The Hartford vs 
USI Insurance Services: How Do They Compare for Crime Insurance?
The Hartford includes crime among five Private Choice Premier options for nonprofit, public and private organizations; USI Insurance Services is a broker whose business-services practice targets janitorial, staffing and repair companies, with an ExecuSafe crime review.
The Hartford offers crime within Private Choice Premier and a financial-institutions track; USI names service businesses such as janitorial, staffing and printing and can review existing crime coverage in ExecuSafe. 1,2,3
What Are the Key Differences Between The Hartford and USI Insurance Services Crime Insurance?
Package Option Versus Broker Placement
The Hartford includes crime among five Private Choice Premier options, and also offers bond and commercial crime (fidelity) within its financial-institutions track. USI can arrange standalone crime or review existing coverage through ExecuSafe; its pages do not identify which insurer would issue a policy. 1 2 3
Who Each Practice Names
The Hartford’s crime coverage is available to nonprofit organizations, publicly traded companies and privately held companies. USI’s Business Services practice, which lists crime, says it targets building and maintenance, repair service, janitorial, staffing and printing companies. 1 2
Coverage Description and Extra Work
The Hartford describes employee theft, forgery or robbery, with a cash-register example. USI lists crime among coverages it places and says ExecuSafe checks existing crime coverage for gaps, with classification and exposure reviews, claim advocacy and risk control across Business Services lines. USI directs business-services inquiries to a published email inbox or a local office, and ExecuSafe inquiries to a Select Business inbox. USI’s pages do not publish crime limits or retentions. 1 2 3
What Should You Confirm in The Hartford and USI Insurance Services Crime Insurance Quotes?
- Ask The Hartford which product track the crime quote sits on. 1
- Ask USI for the issuing insurer and whether ExecuSafe is part of the engagement. 2 3
- Compare how each quote describes theft, forgery and related fraud against The Hartford’s cash-register example and USI’s employee-theft description. 1 2
- Get limits and retentions from USI; its reviewed pages leave those figures off. 2
The Hartford vs USI Insurance Services Crime Insurance Compared
The Hartford vs USI Insurance Services: Crime Insurance: documented features by provider
| Criteria | The Hartford Crime Insurance | USI Crime Insurance Brokerage |
|---|---|---|
| Who It’s For | The Hartford's crime coverage is available to nonprofit organizations, publicly traded companies and privately-held companies as part of its management-liability lineup. 1Company-reported. Management liability product page as read 2026-09-23. | USI's Business Services practice, which lists crime coverage, says it targets building and maintenance, repair service, janitorial, staffing and printing companies, citing employee errors and misconduct as one of the risk exposures it addresses for them. 2Company-reported. Company description of client base. |
| Coverage Features | The Hartford says crime insurance helps cover business-related crimes like employee theft, forgery or robbery, giving as an example an employee stealing money from a cash register. 1Company-reported. Management liability product page as read 2026-09-23. General coverage description; the issued policy controls. | USI lists crime among the coverages it places for business-services clients, and its ExecuSafe review checks a client's existing crime coverage as part of a broader management liability review. 2,3Company-reported. Catalogue listing plus the ExecuSafe review description; actual insuring agreements and exclusions are set by the issued policy. |
| Role in This Line | The Hartford's crime insurance is one of five options in its Private Choice Premier management-liability package, and is offered separately as bond and commercial crime (fidelity) coverage within its financial-institutions product track. 1Company-reported. Management liability product page as read 2026-09-23. | USI brokers crime insurance, which covers losses from employee theft and related fraud, either as a standalone placement or as part of a management liability review under ExecuSafe. 2,3Company-reported. Business Services catalogue and ExecuSafe article. |
