Spot for Real Estate and Construction Companies

Get quotes from 50+ real estate and construction insurance providers with Spot

Whether you build software, manage property or work on site, we get quotes through brokers and compare them with you.

  • Software, advice and site work described separately
  • Insurance and bond clauses read side by side
  • Keep your broker or switch, with no commissions on premiums
A developer and a builder walk a site beside a concrete foundation and rebar.

How Spot helps Real Estate and Construction Companies

List what each company does

Your Spot team lists what each entity sells and does, from software and data to advice, transaction coordination, management and construction, along with its contracts, assets and locations.

Juniper PropertiesOrganized by Spot
Travelers
The Hartford
Chubb

Split bond requests from insurance requests

When a contract asks for both, Spot pulls out the insurance clause and the bond clause, then records the bond type, obligee and obligation so neither gets missed.

General liability insurance

Juniper Properties · Policy review

Policy wording
Coverage limits
Compare with
Contract requirements

Confirm with your broker

Limits, exclusions, and endorsements

Compare how quotes cover each activity

We work with brokers to take your submission to market and ask how each proposal treats your platform, your premises, your site visits and your project property, rather than reading one limit as the whole answer.

Chubb
The Hartford
TravelersQuote request

General liability insurance

Coverage limits · Policy terms

Juniper Properties

How buying insurance works for Real Estate and Construction Companies

  1. 01

    Tell us about your business

    Share what you do, where you work, the policies you have and any contracts that ask for insurance.

  2. 02

    We write up your application

    Spot turns it into an application that describes your business the way insurers need to see it.

  3. 03

    We get quotes from insurers

    Spot handles the procurement, sending it to the insurers and markets that cover businesses like yours and chasing every quote.

  4. 04

    Compare your quotes

    We put the quotes side by side on limits, exclusions and terms as well as price.

  5. 05

    Buy your policy and get certificates

    You choose. Spot places the policy for you, and certificates are ready when a customer or landlord asks.

Real Estate and Construction Companies we help

  • Proptech and contech software

    Customers run property, project or transaction work on your platform and hold you to its output.

  • Property managers and operators

    You manage premises, hold property for others and send staff to inspect and maintain buildings.

  • Builders and renovators

    A new build or alteration needs someone to insure the existing structure and the work in progress.

  • Field service and inspection firms

    Your tools and samples move between offices, storage and active sites, where a fixed-location property schedule may not follow them.

Insurance Real Estate and Construction Companies usually carry

The policies companies like yours are usually asked for, and when each one comes up.

  • General liability

    Staff meet customers at a property or job site, manage premises, or perform installation, inspection, or other field work.

  • Commercial property

    The company leases or owns an office, warehouse, equipment, or other physical property used in the business, or has an interest in a building it manages.

  • Builders risk

    The business or its client begins a new build, addition, alteration, or repair and needs to allocate responsibility before the work is complete.

  • Technology errors and omissions (E&O)

    Your product provides property, project, or transaction software, or you implement systems customers rely on to run those activities.

  • Cyber liability

    Your platform stores or handles customer, property, tenant, payment, or project information, or depends on online systems to deliver its service.

  • Tools, equipment and inland marine

    Tools, equipment, samples, or project materials move between offices, storage, customer properties, and active sites.

Insurers that quote Real Estate and Construction Companies

Get quotes from 50+ real estate and construction insurance providers with Spot.

  • AIG
  • Alliance Risk
  • Amelia Risk
  • Aon
  • At-Bay
  • Beazley
  • Berkshire Hathaway Specialty Insurance
  • And many more

When Real Estate and Construction Companies need insurance

  • 01

    A customer contract asks for tech E&O

    Describe the software, data, implementation and advice you provide, and the promises in the contract, before comparing proposals.

  • 02

    Your platform holds tenant or payment data

    Ask how each cyber quote treats response costs, interruption, dependent services, fraud and privacy claims.

  • 03

    A renovation is starting

    Settle who insures the existing structure, the work in progress and materials, and when the project policy ends.

  • 04

    A project contract calls for a bond

    Bid, payment and performance bonds serve different duties. Identify which one the obligee wants and review it apart from the insurance.

  • 05

    Equipment moves between sites

    A fixed-location schedule doesn’t follow your tools. Ask which items and trips the inland marine form lists.

Questions from Real Estate and Construction Companies

Also known as proptech insurance, property technology insurance, real estate tech insurance, contech insurance, construction tech insurance and construction technology insurance.

What insurance does a proptech company need?

Tech E&O and cyber for the platform come first. If you also manage property, advise owners or send crews to site, general liability, property, builders’ risk and inland marine follow. Spot lists what each entity does so each policy names the right one.

Is technology E&O the same as professional E&O?

No. Professional E&O addresses errors in advice or professional services. A technology E&O form may treat software, data and implementation differently, so Spot compares the wording itself.

What do we do when a contract asks for insurance and a bond?

Handle them separately. Your Spot team records the entity, project, requested limit, bond type, obligee and obligation, then takes the insurance request and the bond request to your broker or surety agent as two items.

Does our general liability cover work at a client’s property?

It can address premises, operations and completed work, subject to exclusions. We check that your site visits, installation and inspection work appear in the application.

We have several entities. Does each need its own policy?

Not necessarily, but each must be described and named correctly. Spot maps entities to activities before the submission goes out.

We use a construction broker for site work. Can Spot work with them on the platform side too?

Yes. Spot works alongside your construction broker and can bring tech E&O and cyber into the same submission, or help you switch to a broker who handles both. Spot doesn’t take commissions on premiums for either.

Get insurance off your to-do list.

Get quotes from 50+ real estate and construction insurance providers with Spot. Keep your broker or switch, with no commissions on premiums.

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