Does Inland Marine Cover Flood?
Flood coverage for equipment depends on the inland-marine form’s flood definition, exclusions, deductible, and sublimit.
A general description of the coverage line does not confirm that your equipment floater covers a particular water event.
Ask about surface water, storm surge, rain, and waterborne loss separately. Check flood limits, deductibles, territory, and restrictions for equipment left at a jobsite; get the applicable endorsement or exclusion in writing.
