Switch from At-Bay

Switching from At-Bay? Compare your options with Spot

At-Bay quotes cyber and technology E&O for larger technology businesses with security services alongside, and your Spot team compares the policy and the services as two separate decisions.

  • Security services priced apart from premium
  • Binding conditions listed before you sign
  • Renewal route checked so nothing renews unseen
A business owner and adviser move a cream policy folder beside a navy binder while checking a laptop at a compact desk.

How it works

Upload your At-Bay policy and service terms

Send the declarations, forms and any managed detection agreement. Your Spot team records which charges are premium and which are the embedded security fee or a separate service contract.

Orbit SoftwareOrganized by Spot

Reconcile contracts, limits and revenue

We compare your customer contracts with your cyber and technology E&O limits, and write down your products and security controls once for every broker.

Cyber liability insurance

Orbit Software · Policy review

Policy wording
Coverage limits
Compare with
Contract requirements

Confirm with your broker

Limits, exclusions, and endorsements

Brokers bring back proposals

At-Bay’s own process runs through a broker, so we do the same with other markets and share what returns in Slack.

# spot-support

TaylorOrbit Software

Can we explore other brokers for our cyber liability insurance?

RileySpot

Let’s review the information and discuss the next steps with your broker.

Compare policies and tools, then bind

Your Spot team shows the insurer’s name, retentions, binding contingencies and any security requirement side by side. We help you bind once you pick.

Insurance documents

Broker review

Cyber liability insurance

Incident response · Business interruption

Orbit Software

Moving from At-Bay

At-Bay offers cyber and technology insurance for larger technology businesses, pairing eligible policies with monitoring and training. Managed detection and response is charged separately. An online quote is not bound coverage, and the broker process still requires application review, chosen limits and retentions, and signatures before binding.

Why businesses consider switching

  • 01

    Security tools overlap

    If you already run endpoint or email protection, you may want to see proposals that don’t ask you to buy another service.

  • 02

    You outgrew your first limits

    Revenue and customer size can push a technology company past the limits it chose early on.

  • 03

    A customer reads your tech E&O closely

    Enterprise security reviews often ask for specific limits, wording or additional insureds.

  • 04

    Renewal timing caught you out

    A renewal that binds on its own is a reason to set your own calendar and shop on your terms.

How to switch without a gap

  • 01

    Check how your policy renews

    At-Bay describes both rapid renewals, which bind automatically ahead of expiry, and manual ones. Confirm which applies to you and note the deadline.

  • 02

    Get proposals early

    Allow time for application review, chosen limits and retentions, and signatures, which a broker process normally needs before binding.

  • 03

    Bind the new policy before ending At-Bay’s

    Keep the existing cover active until you hold written confirmation of the replacement, including its retroactive date.

  • 04

    Ask your broker to cancel and refund

    The broker who placed your policy sends the cancellation and tells you about any return premium. Cancel any separate security service on its own terms, then reissue certificates.

Coverage to consider

  • Cyber liability

    Buy cyber insurance with Spot: we describe your systems and controls for insurers, compare response and liability limits, and check customer cyber clauses.

    Get quotes
  • Technology errors and omissions (E&O)

    Tech E&O with Spot for software, hosting and integration companies: every service described, contracts read against proposals, and certificates for customers.

    Get quotes
  • Professional errors and omissions (E&O)

    Buy professional liability (E&O) with Spot: a prepared submission, proposals compared on scheduled services, claims-made terms and defense, and certificates handled.

    Get quotes

Common questions

Do I lose security services if I switch?

Possibly the ones tied to At-Bay’s policy, and managed detection and response is a separate charge anyway. Your Spot team lists the services in each proposal so you can compare coverage and tools together.

Does my broker handle the move?

Your cyber policy runs through a broker process, so the broker who placed it is the first person to ask. Spot works alongside brokers, so yours can stay involved.

Does At-Bay know about Spot’s work?

We aren’t affiliated with At-Bay and don’t represent it. We compare options for you using public information and your own documents.

Can I switch before a rapid renewal binds?

Yes, if you act before the renewal date. Tell your Spot team which route you’re on and we count back from that deadline when we ask for proposals.

Is there a Spot fee on the premium?

No. Spot takes no commission on premiums, and the brokers that place your cover keep their normal role.

Get insurance off your to-do list.

At-Bay quotes cyber and technology E&O for larger technology businesses with security services alongside, and your Spot team compares the policy and the services as two separate decisions.

Get Started

Learn more before you switch providers

Read these before you choose a policy or an insurer.