---
title: "The Hartford vs USI Insurance Services: Crime Insurance"
description: "The Hartford offers crime within Private Choice Premier and a financial-institutions track; USI names service businesses such as janitorial, staffing and printing and can review existing crime coverage in ExecuSafe."
canonical: "https://spot.insure/compare/the-hartford-vs-usi/crime"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "the-hartford-vs-usi"
provider-a: "the-hartford"
provider-b: "usi"
coverage-line: "crime"
---

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[Human-readable page](https://spot.insure/compare/the-hartford-vs-usi/crime)

## Agent Guide

**What this page is:** Focused comparison of The Hartford and USI Insurance Services for Crime Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Crime Insurance questions about The Hartford versus USI Insurance Services. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- The Hartford vs USI Insurance Services for Crime Insurance: how do they differ?
- Which is better for Crime Insurance, The Hartford or USI Insurance Services?
- What does The Hartford or USI Insurance Services publish about Crime Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Crime Insurance. Providers: The Hartford and USI Insurance Services.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [The Hartford vs USI Insurance Services](https://spot.insure/compare/the-hartford-vs-usi) — all coverage lines for this pair
- [Crime Insurance guide](https://spot.insure/coverage/crime) — how this coverage works
- [The Hartford profile](https://spot.insure/insurance-providers/the-hartford) — provider profile
- [USI Insurance Services profile](https://spot.insure/insurance-providers/usi) — provider profile

# The Hartford vs USI Insurance Services: How Do They Compare for Crime Insurance?

The Hartford includes crime among five Private Choice Premier options for nonprofit, public and private organizations; USI Insurance Services is a broker whose business-services practice targets janitorial, staffing and repair companies, with an ExecuSafe crime review.

The Hartford packages crime with Private Choice Premier and offers a separate fidelity track for financial institutions; USI works with service trades and can review existing crime coverage through ExecuSafe.

## The Hartford vs USI Insurance Services Crime Insurance Summary

The Hartford offers crime within Private Choice Premier and a financial-institutions track; USI names service businesses such as janitorial, staffing and printing and can review existing crime coverage in ExecuSafe. [1](https://www.thehartford.com/management-liability-insurance "Management Liability Insurance | Get a Quote") [2](https://www.usi.com/property-casualty/business-services/ "Business Services") [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks")

## What Are the Key Differences Between The Hartford and USI Insurance Services Crime Insurance?

### Package Option Versus Broker Placement

The Hartford includes crime among five Private Choice Premier options, and also offers bond and commercial crime (fidelity) within its financial-institutions track. USI can arrange standalone crime or review existing coverage through ExecuSafe; its pages do not identify which insurer would issue a policy. [1](https://www.thehartford.com/management-liability-insurance "Management Liability Insurance | Get a Quote") [2](https://www.usi.com/property-casualty/business-services/ "Business Services") [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks")

### Who Each Practice Names

The Hartford’s crime coverage is available to nonprofit organizations, publicly traded companies and privately held companies. USI’s Business Services practice, which lists crime, says it targets building and maintenance, repair service, janitorial, staffing and printing companies. [1](https://www.thehartford.com/management-liability-insurance "Management Liability Insurance | Get a Quote") [2](https://www.usi.com/property-casualty/business-services/ "Business Services")

### Coverage Description and Extra Work

The Hartford describes employee theft, forgery or robbery, with a cash-register example. USI lists crime among coverages it places and says ExecuSafe checks existing crime coverage for gaps, with classification and exposure reviews, claim advocacy and risk control across Business Services lines. USI directs business-services inquiries to a published email inbox or a local office, and ExecuSafe inquiries to a Select Business inbox. USI’s pages do not publish crime limits or retentions. [1](https://www.thehartford.com/management-liability-insurance "Management Liability Insurance | Get a Quote") [2](https://www.usi.com/property-casualty/business-services/ "Business Services") [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks")

## What Should You Confirm in The Hartford and USI Insurance Services Crime Insurance Quotes?

- Ask The Hartford which product track the crime quote sits on. [1](https://www.thehartford.com/management-liability-insurance "Management Liability Insurance | Get a Quote")
- Ask USI for the issuing insurer and whether ExecuSafe is part of the engagement. [2](https://www.usi.com/property-casualty/business-services/ "Business Services") [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks")
- Compare how each quote describes theft, forgery and related fraud against The Hartford’s cash-register example and USI’s employee-theft description. [1](https://www.thehartford.com/management-liability-insurance "Management Liability Insurance | Get a Quote") [2](https://www.usi.com/property-casualty/business-services/ "Business Services")
- Get limits and retentions from USI; its reviewed pages leave those figures off. [2](https://www.usi.com/property-casualty/business-services/ "Business Services")

## The Hartford vs USI Insurance Services Crime Insurance Compared

| Criteria | The Hartford Crime Insurance | USI Crime Insurance Brokerage |
| --- | --- | --- |
| Who It’s For | The Hartford's crime coverage is available to nonprofit organizations, publicly traded companies and privately-held companies as part of its management-liability lineup. [1](https://www.thehartford.com/management-liability-insurance "Management Liability Insurance | Get a Quote") (Evidence: Company-reported; scope: Management liability product page as read 2026-09-23..) | USI's Business Services practice, which lists crime coverage, says it targets building and maintenance, repair service, janitorial, staffing and printing companies, citing employee errors and misconduct as one of the risk exposures it addresses for them. [2](https://www.usi.com/property-casualty/business-services/ "Business Services") (Evidence: Company-reported; scope: Company description of client base..) |
| Coverage Features | The Hartford says crime insurance helps cover business-related crimes like employee theft, forgery or robbery, giving as an example an employee stealing money from a cash register. [1](https://www.thehartford.com/management-liability-insurance "Management Liability Insurance | Get a Quote") (Evidence: Company-reported; scope: Management liability product page as read 2026-09-23. General coverage description; the issued policy controls..) | USI lists crime among the coverages it places for business-services clients, and its ExecuSafe review checks a client's existing crime coverage as part of a broader management liability review. [2](https://www.usi.com/property-casualty/business-services/ "Business Services") [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Catalogue listing plus the ExecuSafe review description; actual insuring agreements and exclusions are set by the issued policy..) |
| Role in This Line | The Hartford's crime insurance is one of five options in its Private Choice Premier management-liability package, and is offered separately as bond and commercial crime (fidelity) coverage within its financial-institutions product track. [1](https://www.thehartford.com/management-liability-insurance "Management Liability Insurance | Get a Quote") (Evidence: Company-reported; scope: Management liability product page as read 2026-09-23..) | USI brokers crime insurance, which covers losses from employee theft and related fraud, either as a standalone placement or as part of a management liability review under ExecuSafe. [2](https://www.usi.com/property-casualty/business-services/ "Business Services") [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Business Services catalogue and ExecuSafe article..) |

## About The Hartford and USI Insurance Services and Crime Insurance

- [The Hartford company profile](https://spot.insure/insurance-providers/the-hartford) · [The Hartford customer reviews](https://spot.insure/insurance-providers/the-hartford/reviews)
- [USI Insurance Services company profile](https://spot.insure/insurance-providers/usi) · [USI Insurance Services customer reviews](https://spot.insure/insurance-providers/usi/reviews)
- [What Is Crime Insurance?](https://spot.insure/coverage/crime)

## Related Pages for The Hartford vs USI Insurance Services Crime

- [The Hartford vs USI Insurance Services](https://spot.insure/compare/the-hartford-vs-usi): all coverage lines, business roles, service and claims.
- [What Is Crime Insurance?](https://spot.insure/coverage/crime): Crime insurance addresses specified theft and fraud losses; employee theft, forgery, funds-transfer fraud and impersonation payments can have separate terms.
- [The Hartford Crime Insurance](https://spot.insure/insurance-providers/the-hartford/crime)
- [USI Insurance Services Crime Insurance](https://spot.insure/insurance-providers/usi/crime)

## Sources for The Hartford vs USI Insurance Services Crime Insurance

### Sources About The Hartford

1. [Management Liability Insurance | Get a Quote](https://www.thehartford.com/management-liability-insurance). The Hartford; Crime Insurance section; Who Does Management Liability Insurance Protect?; Management and Professional Liability Insurance for Financial Institutions (Bond and commercial crime (fidelity)). Accessed 2026-09-23.

### Sources About USI Insurance Services

2. [Business Services](https://www.usi.com/property-casualty/business-services/). USI Insurance Services; USI advises clients...and provides solutions for...Crime.... Accessed 2026-09-23.
3. [Protect Your Company and Personal Assets From Management Liability Risks](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/). USI Insurance Services; Review existing management liability policies (if any) to uncover gaps in coverage...(including employment practices liability, fiduciary liability, and crime).. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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