Resilience vs USI Insurance Services: How Do They Compare for Cyber Insurance?

USI Insurance Services is a broker whose PrivaSafe program for middle-market firms includes up to $2 million in notification-cost coverage; Resilience advertises limits up to $20 million with threat monitoring.

USI's PrivaSafe program posts extras such as $2 million of notification costs outside the aggregate. Resilience advertises cyber limits up to $20 million and pairs the policy with its own monitoring rather than a broker manuscript form. ^4,¹

What Are the Key Differences Between Resilience and USI Insurance Services Cyber Insurance?

Manuscript Extras Versus a Posted Ceiling

USI publishes a PrivaSafe structure built around extras beside a primary form.

USI says PrivaSafe can prevent uninsured or underinsured losses up to $10 million, includes up to $2 million in notification-cost coverage in addition to the policy's aggregate limit, and $250,000 in defense-cost coverage outside the limit (with additional limit available). ⁴Company-reported. Program page figures describe the PrivaSafe structure generally; a buyer's actual limits, sublimits and retentions are set on the policy declarations.

Resilience advertises cyber limits up to $20 million, primary or excess, plus eCrime up to $500,000, and pairs the policy with Risk Operations Center monitoring. Choose USI if those posted notification and defense extras are the comparison you need; choose Resilience if a $20 million ceiling and bundled monitoring matter more. ¹

Middle-Market Brokerage Versus a Combined Product

USI is a broker that layers PrivaSafe onto placements for middle-market firms it says often lack in-house security expertise. Resilience pairs insurance with security services and, in the US, distributes the policy rather than underwriting it under the Resilience brand itself. ⁴ ¹

Pre-Breach Broker Services Versus In-House Claims

USI says PrivaSafe includes pre-breach and post-breach services on top of its cyber specialists. Resilience describes a 24/7 in-house claims and incident-response team with one manager from triage through settlement. ⁴ ³

What Should You Confirm in Resilience and USI Insurance Services Cyber Insurance Quotes?

Ask USI whether the $2 million and $250,000 extras appear on your quote. ⁴
Ask Resilience which Homeland entity would issue the policy. ²
Compare USI's $10 million uninsured-loss structure with Resilience's $20 million advertised maximum. ⁴ ¹
Confirm the issuing insurer on the USI placement. ⁴

Resilience vs USI Insurance Services Cyber Insurance Compared

Resilience vs USI Insurance Services: Cyber Insurance: documented features by provider

Criteria	Resilience Cyber Insurance	USI PrivaSafe Cyber and Privacy Liability Program
Limits and Retentions	Resilience advertises cyber limits up to $20 million, available on a primary or excess basis, with a separate eCrime sublimit of up to $500,000. The page does not publish minimum limits, retentions or deductibles. ¹Company-reported. "Top-Rated Insurance with Broad Market Appetite" and "Policy Coverage" sections; figures are marketing maximums, not a specific quote.	USI says PrivaSafe can prevent uninsured or underinsured losses up to $10 million, includes up to $2 million in notification-cost coverage in addition to the policy's aggregate limit, and $250,000 in defense-cost coverage outside the limit (with additional limit available). ⁴Company-reported. Program page figures describe the PrivaSafe structure generally; a buyer's actual limits, sublimits and retentions are set on the policy declarations.
Who It’s For	Resilience markets US cyber insurance across industries including healthcare, higher education, financial institutions and services, manufacturing, construction, law firms, professional services, public entities, retail, hospitality, technology, life sciences, medical devices and pharmaceuticals. ¹Company-reported. "Broad Market Appetite" availability table for the United States, accessed 2026-09-23; the table does not state a minimum revenue or company-size threshold for cyber (unlike the separate tech E&O appetite range).	USI markets PrivaSafe to middle-market firms, saying they are particularly vulnerable to cyber events because they have limited in-house access to security expertise. The page also says any business that gathers personal or health information, manages a network, or accepts electronic payments is a potential target. ⁴Company-reported. Program page marketing description, not an underwriting appetite statement.
Coverage Features	Resilience lists privacy wrongful-act coverage, eCrime coverage up to $500,000, coverage for incident costs that exceed the policy limit (such as legal, forensics and crisis communications), and funds-transfer-fraud recovery assistance among its cyber policy features. ¹Company-reported. "Policy Coverage" section of the product page; actual insuring agreements, sublimits and exclusions are set by the issued policy.	USI describes PrivaSafe as covering three areas: liability costs (including inability to protect information and related tort liability), compliance and corrective costs (data breach and forensic costs, privacy regulatory costs, payment-card standards), and direct costs (network interruption, data reconstruction, cyber extortion, bricking, voluntary shutdown, reputational harm business interruption, and cyber crime). ⁴Company-reported. PrivaSafe program page; actual insuring agreements and exclusions are set by the issued policy form.
Role in This Line	Resilience pairs a cyber insurance policy with security services such as threat monitoring and breach-and-attack simulations. In the US, the policy is placed by a distributor rather than underwritten by the Resilience brand itself. ¹Company-reported. Cyber Insurance product page description of the combined offering, accessed 2026-09-23.	USI is a broker, not an insurer, for cyber coverage. It places cyber and privacy liability policies for clients and layers on its own manuscripted program, PrivaSafe, rather than underwriting the risk itself. ^4,⁵Company-reported. PrivaSafe program page and USI's property & casualty and technology practice pages.
Risk Services	Resilience says policyholders get proactive threat monitoring from its Risk Operations Center and access to breach-and-attack simulations powered by AttackIQ, in addition to the policy itself. ¹Company-reported. "The Resilience Advantage" section of the cyber product page.	USI says PrivaSafe includes pre-breach services to help avoid cyber threats and post-breach services designed to streamline incident response and recovery, on top of USI's general property & casualty cyber specialists. ^4,⁶Company-reported. Program page and property-casualty practice team description.