductible; VI.O Professional Services; VI.U Wrongful Act. Accessed 2026-09-16.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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