Media Liability in Missouri

For Missouri media work, note whether the challenged communication was made in connection with a government public meeting or quasi-judicial proceeding: that setting can trigger an expedited procedure, while the state’s separate limitations statute allows two years for libel and slander.

What Is Media Liability Insurance?

Media liability can help pay defense costs for claims about content you create or distribute, such as allegations of defamation or infringement. Consider it if you publish or produce content for your business or clients; match the quote to each activity. Read the national Media liability guide.

What Should You Watch for With Media Liability Insurance in Missouri?

Track the two-year libel and slander period
Missouri lists libel and slander among claims to bring within two years. Do not treat that court deadline as the notice period in a policy; compare the actual reporting and claim-trigger language in the quote. ¹
The expedited motion is tied to a defined public proceeding
Section 537.528 applies to conduct or speech connected with a public hearing or public meeting in a quasi-judicial proceeding before a state or local decision-making body. It provides an expedited motion and discovery suspension, but expressly says it does not limit other remedies, including defamation actions. ²
Do not treat it as a defense for ordinary publishing
A story, ad, or client campaign does not qualify for § 537.528 merely because it discusses a public issue. If your content arose from a hearing or review board, preserve agendas, recordings, submitted statements, and publication edits for counsel and the insurer. ²

Which Media Liability Providers Have Missouri License Records?

These providers publish a national listing for Media liability; the license records below name the licensed entities and roles. Some records rely on company-reported information rather than independent regulator verification. A national listing does not confirm the product is available in Missouri. Check the regulator’s license lookup and confirm state availability for your business when requesting a quote.

Coalition
Insurance producer, Surplus-lines broker · checked 2026-09-28
Coalition Insurance Solutions, Inc.
Coalition’s license page lists producer and surplus-lines licenses for Coalition Insurance Solutions, Inc. in all 50 states and the District of Columbia. The page separately lists insurers; this record covers the brokerage entity only. ¹²
Coalition identifies media liability within its Active Cyber policy.
Corgi
Insurance producer · checked 2026-09-28
Corgi Insurance Services, Inc.
Corgi’s company producer-license table lists 50 jurisdictions: 49 states and the District of Columbia, including DC license 3003091619. New Mexico does not appear in the table and is not included here; the omission does not establish that Corgi is unlicensed there. The company-reported table has no stated as-of date and does not establish product availability. ¹³
Corgi lists media liability insurance among its coverage offerings.

Who Regulates Insurance in Missouri?

Missouri Department of Commerce and Insurance

Missouri DCI licenses insurance producers and insurers, reviews property and casualty rates and forms, and investigates complaints against insurance companies and producers. ^3,^4,^5,⁶

Website: Regulator website
License lookup: Search licensed producers
Complaints: File a complaint
Phone: 800-726-7390

Surplus-Lines Tax and Stamping Office in Missouri

Reported tax rate. 5% of premium; Missouri taxes the entire gross premium when Missouri is the home state ^7,^8,^9,¹⁰

When Missouri is the insured’s home state, the state applies its 5% surplus-lines tax to the entire gross premium of a multistate policy; the regulator’s FAQ says the tax includes applicable fees. Eligible nonadmitted insurers do not participate in the Missouri Guaranty Fund, and Missouri generally requires the full amount or kind of coverage to be unavailable from admitted insurers before placement; an exempt commercial purchaser search exception has separate disclosure and written-request conditions.

Questions to Ask Before You Buy Media Liability in Missouri

Which policy definition of a claim applies to a written demand, subpoena, or suit?
Who selects counsel, and do defense expenses reduce the media limit?
Which content activities, formats, platforms, and client work are scheduled or excluded?

Media Liability Insurance in Missouri: Frequently Asked Questions

Does Missouri’s public-meeting statute block a defamation claim?

No. It creates an expedited procedure for qualifying speech connected to specified government proceedings and expressly preserves defamation actions and other remedies. ²

Can I use Missouri’s two-year limitation as my notice deadline?

No. The statute limits when a libel or slander action may be brought; the policy controls when and how you notify the insurer. ¹

Sources for Media Liability Insurance in Missouri

1
Revised Statutes of Missouri § 516.140. Missouri Revisor of Statutes; Libel and slander listed in two-year limitations period; current source history includes 2014 amendment. Accessed 2026-09-28.
2
Revised Statutes of Missouri § 537.528. Missouri Revisor of Statutes; Subsections 1–7: public-hearing/quasi-judicial scope, stay, costs, definition, preserved remedies; current source shows effective 2026-08-28. Accessed 2026-09-28.
3
Missouri Department of Commerce and Insurance. Missouri Department of Commerce and Insurance; Official insurance regulator homepage. Accessed 2026-09-28.
4
Find an Insurance Agent/Agency. Missouri Department of Commerce and Insurance; Official DCI search page says its License & Contact Info search covers licensed agents and agencies; it links to company search. Accessed 2026-09-28.
5
Insurance Complaints. Missouri Department of Commerce and Insurance; Complaint filing page; says Consumer Affairs investigates complaints against insurers and producers; consumer hotline 800-726-7390. Accessed 2026-09-28.
6
Insurance Company Rate, Rule and Policy Form Filings. Missouri Department of Commerce and Insurance; Official DCI rate, rule and form filing page; identifies state oversight of insurer product filings. Accessed 2026-09-28.
7
Surplus Lines FAQs. Missouri Department of Commerce and Insurance; FAQ states 5% of Missouri net premium including applicable fees and eligible surplus-lines companies do not participate in the Guaranty Fund. Accessed 2026-09-28.
8
RSMo §384.061. Missouri Revisor of Statutes; Subsections 1–2: entire gross premium is taxed when Missouri is home state; Chapter 384 placement regulation applies only when Missouri is home state. Accessed 2026-09-28.
9
RSMo §384.021. Missouri Revisor of Statutes; Admitted-market availability rule and exempt commercial purchaser due-diligence exception; exception conditions appear in subsection 2. Accessed 2026-09-28.
10
Surplus Lines FAQs. Missouri Department of Commerce and Insurance; FAQ says eligible surplus-lines insurers do not participate in the Guaranty Fund. Accessed 2026-09-28.
11
Licenses. At-Bay; Current producer introduction and state table; At-Bay Insurance Services LLC; P&C and surplus-lines identifiers. Accessed 2026-09-21.
12
Licenses and Carriers. Coalition; Licenses and Carriers, re-read 22 September 2026: Insurance Licenses table for Coalition Insurance Solutions, Inc., national producer number 18419475, with producer and surplus-lines numbers for all 50 states and DC including California 0L76155, Georgia 196479, Texas 2199630 and 2205589, Pennsylvania 815731 and 817452, Colorado 539028 and Wisconsin 3000108852. Insurance Carriers table naming, with NAIC numbers, Allianz Underwriters Insurance Company 36420, Arch Specialty Insurance Company 21199, Ascot Specialty Insurance Company 45055, Ascot Insurance Company 23752, Aspen Specialty Insurance Company 10717, Chaucer Insurance Company DAC, Coalition Insurance Company 29530, Fireman's Fund Indemnity Corporation 11380, Fortegra Specialty Insurance Company 16823, Lloyd's of London, MSIG Specialty Insurance USA Inc. 34886, MS Transverse Specialty Insurance Company 41807, Steadfast Insurance Company 26387, Vantage Risk Specialty Insurance Company 16275 and Zurich American Insurance Company 16535. Accessed 2026-09-22.
13
Insurance Producer Licenses. Corgi Insurance; Current complete Insurance Producer Licenses table for Corgi Insurance Services, Inc.; 50 rows covering 49 states and DC (DC 3003091619); no New Mexico row; no NPN or as-of date shown. Accessed 2026-09-28.
14
About Hiscox US Insurance. Hiscox; Hiscox Insurance Company Inc. NAIC 10200 as Chicago, IL domiciled insurer admitted or licensed in all 50 states and D.C.; Hiscox Inc. as general agent and Lloyd’s coverholder for Syndicates 33 and 3624; surplus-lines placements through licensed surplus-lines brokers; A.M. Best rating statement. Accessed 2026-09-16.
15
Licenses. ERGO NEXT Insurance; Current entity-by-state license table reopened 28 September 2026: 50 rows under Next First Insurance Agency, Inc., including Washington, DC; New York rows instead list Next Insurance Services PC-1423070 and AP Intego BR-1198885. Accessed 2026-09-28.
16
The Pie Insurance Company — Company Details. Missouri Department of Commerce and Insurance; Company name: THE PIE INSURANCE COMPANY; status Active; NAIC 21857; license B424258; Property and Casualty; date admitted 1999-07-07. The page has no expiry/renewal field. Accessed 2026-09-28. Accessed 2026-09-28.
17
Insurance Licenses by State. TechInsurance; Current state table; identifies TechInsurance as a division of Specialty Program Group LLC d/b/a SPG Insurance Solutions; lists DC 3000041536 and labels Rhode Island “Individual licenses,” without an agency license number. Accessed 2026-09-28.
18
Licenses. Vouch; Effective 16 January 2025: Vouch Specialty Insurance Services, LLC, NPN 19926463; P&C table (50 states and DC); surplus-lines table includes Idaho 870820; footnote says Georgia and Idaho do not issue agency-level surplus-lines licenses; Idaho retained as producer-only due to conflict. Accessed 2026-09-15.

Media Liability in Missouri

What Is Media Liability Insurance?

What Should You Watch for With Media Liability Insurance in Missouri?

Track the two-year libel and slander period

The expedited motion is tied to a defined public proceeding

Do not treat it as a defense for ordinary publishing

Which Media Liability Providers Have Missouri License Records?

Coalition

Corgi